Amex Platinum Cards: The Ultimate Guide to Platinum Nights by Resy

In the past few years, American Express has reimagined its premium travel card, the Platinum Card^® from American Express. It has evolved from a card known solely for travel benefits to one that also provides a plethora of exclusive lifestyle perks.

One of the Amex Platinum card’s newest benefits is Platinum Nights by Resy — a new program that offers exclusive access to restaurant reservations.

Here’s what you need to know.

What Is Resy?

Resy is an online restaurant reservation platform that allows users to make reservations online or through its app. It’s popular in major cities, so if you’re in a city like New York or Los Angeles, you may use the platform for your brunch or dinner reservations anyway.

Amex acquired Resy in 2019, and several premium credit cards now include benefits through the platform.

How To Use the Platinum Nights by Resy Benefit

One of the newest benefits on the Amex Platinum card is Platinum Nights by Resy.

The program offers special access to reservations on select nights at participating in-demand Resy restaurants with your Amex Platinum card and the Business Platinum Card^® from American Express.

With either card, you have special access to reservations on select nights at participating sought-after Resy restaurants in select cities (including New York, Los Angeles, and Miami). The app and website indicate each restaurant’s reservation release date and time.

Before booking your reservation, add your card to your Resy profile. Open the Resy app, log in, and visit the Account tab. Click Payment Methods to enter the card details.

Other Amex Platinum Card Resy Benefits

Resy Dining Credit of up to $400 Annually

Amex Platinum cardholders are also eligible for up to $100 in statement credits each quarter (up to $400 annually) when you use your card to pay at U.S. Resy restaurants. Enrollment required.

Global Dining Access by Resy

If you have an eligible Amex card, you’ll get Global Dining Access by Resy, which is an exclusive program designed to allow members to access some of the most in-demand restaurants and enjoy other benefits like:

• Exclusive reservation availability at restaurants around the world
• Priority notifications for reservation slots at over 9,000 restaurants
• Access to member-only events
• VIP Diner badge

Other Amex Cards With Resy Benefits

The Amex Platinum card isn’t the only card offering Global Dining Access by Resy benefits:

• Amex Business Platinum card
• Delta SkyMiles^® Reserve American Express Card
• Delta SkyMiles^® Reserve Business American Express Card

But even if you don’t have one of these cards, you can still take advantage of some Resy benefits. For instance, the American Express^® Gold Card — perhaps one of the best cards for foodies as it earns 4x points earned on purchases at restaurants worldwide (up to $50,000 in purchases per calendar year, then 1x points for the rest of the year) — offers credits for Resy. Specifically, you can get $100 in statement credits for Resy each calendar year — broken up into $50 semiannual credits— after you pay with your Amex Gold card at Resy restaurants in the U.S., or make other eligible Resy purchases (enrollment required)

The Delta SkyMiles^® Platinum American Express Card and Delta SkyMiles^® Platinum Business American Express Card offer up to $10 Resy credit per month, for a total of up to $120 back per year. The Delta Reserve card and Delta Reserve Business card offer up to $20 Resy credit per month, for a total of up to $240 back per year.

Amex Platinum Card Overview

+ NEW BENEFITS

Terms Apply / Rates & Fees

Platinum Card^® from American Express

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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

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Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

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Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

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Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Platinum card is one of the best travel cards for frequent travelers. It has a high annual fee — higher than most premium cards — but you can get fantastic value by taking advantage of the high welcome bonus offer and the ability to earn up to 5x Membership Rewards points. Here’s a look at how you’ll earn Membership Rewards points with the Amex Platinum card:

• 5x points on airfare purchased directly with the airline or through AmexTravel.com (up to $500,000 per calendar year, then 1x)
• 5x points on prepaid hotels purchased through AmexTravel.com
• 1x points on other purchases

Of course, the Amex Platinum card is best known as a travel card, one that any frequent flier should keep in their wallet. The card offers impressive luxury travel benefits.

• Access to the American Express Global Lounge Collection, which includes Centurion Lounges, Priority Pass lounges (upon enrollment), 10 visits annually to Delta Sky Clubs (when traveling on same-day Delta flights, plus ability to unlock unlimited visits), and more
• Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status upon enrollment
• Complimentary elite status and benefits at Avis, Hertz, and National upon enrollment
• The ability to book Amex Fine Hotels & Resorts and The Hotel Collection
• Exceptional travel insurance
• Up to $200 airline fee credit annually
• Up to $600 prepaid hotel credit annually
• Up to $200 in Uber Cash every year
• Up to $209 in CLEAR Plus credits every year
• Up to $120 Global Entry fee credit every 4 years or up to $85 TSA PreCheck application fee credit every 4.5 years

You’ll need to enroll via your American Express account for some of these benefits. To do this, log in to your account, navigate to the Benefits section, and follow the prompts to activate the benefits you’re interested in.

Amex has refreshed the Amex Platinum card in recent years, from being exclusively for travel to now offering hundreds of dollars in lifestyle statement credits at merchants, gyms, and more.

• Up to $300 in digital entertainment credits every year
• Up to $155 in Walmart+ membership credits every year
• Up to $100 in Saks Fifth Avenue credits every year
• Up to $300 in Equinox credits every year
• $300 in credits each time you purchase a SoulCycle at-home bike
• Access to exclusive and tailored events through By Invitation Only

Final Thoughts

Amex is refreshing the Amex Platinum card and Amex Business Platinum card with new dining benefits, which include special access to reservations on some nights at hot, in-demand restaurants. 

This is a nice benefit to have, especially if you’ve been eyeing a reservation that may have a waitlist. Plus, Amex added some sweet statement credit benefits for Resy to the Amex Platinum card and Amex Business Platinum card, a sign that the issuer sees these cards as lifestyle cards, not just for travel.