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How Do I Activate and Use the Amex Platinum Card Benefits? [2025]

Christine Krzyszton's image
Katie Corrigan Seemann's image
Christine Krzyszton,Katie Corrigan Seemann
Updated: 
Edited by: Jessica Merritt
& Michael Y. Park
How Do I Activate and Use the Amex Platinum Card Benefits? [2025]
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The number of features and benefits on the Platinum Card® from American Express can be overwhelming. It’s easy to miss an opportunity to take advantage of a travel benefit, receive a statement credit for a purchase, or earn additional rewards.

The precise number of perks offered by the Amex Platinum card changes, but there are around 4 dozen features and benefits. These valuable benefits can help you offset the card’s $895 annual fee (rates & fees), so we’ll show you how to activate and use each of the top Amex Platinum card features and benefits, including links to detailed articles about each perk.

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The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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Platinum Card® from American Express
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
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Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons
Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $895 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
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Card Highlights
  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
  • More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
  • More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
  • More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
  • More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
  • New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.
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Before accessing any benefits, you’ll first need to activate your card. You can do this by calling the number on the back of the card or visiting americanexpress.com/confirmcard.

Once completed, the card is immediately ready for use. Be sure to note your card approval date to ensure you meet the minimum spending requirements within the required period to qualify for the generous welcome offer.

Now we’re ready to browse the exciting card offerings, enroll in or register for them, and learn more about how each benefit works.

Here’s how to activate and use the Amex Platinum card’s top features and benefits.

How To Enroll in Amex Platinum Card Benefits

Some features and benefits of the Amex Platinum card require enrollment before they are activated, while others can be activated by simply making a qualifying purchase.

Enrolling in Amex Platinum card benefits is easy. First, head to your online account, Rewards & Benefits, and then scroll down to the Enroll section.

Here you’ll be able to see all of the benefits that require enrollment.

Amex benefits that require enrollment

Then click on the Learn More button on the benefit to find the enrollment page.

Amex Platinum Lounge Access Learn More
Image Credit: American Express

Then you’ll see an Enroll Now button for any benefits that require enrollment.

How to enroll in Amex Platinum benefits
Image Credit: American Express

You can also access your benefits by clicking Rewards & Benefits and then Benefits.

Rewards and benefits in Amex Platinum account
Image Credit: American Express

Scroll down to Your Benefit Highlights and click on a benefit. Any benefits that require enrollment will be clearly marked. You’ll also be able to see the benefits that you have already enrolled in.

How to enroll in an Amex Platinum benefit
Image Credit: American Express

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How To Use Your American Express Platinum Benefits

Let’s take a quick look at some of the main benefits of the Amex Platinum card, including how to enroll in and use each one.

American Express Global Lounge Collection

The Amex Platinum card lounge access benefit is superior to any other credit card. Once enrolled, you’ll have access to over 1,550 properties worldwide. You can use your Amex Platinum card and a same-day boarding pass to access many lounges in the network, including Centurion Lounges and Escape Lounges.

Atlanta ATL American Express Centurion Lounge private room
Access to Centurion Lounges is a huge perk of the Amex Platinum card. Image Credit: Daniel Ross

You’ll need a Priority Pass membership card to access Priority Pass and affiliated lounges. Once you enroll in Priority Pass using your Amex Platinum card, you’ll receive a Priority Pass Select membership number. You can then download the Priority Pass app (iOS, Android) and use a digital version of the card for lounge access. A physical card will also be mailed to you within approximately 10 days.

Here is a list of the lounge networks you can access with the Amex Platinum card and your Priority Pass Select membership card.

Access to many lounges also includes 2 guests. Guest access to the Centurion Lounges and unlimited access to Delta Sky Clubs require spending $75,000 on your card within a calendar year. Fortunately, there’s a tracker in your online card account.

Spend tracker for Centurion Lounges and Delta Sky Clubs
You’ll need to spend $75,000 on the Amex Platinum card to get guest access to Centurion Lounges. Image Credit: American Express

Digital Entertainment Credit

You can receive up to $300 in statement credits for select digital entertainment purchases. These include Hulu, Disney+, The Disney+ Bundle, ESPN, The New York Times, Peacock TV, The Wall Street Journal, Paramount+, YouTube Premium, and YouTube TV.

A maximum monthly statement credit of $25 will be applied to qualifying digital entertainment purchases made with your card. After enrolling, add your Amex Platinum card as the payment method in your qualifying digital entertainment account.

You can keep track of how much of the credit you have used each month in the online tracker.

300 Digital Entertainment credit on the Amex Platinum
The digital entertainment credit tracker tells you how much of your monthly credits have been used. Image Credit: American Express

Airline Fee Credit

Before receiving the Amex Platinum card’s airline fee statement credits, you must select a qualifying airline. After choosing your airline, wait a day or so before purchasing to ensure the selection is active.

Amex Airline fee credit tracker
Once the airline is selected, the $200 annual airline fee credit is an easy-to-use benefit. Image Credit: American Express.

This credit covers airline incidental fees such as checked bags, seat selection, and inflight refreshments. After choosing your airline, you can trigger the credit by charging these fees to your Amex Platinum card.

Uber Cash and Uber One

You won’t want to miss the $15 in Uber Cash added to your account each month. Plus, in December, you’ll receive a bonus of $20, for a total of $35. That’s $200 in Uber Cash each year.

To use this benefit, you only need to add your Amex Platinum card to your Uber account. Then, you can make the required purchase using Uber Cash.

Amex Platinum 200 Uber Cash benefit
Uber Cash is deposited into your Uber account monthly. Image Credit: American Express

Uber Cash can be used for Uber rides and Uber Eats in the U.S. An American Express card must be selected as the payment method to redeem the Amex Uber Cash benefit.

You’ll also get an Uber One statement credit of up to $120 annually. While this benefit doesn’t require enrollment, you must charge an auto-renewing monthly or yearly Uber One membership to your Amex Platinum card to be eligible for the statement credit.

Amex Platinum Uber One statement credit
Image Credit: American Express

Resy Credit

Every quarter, you can get up to $100 in Resy statement credits, for a total of up to $400 per year. To use this credit, enroll in the benefit and then use your Amex Platinum card to pay at any U.S. restaurant on the Resy platform. You don’t need to make a reservation through Resy to use this credit.

To enroll, go to Rewards & Benefits in your online account, click on Benefits, and scroll down to the Resy benefit.

Amex Platinum Resy credit enrollment
Don’t forget to enroll in the Resy benefit before dining. Image Credit: American Express

Hilton Honors, Marriott Bonvoy, and Leaders Club Elite Status

While the Amex Platinum card comes with Hilton Honors, Marriott Bonvoy, and Leaders Club elite status, it doesn’t happen automatically. You must enroll with your hotel loyalty program membership number to receive these benefits.

Amex Platinum hotel elite status
Hotel program elite status does not happen automatically. You must enroll with your membership number. Image Credit: American Express

Click on Learn More and then Enroll Now for each program. Then, add your hotel loyalty program number and click Enroll Now again.

Amex Platinum card enroll in Leaders Club status
Sign up separately for Hilton, Marriott, and Leaders Club elite status. Image Credit: American Express

Up to $600 Prepaid Hotel Credit (up to $300 Semi-Annually)

While enrollment is not required, booking via AmexTravel.com is a prerequisite to receiving the $600 prepaid hotel stay credit.

When you book at least a 1-night stay with Fine Hotels + Resorts, or a 2-night stay with The Hotel Collection, you’ll receive up to $300 in statement credits shortly after charging the prepaid stay to your card.

This benefit is available twice a year. You’ll get a $300 credit from January to June and another from July to December.

Amex Platinum 300 hotel credit
Image Credit: American Express

Hotels booked through Amex Fine Hotels + Resorts or The Hotel Collection come with additional perks, including room upgrades when available, complimentary breakfast (Amex FHR only), a $100 property credit, and more. You’ll also earn 5x Membership Rewards points.

» Related: American Express’ The Hotel Collection vs. Fine Hotels + Resorts – Benefits & Perks Compared

Lululemon and Saks Fifth Avenue Credits

Shopping at Saks and lululemon is more fun when you receive statement credits for your purchase.

The $50 Saks Fifth Avenue credit is available once from January through June and again from July through December. That’s up to $100 in statement credits each calendar year.

To enroll, click on the Learn More and Enroll Now icon under the Shop Saks with Platinum section, then use your Amex Platinum card to pay for your purchase.

Amex Platinum Saks Credit benefit
The Saks Fifth Avenue credit is like getting a free mini shopping spree. Image Credit: American Express

The Amex Platinum lululemon credit works the same way as the Saks credit. Just enroll in your online account’s Rewards & Benefits section and then use your Amex Platinum card to shop at U.S. lululemon retail stores or lululemon.com.

You’ll get up to $75 back in statement credits each quarter for a total of up to $300 back each year.

Amex Platinum lululemon credit enrollment
Don’t forget to enroll in your lululemon credit before making a purchase. Image Credit: American Express

Oura Ring Credit

The Amex Platinum card has an annual credit of up to $200 for the Oura Ring. This credit is only good for the actual Oura Ring and not a membership.

Before purchasing a ring with your card, enroll in the Rewards & Benefits section of your online account.

Amex Platinum Oura Ring Credit
Image Credit: American Express

CLEAR® Plus Membership Credit

CLEAR Plus membership can speed up your airport security experience. While you do not need to enroll in this benefit, you do need to use your Amex Platinum card to pay for a CLEAR Plus membership application or renewal fee.

A link is provided to sign up for a CLEAR Plus membership after clicking Learn More in your Amex account.

Amex Platinum Card 209 CLEAR Plus credit
Image Credit: American Express

Monthly Walmart+ Membership Credit

The Amex Platinum card comes with a monthly Walmart+ membership credit of $12.95 plus the applicable taxes.

To receive the Walmart+ membership credit, you must first enroll in a Walmart+ membership. You’ll then add your Amex Platinum card as payment to that account.

Amex Walmart Plus sign up page
Walmart+ membership comes with several benefits, including free delivery. Image Credit: Walmart

The key benefits of Walmart+ membership are free delivery with a minimum purchase of $35, free shipping (no minimum order), 10 cents per gallon fuel savings, and a complimentary Paramount+ subscription.

Equinox and SoulCycle Credit

To enroll in the Amex Platinum Equinox credit, click Learn More in your online account’s Rewards & Benefits section or go to the Equinox Amex Platinum enrollment page.

Amex Platinum Equinox enrollment page
The $300 Equinox credit could be a valuable benefit for those who use the service. Image Credit: American Express

Then, use your Amex Platinum card to purchase an Equinox+ digital subscription or Equinox Club membership and receive up to $300 in statement credits each calendar year. Or, buy a SoulCycle At-home bike with your card and receive a credit of up to $300.

Cardmembers are eligible for a $300 statement credit after purchasing a SoulCycle At-Home bike. Enrollment isn’t required, but you must have a 12-month Equinox+ membership to purchase the bike.

Tracking Your Benefit Activity

Click on Rewards & Benefits and then Benefits in your online card account, and you’ll find the activity tracker for all the benefits that have requirements or provide a statement credit. You’ll be able to view the status of all the credits and your progress toward any spending requirements.

Benefits tracker in Amex account
Image Credit: American Express

Accessing this section periodically will ensure you don’t miss out on any monthly perks or spending deadlines.

Additional Benefits

Here are additional Amex Platinum card benefits you’ll want to consider, some of which have requirements before use.

  • Global Entry or TSA PreCheck fee reimbursement: Use your card to pay your application or renewal fee and receive reimbursement as a statement credit, up to $120.
  • Cell phone protection: Pay your monthly wireless bill with your card and receive coverage for damage or theft, up to $800 per claim. There is a limit of 2 approved claims per 12-month period and a $50 deductible per claim. Terms apply.
  • Premium car rental protection: For 1 low price covering the entire rental period you’ll receive premium primary car rental protection. Enroll your card before renting to activate coverage effective whenever you use your card for a rental.
  • Global Dining Access by Resy: Receive exclusive reservations, priority for open tables, and access to special experiences. Download the app and add your Amex Platinum card as the payment option.
  • Amex Offers: Log in to your online card account and select from up to 100 offers with merchants and service providers. Add the offer to your card and complete the required purchase to earn additional rewards or receive statement credits. Enrollment required.
  • Auto purchasing program: Shop with one of the certified dealers and receive upfront pricing for a new or used car. You may be able to charge up to $2,000 (or more) on your Amex Platinum card when purchasing a new vehicle.

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Final Thoughts

The number of Amex Platinum card benefits may seem daunting, so it’s a good idea to head to the Rewards & Benefits section of your online account to familiarize yourself with all of the perks. As soon as you get your card, take a few minutes to enroll in all of the benefits that require it so you don’t miss out on any statement credits.

Maximizing these benefits can help offset the card’s annual fee of $895.

For the cell phone protection benefit of the Platinum Card® from American Express, coverage for a stolen or damaged eligible cellular wireless telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per eligible card account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per eligible card account per 12 month period. Eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Featured Image Credit: Upgraded Points

Frequently Asked Questions

Which benefits do I need to register for with the Amex Platinum card?

Several of the benefits offered on the Amex Platinum card, including the lululemon benefit, hotel elite status, and Resy benefit, require enrollment. In your online card account, under the Rewards and Benefits section, you will find the enrollment section under Benefits. Here you’ll find a list of benefits that require enrollment. You’ll also want to review all the card benefits as some have requirements before using.

Can I use the Amex Platinum card for Priority Pass lounges?

You must enroll in Priority Pass and receive a Priority Pass Select membership card number before gaining lounge access at Priority Pass locations. After logging in to your online Amex Platinum card account, you can enroll in Priority Pass in the Rewards & Benefits section and receive a membership number. You can then use a digital version of the card via the Priority Pass app. A physical card will be sent in the mail.

How do I use the Uber Cash on my Amex Platinum card?

Once you’ve added your Amex Platinum card as the payment method on your Uber account, you will receive $15 in monthly Uber Cash. In December, you’ll receive $35. You can use Uber Cash for Uber rides and Uber Eats in the U.S. Any amounts greater than your Uber Cash will be charged to your card.

Can I use my Amex Platinum card CLEAR Plus credit for someone else?

Yes. Just charge the application or renewal fee to your Amex Platinum card and, if you have the credit available, you will receive a statement credit for up to $209.

What counts for the Amex Platinum card digital entertainment credit?

You can receive up to $25 in monthly statement credits for purchases with Hulu, Disney+, the Disney Bundle, ESPN, The New York Times, Peacock TV, The Wall Street Journal, Paramount+, YouTube Premium, and YouTube TV. You can make purchases with multiple services but the maximum monthly credit is $25.

Christine Krzyszton's image

About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services offices. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

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