Can You Get 150K Bonus Points on the Amex Business Platinum? [Current Public Offer Is as High as 300K]

150,000 points is a targeted welcome offer currently available on The Business Platinum^® Card from American Express, though availability varies by applicant.

While some may see this welcome offer, others could be targeted for even higher bonuses — as high as 300,000 points. Be sure to check your eligibility before applying, and we’ll discuss how in this guide.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Amex Business Platinum Card 150K Welcome Bonus Offer

The welcome offers for the Amex Business Platinum card can vary. This is what’s currently available:

• As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Earning 150,000 points could be one possibility, though eligible applicants can even earn as high as 300,000 points. These massive welcome offers are significant and can get you a large portion of the way toward a high-end vacation.

Option 1: Check Amex’s Website Directly (Try This First)

If you want to get the Amex Business Platinum card with the best offers, you should start your search directly on the American Express website. The current public welcome offer is: As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Here’s an example of a targeted 300,000-point welcome bonus offer when applying directly through American Express:

Checking directly lets you see the type of offer you’re targeted for, such as this one for 150,000 points our writers have also come across:

After selecting the “Apply Now” option, enter your basic information to continue the application. Fortunately, Amex runs a soft credit check to either deny or approve you, so nothing is impacting your credit score at this stage (Source: American Express)

If you end up getting approved, you’ll be able to review the welcome offer you qualify for, which could be 150,000 points or as high as 300,000 points. A hard inquiry is typically only triggered if you choose to proceed and open the Amex Business Platinum card account.

Option 2: Check on CardMatch

If Amex’s offer isn’t the one you’re looking for, we recommend checking via the CardMatch tool.

CardMatch uses a soft credit check to determine whether you’re eligible for any higher offers (Source: CardMatch)

Because it isn’t a hard pull, the check doesn’t affect your credit score.

Option 3: Targeted Email Offers

If you’re still searching, keep an eye out for targeted email or mail offers. You need to opt in to receive new card and credit offers in your Amex account’s general marketing email preferences.

Option 4: Personal Referral Offer

Check with friends or family members who have Amex cards for a link through the Amex refer-a-friend program. They don’t have to have an Amex Business Platinum card to refer you to any Amex card.

Key Card Details

Along with a generous welcome offer, the Amex Business Platinum card comes with many benefits:

• Access to over 1,550 airport lounges (enrollment required for Priority Pass lounges)
• Up to $600 in prepaid annual hotel credit
• Generous bonus points on travel and business categories
• Varied statement credits for eligible purchases at Hilton, Dell Technologies, U.S. wireless service providers, airline fee incidentals, Global Entry or TSA PreCheck, and CLEAR+ (enrollment required for some benefits)
• Elite status with Hilton Honors, Marriott Bonvoy, and Leaders Club upon enrollment
• A 35% airline bonus when you use Pay With Points for a flight on your preselected airline booked via AmexTravel.com (up to 1 million points per year)

That’s a lot of value when you consider the annual fee of $895 is hefty (rates & fees).

Who Is Eligible for the Amex Business Platinum Card?

If you do not currently have or have not recently held the Amex Business Platinum card and have good to excellent credit, you should generally be eligible for the welcome bonus offer. (Source: American Express)

Note that the Amex Business Platinum card and the personal Platinum Card^® from American Express are separate products. Given that, not only can you hold both cards at the same time, but you can also receive both welcome offers.

Additionally, if you already hold another American Express business card, like the American Express^® Business Gold Card or The Blue Business^® Plus Credit Card from American Express, you should still be eligible to receive the welcome offer on the Amex Business Platinum card.

That said, even if you have never had the Amex Business Platinum card, American Express may still inform you, via a pop-up during the application process, that you are ineligible for the welcome offer. This usually has to do with your past history with American Express, including the number of cards you currently have open, cards you’ve closed in the past, and other factors. If you receive this pop-up, you can simply withdraw your application and try again later.

In addition, American Express generally applies “lifetime language,” which typically limits you to earning a welcome bonus on a specific card once. You’ll want to review the Offer & Benefit Terms to see if language like this appears: “You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card.”

Making the Most of Your 150K Points

If you earn 150,000 Amex Membership Rewards points, let’s review where these can these points take you:

• Book a ski hotel in Colorado: You can transfer Amex points to your Hilton Honors account at a 1:2 ratio, so you get 2 Hilton points for every Amex point. The Hotel Alpenrock Breckenridge, Curio Collection by Hilton costs around 92,000 per night during ski season, but because of the transfer ratio, a 3-night stay costs just 138,000 Amex points.
• Book a city hotel in Chicago: Rates at the Waldorf Astoria Chicago start at 95,000 Hilton Honors points per night in the spring, meaning you can book a 3-night stay for 142,500 Amex points.
• Fly Qatar QSuite to the Maldives (and back): The British Airways Club only charges 70,000 Avios for a one-way QSuite ticket to the Maldives. Round-trip, you’d be paying 140,000 Avios — or 140,000 Amex points after you transfer them at a 1:1 ratio.

Final Thoughts

It’s possible to score 150,000 points on the Amex Business Platinum card, though availability varies by applicant. Some may be targeted for a much higher, as high as 300,000 points opportunity by applying directly via American Express. As always, it’s important to check your eligibility — including any pop-up messages — before applying.