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Earn 150K Amex Points With the Amex Business Platinum Card [Current Public Offer Is 200K]

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Ryan Smith
Edited by: Stella Shon
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American Express has strengthened its efforts to attract new customers lately, offering massive welcome bonuses offers and refreshing a variety of its cards. Now, those with a small business have another offer to consider — and it’s very generous.

Let’s take a look.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Amex Business Platinum Card Welcome Bonus Offer

The welcome offers for The Business Platinum Card® from American Express can vary — depending on your credit score and income, you may see any one of several different available offers. At this time, we’re seeing 170,000-point, 175,000-point, 190,000-point, 200,000-point, and even 250,000-point offers widely available.

All of these are significant and can get you a large portion of the way toward a high-end vacation.

We generally value Membership Rewards points at about 2.2 cents apiece, which means that a 150,000-point bonus is worth $3,300, and a 250,000-point bonus is worth $5,500.

Option 1: Check Amex’s Website Directly (Try This First)

If you want to pick up the Amex Business Platinum card with the highest offers, you should start your search directly on the American Express website. Checking directly will allow you to see what type of offer you’re targeted for.

Amex Business Platinum card 150k offer Sep 1 2025
Offer captured on September 1, 2025, and may not be available to all applicants. Image Credit: American Express

Option 2: Check on CardMatch

If Amex’s offer isn’t the one you’re looking for, then the second option we recommend is checking via the CardMatch tool.

CardMatch uses a soft credit check to determine whether you’re eligible for any elevated offers. Because it isn’t a hard pull, the check won’t impact your credit score.

Option 3. Targeted Email Offers

If you’re still searching, keep an eye out for targeted email or mail offers. You’ll need to opt-in to receive New Card and Credit Offers in your Amex account’s General Marketing Email Preferences.

Benefits of the Amex Business Platinum Card

Along with a generous welcome offer, the Amex Business Platinum card comes with several benefits, including airport lounge access and semi-annual statement credits (enrollment required for some benefits):

That’s a lot of value when you consider the annual fee of $895 is hefty (rates & fees).

Who Is Eligible for the Amex Business Platinum Card Welcome Offer?

If you do not currently have, or have not recently held, the Amex Business Platinum card, then candidates with good to excellent credit should generally be eligible for the welcome bonus offer.

Note that the Amex Business Platinum card and personal the Platinum Card® from American Express are separate products. Given that, not only can you hold both cards at the same time, but you can also receive both welcome bonus offers.

Additionally, if you already hold another American Express business card, like the American Express® Business Gold Card or The Blue Business® Plus Credit Card from American Express, you are still eligible to receive the welcome bonus offer on the Amex Business Platinum card.

That said, even if you have never had the Amex Business Platinum card before, American Express may still tell you via a pop-up during the application process that you are ineligible for the welcome offer. This usually has to do with your past history with American Express, either via the number of cards you currently have open, cards you’ve closed in the past, or other factors. So, if you receive this pop-up, you can simply withdraw your application and try again at another time.

Maximizing Your Points With Winter Vacations

If you qualify for the 150,000-point welcome offer and maximize your minimum spend with 2x purchases, you’ll be sitting on a stockpile of 172,500 Amex Membership Rewards points. So, what can you do?

Spend New Year’s in Scotland

If you’ve never enjoyed Hogmanay (New Year’s) in Scotland, you should. As the country’s biggest holiday, the capital of Edinburgh goes absolutely wild for Hogmanay.

Edinburgh summer fireworks
Image Credit: Overburn via Adobe Stock

This means you’ll be able to enjoy a massive street party, winding parades, nightlong dances, and fireworks going off all over the city. It’s a hugely popular event, and prices reflect that.

As a transfer partner of Amex points, you’ll be able to convert your points to Hilton Honors at a 1:2 ratio. This means you’ll get 2 Hilton points for every Amex point you transfer — and Amex frequently has bonuses offering up to 30% additional points.

Even when costs are high, Amex points can be a good deal. For example, a 5-night stay at the centrally-located Hampton by Hilton Edinburgh West End can run you upwards of $2,000 — or just 100,000 Amex points.

Hilton Edinburgh cost
Image Credit: Hilton

And remember that Hilton offers a fifth night free on award bookings if you have any level of elite status.

Enjoy Christmas Markets in Germany

Nothing says the holidays quite like Christmas markets, and everyone knows the Germans do them best. That’s why it’s so exciting that Hilton has a strong presence throughout Germany.

Use these to stay at places like the Hampton by Hilton Berlin City East Side Gallery. Thanks to Hilton’s fifth-night-free policy, you’ll need just 68,000 Amex points to stay 5 nights.

Hilton Berlin cash rate
Image Credit: Hilton

Fly Qatar QSuite to the Maldives and Back

The British Airways Club has recently dropped its award pricing for Qatar Airways flights, meaning a one-way Qsuite ticket to the Maldives will cost you just 70,000 Avios. Round-trip, you’ll be paying 140,000 Avios — or 140,000 Amex points once you transfer them.

Qatar QSuites, 777, Alex Miller of Upgraded Points, Inflight Entertainment
Everyone deserves a little Qsuite action. Image Credit: Alex Miller
Hot Tip:

For more inspiration, check out the best ways to redeem your Amex Membership Rewards points (we also have guides for redeeming 60,000 and 100,000 points).

Final Thoughts

If you don’t already have the Amex Business Platinum card, now’s the time to get it. Although it’s an expensive card, its annual statement credits and huge welcome bonus offer make this offer more than worth it.

Frequently Asked Questions

What is the highest ever Amex Business Platinum card welcome bonus offer?

The highest-ever Amex Business Platinum card welcome bonus offer was 260,000 points, but it was only available as a targeted mail offer.

How much are 150,000 Amex points worth?

We value Amex points at 2.2 cents apiece thanks to the high-value redemptions you can book via the Amex transfer partners. This would make 150,000 points worth $3,300 based on that valuation. That said, the amount of value you get from your points will depend on how you redeem them.

Is the Amex Business Platinum card worth it?

The Amex Business Platinum card would be worth it for you if you’re a business owner who knows you’ll get more value out of the annual credits, airport lounge access, hotel elite status, Global Entry, CLEAR Plus, and more, than what you will pay for the annual fee.

How much is the Amex Business Platinum card?

The annual fee is $895 (rates & fees).

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is letting now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, and Forbes Advisor.

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Platinum Card® from American Express

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
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  • More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
  • More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
  • More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
  • More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
  • New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.
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