American Express Membership Rewards: The Ultimate Guide [2017]

American Express Membership Rewards have long been one of the most valuable transferable points currencies. There are tons of ways to earn Membership Rewards points through your credit card purchases.

Thanks to over 15 airline transfer partners, you’ll also have plenty of ways to redeem Membership Rewards for some amazing flights that can take you just about anywhere you want to go.

What Is American Express Membership Rewards?

American Express Membership Rewards is a credit card rewards program that lets cardholders earn points on almost all purchases.

To earn Membership Rewards, you must hold one of the many affiliated American Express cards. By holding one of these cards, you are automatically enrolled in the program.

The number of points you will earn per dollar depends on which card you use and the category of your purchases as some are included in bonus categories. Bonus categories can help you earn between 2X and 5X points per dollar on some purchases.

There are many ways to redeem Membership Rewards points, but transferring your points to airline partners to book award flights is how you will get the most value out of your points.

Amex Membership Rewards Cards

Earning rewards points can be done in a variety of ways. However, to begin earning points at all, you will need to have at least one American Express Rewards credit card.

Recommended Amex Cards (Personal)

CREDIT CARDCARD INFO
The Platinum Card® from American Express
  • Earn 60,000 Membership Rewards® points
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • Up to $200 Uber Savings Annually.
  • $200 Airline Fee Credit. Terms Apply.
  • Annual Fee: $550
  • Our Review
Premier Rewards Gold Card from American Express
  • Earn 25,000 points.
  • 3x points for flights booked directly with airlines.
  • 2X points at US restaurants, US gas stations, and at US supermarkets. Terms Apply.
  • Annual Fee: $0 for the first year, then $195
  • Our Review
The Amex EveryDay® Credit Card from American Express
  • Earn 10,000 Membership Rewards® points. Terms Apply.
  • Annual Fee: $0
  • Our Review

Recommended Amex Cards (Business)

CREDIT CARDCARD INFO
The Business Platinum Card® from American Express OPEN
  • Earn up to 75,000 Membership Rewards® points.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • $200 Airline Fee Credit. Terms Apply.
  • Annual Fee: $450
  • Our Review
The Business Gold Rewards Card from American Express OPEN
  • Earn 50,000 Membership Rewards® points
  • Get 3x points - Choose 1 out of 5 categories. Terms Apply.
  • $0 introductory annual fee for the first year, then $175
  • Our Review
The Blue Business℠ Plus Credit Card from American Express
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. Terms Apply.
  • Annual Fee: $0
  • Our Review

Additional Tips on Earning American Express Rewards Points >>

The Platinum Card® from American Express

The Platinum Card® from American Express is the classic Amex rewards card. It comes with a variety of benefits including Priority Pass lounge access, Delta Sky Club (when flying Delta), Hilton and SPG Gold status, and more.

Additionally, this card earns 5X points per dollar on flights purchased directly with airlines. Flight and eligible hotels purchased through AmexTravel also earn 5X points per dollar. It earns 1X points per dollar on all other purchases.

You’ll also receive an annual airline fee credit of $200 and a monthly $15 ($35 in December) Uber credits.

Premier Rewards Gold Card from American Express

The Premier Rewards Gold Card from American Express is a great card to boost your earning potential. It earns 3X points per dollar on flights booked directly with airlines and 2X points per dollar at US gas stations, US restaurants, and US supermarkets.

Additionally, you will receive an annual $100 airline fee credit to offset expenses such as baggage fees.

The Amex EveryDay® Credit Card from American Express

The Amex EveryDay® Credit Card from American Express earns 2X points per dollar at US supermarkets on up to $6,000 in purchases each year. This is a very good no-annual fee card.

Every month in which you make 20 purchases with this card, you will receive a 20% bonus on the Membership Rewards points you earn.

The Amex EveryDay® Preferred Credit Card from American Express

Very similar to The Amex EveryDay® Credit Card from American Express, this card earns 3X points per dollar at US supermarkets on up to $6,000 in purchases per year. It also earns 2X points per dollar at US gas stations.

Additionally, when you make 30 purchases in a month, you will receive a 50% bonus on the points you earned that month.

The Business Platinum Card® from American Express OPEN

The Business Platinum Card® from American Express OPEN has very similar benefits to the personal version of the card. The lounge access and hotel status bumps are the same.

However, it only earns 5X points per dollar on flights and eligible hotel purchases made through AmexTravel. It does not earn 5X points per dollar on purchases directly with airlines.

However, it does earn 1.5X points per dollar on purchases over $5,000 which can be very useful to business owners. Additionally, cardholders also receive 10 Gogo in-flight internet passes per calendar year.

It also comes with a $200 airline fee credit each year.

The Business Gold Rewards Card from American Express OPEN

The Business Gold Rewards Card from American Express OPEN has five bonus categories to help you earn even more Membership Rewards points.

You can select one of these categories to earn 3X points per dollar and the remaining four will earn 2X points per dollar. These categories include flights purchased directly with airlines, purchases at U.S. gas stations, shipping costs, advertising in select media, and computer products from select providers.

The first $100,000 spent in these categories per year will earn bonus points.

The Blue Business℠ Plus Credit Card from American Express

Probably the best no-annual fee business card, The Blue Business℠ Plus Credit Card from American Express earns 2X points per dollar on all purchases up to $50,000 in spending each calendar year.

Hot Tip:  Always follow good credit-building strategies when getting new cards.

Earn Bonus Points with Uber

One way to earn extra points with an American Express card is to pay for your Uber rides with one of the cards mentioned above. You will earn 2X Membership Rewards points per dollar for all Uber rides.

All cards are eligible, including business and corporate cards. However, you must sign up in order to participate.

Hot Tip:  You can also link your Uber account to earn bonus SPG Starpoints while earning bonus Membership Rewards.

Earn Bonus Points Using American Express OPEN Merchants

All business cards with Amex are part of “American Express OPEN,” which allows you to earn an extra 2X points per dollar or a 5% discount on purchases with FedEx, Hertz, HP, 1-800-FLOWERS, and Barnes and Noble’s website (BN.com).

This feature is automatically activated on your business card, and you will earn the bonus after you make a purchase with the card. You can, however, change between the reward that you want.

Earn Points and Save with Amex Offers

When you log into your account home page, you can scroll to the bottom of the page to find a section titled “Amex Offers & Benefits.” This replaced what used to be the American Express shopping mall (similar to the Chase Shopping Mall).

Now, you can add offers from select merchants, and when you make purchases with that merchant you will earn whatever award is offered. These offers can be additional rewards points, cash-back, or a cash discount.

There are often some great offers that include earning 2X points per dollar at Amazon, discounts on your cell phone or cable bills, and so forth. Amex also advertises their services in this area, and you can find referral links here.

Note that to take advantage of the offer, you must use the specific card to which the offer is attached. You must add the Amex Offer to your card before making the purchase.

Amex Offers
You can find Amex Offers & Benefits at the bottom of your credit card account summary screen. Each card has different offers.

Earn Points by Booking Travel Through AmexTravel

AmexTravel Homepage
The Amex travel portal allows you to book flights, hotels, cars, cruises, and vacation packages. You will earn 2X points per dollar with all your Amex cards.

All American Express Membership Rewards cards will earn 2X points per dollar when booking through the Amex Travel portal.

Unfortunately, even if you are using a card that earns 3X points for flights, you will still only earn 2X points in the portal. That’s because Amex requires you to purchase travel directly through the airline in order to get the higher bonus.

However, The Platinum Card® from American Express and The Business Platinum Card® from American Express OPEN will earn 5X points per dollar when booking flights and select hotels through AmexTravel.

In their portal, you will find deals exclusively for Amex cardholders that are only available online. Additionally, you can still earn frequent flyer miles when booking through the portal, which is a bonus.

You’ll only earn hotel points if you book through the Fine Hotels and Resorts program.

Not everything in the portal will be eligible for 2X points per dollar: exceptions include car rentals, non-prepaid hotels, and Fine Hotels and Resorts bookings.

However, the 2X points per dollar may be a better value than your hotel points, and you may get a cheaper room.

If you find a better deal somewhere else for the same room and dates, the portal offers a low price guarantee for its prepaid hotel rooms so you can get a refund for the difference.

One last thing to note is that booking through the rewards portal will cost you a service fee. Depending on the deal and how you value your points, this may not be worth it for you.

You’ll pay $6.99 for a domestic plane ticket and $10.99 for an international one, but hotel bookings are free. Remember also that folks who have The Platinum Card® from American Express get these service fees waived.

One cool thing about the travel portal is that it will show you what benefits you have when you log in, including waived fees and which lounges you have access to with your cards.

Bottom Line:  The travel portal is a good way to earn extra Membership Rewards points. However, make sure you are getting the best deal for you and note any restrictions.

Earn Points by Referring a Friend

The referral links can be found at the bottom of each of your account summary screens in the “Amex Offers & Benefits” section.

Click on the “Refer Now” button, and you’ll be taken to another screen where you can enter multiple emails and choose which card you want to refer.

Amex Refer A Friend
Friend referral links are in the “Amex Offers and Benefits” section or just below your account summary.

That screen will tell you what your current referral offer is (often 5,000-10,000 points, or $50-$100 for cash-back cards). It will also tell you the offer your friend can get, so they can compare that to any offers they already have.

Amex Refer A Friend Page
Once you open the referral section, you will be able to choose which card you want to refer, and it will display the current bonus for you and your referral.

Note that American Express seems to have some trouble with these referral links, and they may not always work once the person receives the email.

Take Advantage of Other American Express Benefits

Many cards have specific benefits, such as travel credits, Boingo WiFi, and complimentary elite status. Your American Express account makes it easy to review and activate these benefits right from your account summary screen.

Amex Benefits
The Benefits screen displays all the benefits of your card and has links for further details.

Go to the menu bar and click “Membership” and select “Benefits” from the drop-down menu to see a benefits summary screen. From this screen, you can review everything your card offers and find links to sign up for all applicable benefits.

Amex Menu Bar
Clicking the “Membership” button in the menu will you to all of your benefits.

Alternatively, you can get to these benefits screens via the “Amex Offers & Benefits” list at the bottom of each cards account page.

How To Redeem American Express Membership Rewards Points

Membership Rewards can be redeemed a number of ways but travel is where you’ll get the most value for your hard-earned points. Specifically, transferring to airline partners is your best option.

Redeem Membership Rewards for Travel

This is almost always the highest-value option, as you can typically multiply the value of your points many times over using transfer partners. Most Membership Rewards cards that you can get will allow you to transfer points to travel partners.

These cards also happen to be some of the most lucrative cards you can get. However, there are some cards that do not allow transfers. Amex isn’t accepting applications for many of these cards, so you shouldn’t worry about it too much.

Amex Cards That Don’t Allow Transfers To Partners

Membership Rewards Cards with No Travel Partners
The Terms and Conditions that state which cards do or don’t have the ability to transfer points to Amex travel partners have been made more clear, but unfortunately still are not for all cards.

Unfortunately, not all Membership Rewards cards are eligible to transfer to Amex travel partners. According to Amex’s Terms, you cannot transfer points to travel partners with the following cards:

  • The Gold Card from American Express
  • Some Business Green Cards
  • Blue for Business® Credit Card – only some are automatically enrolled
  • Some Blue from American Express® cards (likely determined at the time of application)

The “Some” means that it depends on each individual account; some might have it and some might not. This will be determined by the benefits listed on your application.

American Express Transfer Partners – Airlines and Hotels

As we’ve already mentioned, transferring to airline partners is the best way to use your Membership Rewards points. To transfer Membership Rewards points, you’ll only need to follow a few simple steps.

Select “Transfer Points” on the Membership Rewards page and you’ll be taken to a page with all of your transfer options.

Select your desired transfer partner and you will be taken to a page where you can choose how many points to transfer. Most transfer options require you to transfer blocks of 1,000 points. Many of these transfers take place almost instantly, but others can take several days.

If it is your first time transferring to a partner, you will be required to link your airline or hotel loyalty program accounts prior to the transfer. To do this, you will need the appropriate loyalty program membership number.

Once a transfer has been completed, it cannot be undone.

Another thing to note on transferring points: for every point you transfer to a domestic carrier, you will pay a $0.0006 fee, up to a maximum fee of $99 (equal to 165,000 points). Unfortunately, this is a slight hit to the value of the points.

American Express allows you to offset the fee with points, but this is a terrible value at only $0.005 per point.

Compare AMEX Membership Rewards Travel Rewards With Chase Ultimate Rewards >>

Below is the full list of Membership Rewards airline transfer partners:

Amex Airline Transfer PartnerTransfer Ratio
(Amex > Partner)
Transfer Time
AeroMexico
1:1.62-12 days
Air Canada1:1Almost Instant
Alitalia1:1Almost Instant
ANA
1:1
2-3 days
British Airways
1:1Almost Instant
Cathay Pacific1:11 day to 1 week
Delta Air Lines1:1Almost Instant
EL AL50:1Almost Instant
Emirates1:1Almost Instant
Etihad Airways1:1Almost Instant
FlyingBlue AirFrance/KLM1:1Almost Instant
Hawaiian1:1Almost Instant
Iberia1.25:11-3 days
JetBlue1.25:1Almost Instant
Singapore Airlines1:11-2 days
Virgin America1:0.5Almost Instant
Virgin Atlantic2:11-2 days

Thanks to the three major airline alliances (Oneworld, SkyTeam, and Star Alliance), your Membership Rewards can get you just about anywhere you want to go.

Membership Rewards can also be transferred to hotel partners, though this should only be done if absolutely necessary as they are more valuable when transferred to airlines.

Etihad is not a member of any of the three major alliances but it has built a large network of partners which means you have a lot of interesting ways to redeem Etihad Guest miles.

Finally, you can transfer your points to three hotel partners but you’d get more value sticking to airline partners.

Amex Hotel Transfer PartnerTransfer Ratio
(Amex > Partner)
Transfer Time
Choice Privileges1:1Almost Instant
Hilton Honors1:1.5Almost Instant
Starwood Preferred Guest3:1Almost Instant

Book Travel with Membership Rewards Points

All Membership Rewards cards are allowed to book Amex rewards travel using points. When booking with points, you’ll get $0.01 per point for flights, and $0.007 for everything else.

Amex MR Hotel Booking Screen
Booking a hotel through the Amex Travel Rewards Portal. Points for hotels are worth $0.007 and flights are worth $0.01.

Note that booking rewards travel with points will still incur the service fee if you don’t have The Platinum Card® from American Express, which allows these fees to be waived.

AirBnB is included in this list, even though it is more of a shopping partner since you don’t book them through the portal. They are also valued at $0.007 per point.

Use Amex Points with AirBnB
American Express has a partnership with AirBnB as well.

Other Redemption Options

There are a number of other ways to redeem Membership Rewards points but all of them are subpar.

Use Pay With Points for Statement Credit

You can use your points to pay off statement balances directly. Unlike most other points programs, however, points are not worth $0.01. Instead, using this feature only provides a value of $0.006 per point.

Amex Statement Credit
You can use your points to pay off charges on your statement. These come in at $0.006 per point.

Gift Cards and Other Vouchers

If you’re going to use points for gift cards, the value of your points will be between $0.005 and $0.01 per point, depending on the gift card you choose.

Amex Gift Cards
You can find a variety of gift cards in Amex Rewards. Buying them with points brings a value of $0.005 to $0.01 per point.

There are a lot of different categories of cards, and you can choose the type you’re looking for on the American Express gift card portal:

There are also vouchers available for other businesses, but these values change depending on the choice of the partner. For instance, you could buy a one-day ski pass at Vail for 15,900 points, which isn’t that great of a value.

Shop on Amazon and Other Partners

Amex MR Pay With Points
Pay with Points options show up under the “More Ways to Use Points” menu. Values range from $0.005 to $0.007 per point.

These options are found in the Membership Rewards portal when you click the “More Ways to Use Points” button at the top.

Amazon is a big partner of American Express right now, and you can pay for purchases directly with Amex Membership Rewards points. However, the points will only be worth $0.007 each.

Similarly, you can use your points at Best Buy right now to receive the same value.

Another service is American Express tickets. Partners include Ticketmaster, Telecharge.com, and AXS (another ticket purchasing portal). All these options are worth $0.005 per point.

Shop through American Express

You can also use the American Express shopping mall to redeem your points. Points in this mall are only worth $0.005, although you can mix and match paying with points and cash.

American Express Membership Rewards Shopping Portal
Points are typically worth $0.005 each when you shop in the Amex Rewards Shopping Mall.

Donate to Charity

This is a great option for those with some extra points. You can donate to many different charities at a value of $0.01 per point for the first 500,000 points in a year. The minimum donation is 1,000 points.

Amex MR Donate to Charity
If you have extra points, you can always donate them to charity for a good cause. You’ll get $0.01 per point for this.

Pay for Uber Rides and Other Point of Sale Partners

When you pay for rides with Uber using your points, you will get a full $0.01 value for your points. You can also do this with New York City Taxis and McDonald’s.

Chili’s offers the service as well but at a value of $0.0085 per point.

Transfer Your Points to American Express Plenti

Plenti Rewards is a new option from American Express, which can be used to pay for services with a specific set of vendors, such as AT&T and Macy’s. This seems to be a somewhat redundant option since it is just another rewards program.

Points now exchange between Membership Rewards and Plenti at a 1:1 ratio, which is nice. Plenti points are worth $0.01 each.

In order to earn Plenti points, you can use The Plenti® Credit Card from Amex.

Amex Plenti Points for MR Points
Points can be transferred from Membership Rewards to Plenti at a ratio of 1:1.

What Are Membership Rewards Points Worth?

American Express gives you many different options to use your points, so it can be confusing as to what the points are really worth.

There are always options for redeeming at the standard value of $0.01 per points. These include booking flights, gift cards, or Uber. Other redemption options, however, come in at a much lower value.

If you take advantage of the points transfer to Amex travel partners, you can increase the value of your points to $0.02 or more (this depends on how you redeem them through the airlines or hotels).

Membership Rewards Points Expiration

As long as you have at least one active Amex Rewards card open, your points don’t expire.

Since Membership Rewards points pool into a common account instead of on individual cards, you won’t lose any points on a certain card if you don’t transfer them (like you would with Chase Ultimate Rewards).

If you decide to close your accounts, make sure to transfer your points to an Amex travel partner first. You may have a 30-day grace period once you close your accounts, but you will require at least one other open Amex card.

There is the possibility that you can reinstate your points if you lose them, and you could work with American Express customer service to determine whether this is possible.

Additional Tips on Using Amex Membership Rewards Points >>

The Membership Rewards Site

Now that we’ve discussed how to earn and redeem Membership Rewards points, let’s make sure you know how to navigate the American Express website.

How to Sign Into Your Account

To manage our account, simply sign in with your Amex login info.

Amex Login
Log into your American Express account to get started.

From there, you can select the Explore Rewards link to take you to the Membership Rewards page. This page will show you how many points you have in your account and you can select how you would like to use them.

Redeem Membership Rewards
Select Transfer Points if you want to transfer Membership Rewards points to an airline partner.

From here, you can select “Transfer Points” to be taken to your airline partner options.

In addition, the way this system is setup, you won’t have to worry about switching between cards to take advantage of benefits that you get from one versus another.

For instance, having The Platinum Card® from American Express allows you to waive Amex Travel booking fees, and that will automatically be detected in your account.

Navigate Between Cards on Your Account Summary Page

To change between cards on the Amex account home screen, you can click in the upper right-hand corner or in the menu at the top left.

Amex Change Cards
To switch between cards, simply click their picture at the top right of the screen, or you can click on “My Cards” to bring up a list of cards.

The last thing to note is that if you are viewing a card that only earns cash-back, the screen will look a bit different, and you’ll have to navigate to Membership Rewards via the menu.

Amex Cash Back Card Homescreen
Cash-back cards have a slightly different layout since they don’t earn Amex Rewards points.

If you click “Track Reward Dollars” on the reward summary box, you will instead be taken to the cash back summary for that card:

Amex Cash Back Summary
You can still view information and summaries about your cash-back, however.

Comparing Membership Rewards To Other Transferable Points

You can bet some amazing value out of Membership Rewards points, but how do they stack up compared to other transferable points programs?

Membership Rewards vs. Ultimate Rewards

Both programs feature lucrative credit card options. There are more Amex card options (12+) that can help you earn Membership Rewards while Chase only provides 6 cards that earn Ultimate Rewards.

Membership Rewards also has more transfer partners with 20 while Ultimate Rewards has 11. However, Chase’s transfer partner World of Hyatt is by far the best hotel partner between the two programs.

In the end, starting with Ultimate Rewards is the way to go because of the 5/24 rule. However, Membership Rewards should be a big part of your points-earning strategy going forward.

Membership Rewards vs SPG Starpoints

The big advantages to Membership Rewards are that there are plenty of credit card options and the cards offered have some great bonus categories.

The advantages to earning SPG Starpoints are the 30+ airline transfer partners and that transfers of 20,000-points blocks earn you a bonus 5,000 miles. However, transferring SPG Starpoints can take longer and there are only 2 cards that can help you earn them.

SPG Starpoints can also be used for hotel stays at Starwood, Marriott, and Ritz-Carlton properties.

Each program provides some great award travel opportunities and can both be very useful in your earning strategy.

Membership Rewards vs. ThankYou Points

The Citi ThankYou Points program isn’t as well-known as the others, but you can redeem ThankYou Points for some great award flights.

There are 14 airline transfer partners and 1 hotel partner. It does not have a domestic transfer partner but the transfer partners do provide some interesting options.

It can definitely be a useful program down the road, but Membership Rewards are a higher priority.

Final Thoughts

As you can see, the American Express Membership Rewards program is fairly extensive, with lots of cards and many options for earning points.

Your card options include some that are good for both business and personal use. There are plenty of redemption of options, although only transferring to airline partners really provides good value.

Note that American Express has a restriction that only allows you to earn one sign-up bonus per card per lifetime, so make sure you sign-up when a card has a higher sign-up bonus.

Overall, you should use American Express Membership Rewards if you are planning to transfer points to travel partners, and redeem them at a value above $0.02 per point.

Otherwise, Chase Ultimate Rewards or SPG may be an easier and more valuable choice.

Check Out Other Rewards Portals >>

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Apply Now

FAQ

What is American Express Membership Rewards?
American Express Membership Rewards is the points loyalty and awards program provided by Amex for a number of its credit cards. When you sign up for one of these cards, you will be able to earn and redeem points.

You have nine different options for rewards categories, as well as many different choices in each category. Use points for travel rewards to get the most value.

There are 12 different cards that earn Membership Rewards points. Each has their own set of perks, and some even have bonus categories to earn 2-3x points instead of the standard 1x points on most cards.

How much are Membership Rewards points worth?
Membership Rewards points are worth anywhere from $0.005 to over $0.02 each, depending on the rewards choices you make. Your highest value rewards will be transferring points to travel partners.

How do you use Membership Rewards?
Membership Rewards is automatically enrolled on all the eligible cards, so as soon as you are approved and begin using the cards, you will begin earning points.

At any time, you can go into the Membership Rewards portal to view your account summaries and the various ways to earn and redeem points. Once you have enough points, you can start making redemptions.

How do you earn Membership Rewards points?
Points can be earned in a variety of ways. A great way to earn points is through sign-up bonuses. You always earn 1x points minimum on purchases, but some bonus categories earn 2-3x points.

These include supermarkets, restaurants, flights, hotels, and more. Additional bonus points can be earned when you get American Express offers, which are available to you when you log in to your Amex account.

These offers can be to places such as Amazon, Target, and whatever business Amex decides to make a partnership with. The following is a list of Membership Rewards credit cards:

  • The Amex EveryDay® Credit Card from American Express
  • The Amex EveryDay® Preferred Credit Card from American Express
  • The Platinum Card® from American Express
  • The Business Platinum® Card from American Express OPEN
  • Premier Rewards Gold Card from American Express
  • American Express® Green Card
  • Business Green Rewards Card from American Express OPEN
  • Gold Card from American Express
  • The Business Gold Rewards Card from American Express OPEN
  • Blue from American Express®
  • The Blue Business℠ Plus Credit Card from American Express
  • Mercedes-Benz Credit Card from American Express

How do you use Membership Rewards points?
Membership Rewards points can be used in nine different options, each of which has multiple choices within that category of redemption.

In general, you can use it to pay for a variety of different merchandise options, gift cards, charity donations, and business partners such as Amazon. You can also use it to pay for trips booked in the Amex Travel portal.

The highest value method of using points is to transfer them to the American Express travel partners, which include a number of different airlines and hotels.

Who are the Membership Rewards transfer partners?
Membership Rewards airline transfer partners include:

British Airways Executive Club, Asia Miles, Virgin Atlantic Flying Club, Club Premiere Aero Mexico, MilleMiglia Club Alltalia, All Nippon Airways (ANA), Air France / KLM Flying Blue, Delta SkyMiles, JetBlue TrueBlue, Virgin America Elevate, Air Canada Aeroplan, Hawaiian Airlines, Emirates Skywards, Iberia Plus, KrisFlyer, Etihad Guest.

Membership Rewards hotel transfer partners are: Honors, Choice Privileges, SPG.

What is the Membership Rewards phone number?
You can call Membership Rewards at +1-800-297-3276. You can also use the American Express phone number on the back of each of your cards, or find more online.

What is the American Express login?
You can log into your Amex credit card and all other portals through the AmericanExpress.com login.