Earn 150K Amex Points With the Amex Business Platinum Card [Current Public Offer Is 200K]

American Express has recently stepped up its efforts to attract new customers, offering massive welcome offers and refreshing a variety of its cards. And now those with a small business have another offer to consider for The Business Platinum Card^® from American Express — and it’s very generous.

Let’s take a look.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Amex Business Platinum Card Welcome Bonus Offer

The welcome offers for the Amex Business Platinum card can vary. Depending on your credit score and income, you may see any one of several different available offers. At this time, we’re seeing 170,000-point, 175,000-point, 190,000-point, 200,000-point, and even 250,000-point offers widely available.

All of these are significant and can get you a large portion of the way toward a high-end vacation.

We generally value Membership Rewards points at about 2.2 cents apiece, which means that a 150,000-point bonus is worth $3,300, and a 250,000-point bonus is worth $5,500.

Option 1: Check Amex’s Website Directly (Try This First)

If you want to get the Amex Business Platinum card with the best offers, you should start your search directly on the American Express website.

Checking directly lets you see the type of offer you’re targeted for, such as this one for 150,000 points:

After selecting the “Apply Now” option, enter your basic information to continue the application (the application screenshot below shows a higher available offer for 200,000 points).

If you’re approved to apply for a card, you can do so with no impact on your personal credit score. The hard inquiry on your credit only happens after you accept the offer and decide to open an account.

Option 2: Check on CardMatch

If Amex’s offer isn’t the one you’re looking for, we recommend checking via the CardMatch tool.

CardMatch uses a soft credit check to determine whether you’re eligible for any higher offers. Because it isn’t a hard pull, the check doesn’t affect your credit score.

Option 3: Targeted Email Offers

If you’re still searching, keep an eye out for targeted email or mail offers. You need to opt in to receive new card and credit offers in your Amex account’s general marketing email preferences.

Option 4: Personal Referral Offer

Check with friends or family members who have Amex cards for a link through the Amex refer-a-friend program. They don’t have to have an Amex Business Platinum card to refer you to any Amex card.

Benefits of the Amex Business Platinum Card

Along with a generous welcome offer, the Amex Business Platinum card comes with many benefits, including airport lounge access and statement credits (enrollment required for some benefits):

• Statement credits for Dell, Indeed, Adobe, Hilton, prepaid hotel stays made via AmexTravel.com, wireless phone services, TSA PreCheck or Global Entry fees, CLEAR^® Plus, and airline incidental fees
• Access to 1,550 lounges worldwide: Centurion Lounges (U.S. and international locations), Priority Pass upon enrollment, Escape Lounges – The Centurion Studio Partner, Plaza Premium Lounges, select Virgin Clubhouses, select Lufthansa Lounges when flying with Lufthansa Group the same day, and 10 visits to Delta Sky Clubs (when flying Delta the same day) with the ability to unlock unlimited visits through spend
• Hotel and rental car elite status and benefits
• 35% airline bonus when you use Pay With Points for flights on your airline of choice booked through AmexTravel.com (up to 1 million points per year)

That’s a lot of value when you consider the annual fee of $895 is hefty (rates & fees).

Who Is Eligible for the Amex Business Platinum Card Welcome Offer?

If you do not currently have or have not recently held the Amex Business Platinum card and have good to excellent credit, you should generally be eligible for the welcome bonus offer.

Note that the Amex Business Platinum card and the personal Platinum Card^® from American Express are separate products. Given that, not only can you hold both cards at the same time, but you can also receive both welcome offers.

Additionally, if you already hold another American Express business card, like the American Express^® Business Gold Card or The Blue Business^® Plus Credit Card from American Express, you are still eligible to receive the welcome offer on the Amex Business Platinum card.

That said, even if you have never had the Amex Business Platinum card, American Express may still inform you, via a pop-up during the application process, that you are ineligible for the welcome offer. This usually has to do with your past history with American Express, including the number of cards you currently have open, cards you’ve closed in the past, and other factors. If you receive this pop-up, you can simply withdraw your application and try again later.

Maximizing Your Points With Spring Vacations

If you qualify for the 150,000-point (or higher!) welcome offer and maximize your minimum spending, you’ll be sitting on a stockpile of Amex Membership Rewards points. So, where can these points take you?

Head to Breckenridge for an End-of-Season Ski Trip

If you want to squeeze in a final ski trip before the season ends, consider using your Amex points for lodging in Breckenridge, Colorado, one of the country’s premier ski destinations.

The Hotel Alpenrock Breckenridge, Curio Collection by Hilton, is less than a half-mile from Breckenridge’s charming Main Street and just a short walk to major ski lifts, including Breckenridge Ski Resort and the Beaver Run SuperChair. At the hotel, you have access to restaurants, a full-service fitness center, multiple hot tubs, and more.

You can transfer Amex points to your Hilton Honors account at a 1:2 ratio. This means you get 2 Hilton points for every Amex point you transfer — and Amex frequently has bonuses offering up to 30% additional points.

Stays at this property start at around 92,000 per night during ski season, but because of the transfer ratio, a 3-night stay costs just 138,000 Amex points, leaving you with plenty to spare for future trips.

Hit the Windy City as the Weather Improves

Chicago comes alive in the spring after a long winter’s nap. It’s one of the best times to visit the city, too, before throngs of visitors descend on major sites like Navy Pier and the Bean at Millennium Park in the summertime.

Hilton has a strong presence in the Second City, with properties ranging from budget to splurge-worthy. Consider the Waldorf Astoria Chicago, an uber-luxe property perfectly located to take advantage of the city’s superb shopping on the Magnificent Mile and in the Gold Coast neighborhood.

Room rates at the Waldorf Astoria start at 95,000 Hilton Honors points per night in the spring, meaning you can book a 3-night stay for 142,500 Amex points, thanks to the 1:2 transfer ratio with Hilton Honors.

Fly Qatar QSuite to the Maldives and Back

The British Airways Club has recently dropped its award pricing for Qatar Airways flights, meaning a one-way QSuite ticket to the Maldives would cost you just 70,000 Avios. Round-trip, you’d be paying 140,000 Avios — or 140,000 Amex points after you transfer them.

Final Thoughts

If you don’t already have the Amex Business Platinum card, now’s the time to get it. Although it’s an expensive card, its annual statement credits and huge welcome bonus offer make it more than worth it.

Follow the steps outlined in this guide to secure the highest offer possible by starting your search directly on the American Express website. Other options include checking CardMatch, opting in for targeted email offers, and checking friends or family for a personal referral offer.