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Can You Downgrade the Capital One Venture X? [List of Options]

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The Capital One Venture X Rewards Credit Card is one of the few game-changing credit cards to have been released in the past few years. Between the ability to earn up to 10x Capital One miles on purchases, notable premium travel benefits, and plenty of benefits afforded to authorized users, there’s almost no chance you haven’t heard of this card if you’re a rewards enthusiast.

But what if you initially open this new card and your circumstances change? Maybe you’ve changed your travel habits or cut back on spending but want to keep your line of credit, maintain your relationship with Capital One, and preserve your credit.

Look no further — in this guide, we’ll show you the ins and outs surrounding the downgrade process of the Capital One Venture X card. Let’s cut right to the chase!

Why You Should Downgrade Instead of Close Your Card

One of the strongest reasons you should try to downgrade your Capital One Venture X card (rates & fees) is to maintain your available credit limit and keep your account on your credit report. Doing so will preserve your credit history and optimize your credit utilization ratio.

For example, if your Capital One Venture X card is your oldest card and you close it, your credit age will drop dramatically, reducing your credit score.

Also, if your Capital One Venture X card has a credit limit of $30,000, closing your card will result in losing that available credit, which can also cause your credit score to decrease. Here’s how that works.

Your credit utilization ratio is a major factor determining your credit score. This simple percentage is calculated by adding up your total balances and dividing that number by the total amount of credit you have available to you across all credit cards.

For example, let’s say you have these cards open:

  • Capital One Venture X card with a $30,000 credit limit and a $1,000 balance
  • Another credit card with a $5,000 credit limit and a $1,500 balance
  • Another credit card with a $2,000 credit limit and a $1,000 balance

Your credit utilization ratio will be calculated as $3,500 divided by $37,000, which is around 9.5%. However, if you pay off your Capital One Venture X card and close it, your credit utilization ratio will be calculated as $2,500 divided by $7,000, which is 36%. This increase can cause your credit score to drop drastically.

Bottom Line:

Downgrading your card is preferable to closing it because it allows you to preserve your credit utilization ratio and maintain your credit history on your credit report.

How To Downgrade Your Capital One Venture X Card

Capital One is unique in 2 ways:

  1. Downgrade offers are tailored to each cardholder
  2. You can downgrade (or upgrade) your card 100% online if eligible

In other words, not everyone can downgrade their Capital One Venture X card. Also, the allowable cards you can downgrade to may vary.

In order to be eligible to downgrade your Capital One Venture X card, your card needs to have been open for at least 1 year.

The traditional way to downgrade your credit card is to call the number on the back of your card, speak to an agent, and have the downgrade processed over the phone. Capital One makes the downgrade process easy by allowing you to access any downgrade or upgrade offers online. The offers you see online should match exactly what any agent can see when you call over the phone.

Here’s the process to access downgrade offers online:

  1. Visit Capital One’s website and log into your online account
  2. After logging in, you’ll be directed to your account summary. Select your card.
  3. On your credit card account page, you’ll see a ribbon menu at the top with buttons like Add Account User, View Statements, and More Account Services.
  4. Click the button that says More Account Services.
  5. You’ll see a box pop up with many buttons. Go to the area that says Offers and Upgrades. Click View Offers and Upgrades.
  6. This is where you will see any current downgrade offers available to you.
  7. Complete any forms needed and select your preferred credit card product to downgrade to.

Alternatively, you can click I Want To… in the top right corner of your account screen, then View Offers and Upgrades.:

Capital One I Want To
Image Credit: Capital One

On the next screen, click Swap your card.

Capital One Offers and Upgrades screen
Image Credit: Capital One

You will then see any offers available to you for your current card. In the example below, the downgrades are technically being called upgrades.

Capital One Rewards Upgrade
Image Credit: Capital One
Hot Tip:

Check your downgrade offers online before picking up the phone to call Capital One customer service. This can save you a bunch of time since any downgrade offers online should match exactly what Capital One’s customer service agents can see.

Who Should Downgrade Their Card

Downgrading your card is a big decision. And Capital One generally makes it difficult to upgrade your card again after it was downgraded, so you’ll need to think long and hard if you’re considering downgrading your card.

Here are the types of people who should downgrade their Capital One Venture X card:

You Don’t Need Travel Perks

The Capital One Venture X card is a card that benefits people who need travel benefits and rewards the most. For example, you are eligible for an annual travel credit of up to $300 for bookings made through Capital One Travel and a Global Entry or TSA PreCheck application credit.

The other major selling point of this card is the ability to enjoy unlimited complimentary lounge access to Capital One Lounges, select Plaza Premium Lounges, and Priority Pass lounges for yourself and 2 guests.

If you can utilize these perks a couple of times yearly, it should pay for the annual fee in spades.

But the value proposition is reduced if you can’t use these travel benefits.

You Don’t Spend Much on Your Credit Card

The Capital One Venture X card is one of the best cards for travel rewards and everyday spending rewards, thanks to this rewards structure:

  • 10x miles on hotels and rental cars booked through Capital One Travel
  • 5x miles on flights booked through Capital One Travel
  • 2x miles on other purchases

To start off, earning 10x miles on travel-related purchases is amazing — that’s an 18% return on spending based on our valuations of 1.8 cents per mile. And Capital One Travel does a fantastic job at matching the best available prices online, so booking travel through Capital One is often a no-brainer.

In addition, earning a 3.6% return on spending on other purchases is a huge perk — it outperforms almost any other card out there on non-bonused purchases.

But if you’re spending less than that, you might consider downgrading your card.

You Can’t Justify an Annual Fee

If finances are generally tight, adding a $395 annual fee doesn’t make the situation any better (rates & fees). The Capital One Venture X card is an ultra-premium card that appeals mostly to luxury travelers.

As a result, getting this card is not a good idea if you’re a penny-pinching consumer that counts every dollar meticulously.

If you can’t justify a large annual fee, the Capital One Venture X card might not be the best fit for you, and it might be worth downgrading the card.

Downgrading to a Venture Family Card

Capital One Venture vs Capital One Venture One Upgraded Points LLC
Image Credit: Upgraded Points

The Capital One Venture X card is one of Capital One’s only ultra-premium cards. The other is the Capital One Venture X Business Rewards Card.

So if you’re downgrading your card, it’ll most likely be to a mid-tier premium or no-annual-fee card.

If you want to downgrade your Capital One Venture X card but maintain the ability to earn those valuable Capital One miles, you’ll need to downgrade to a card within the Venture family.

In this section, we’ll review the benefits of the Capital One Venture X card and walk you through your 2 best downgrade options.

Capital One Venture X Card

Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$395
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-840)

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros

  • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
  • 5x miles per $1 on flights purchased through Capital One Travel
  • 2x miles per $1 on all other purchases
  • $300 annual travel credit on bookings made through Capital One Travel
  • Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • 10,000 bonus miles awarded on your account anniversary each year
  • Global Entry or TSA PreCheck credit
  • Add authorized users for no additional annual fee (rates & fees)
  • No foreign transaction fees (rates & fees)

 

Cons

  • $395 annual fee (rates & fees)
  • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

 

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

 

The Capital One Venture X card earns up to 10x Capital One miles:

  • 10x miles on hotels and car rentals purchased through Capital One Travel
  • 5x miles on flights purchased through Capital One Travel
  • 2x miles on other purchases

Because we value Capital One miles at 1.8 cents each, you can effectively earn up to 18% back on your purchases, which is enormous.

In addition, you’ll enjoy some awesome travel perks:

  • Up to $300 Capital One Travel credit
  • Anniversary bonus of 10,000 miles
  • Access to Capital One Lounges, select Plaza Premium Lounges, and Priority Pass Lounges
  • Up to $100 Global Entry or TSA PreCheck application fee credit
  • The ability to book Premier Collection hotel stays
  • Hertz Gold Plus President’s Circle status

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$95
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit (670-850)

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros

  • 5x miles per $1 on hotels and rental cars booked through Capital One Travel
  • 2x miles per $1 on all other purchases
  • Global Entry or TSA PreCheck application fee credit
  • No foreign transaction fees (rates & fees)
  • Access to Capital One transfer partners

Cons

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
  • Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

When you downgrade your card to the Capital One Venture card, you’ll earn up to 5x Capital One miles:

  • 5x miles on hotels and car rentals purchased through Capital One Travel
  • 2x miles on other purchases

Again, as we value Capital One miles at 1.8 cents each, you can still earn a return on spending of up to 9% with the Capital One Venture card. However, you won’t be earning a maximum of 10x miles with this card.

However, you should note that this card still earns 2x miles on other purchases, meaning a minimum return on spending of 3.6% based on our valuations.

Also, this card still earns the same type of miles as the Capital One Venture X card: Capital One miles.

Even with a much lower annual fee of $95, you’ll still get these perks (rates & fees):

Capital One VentureOne Rewards Credit Card

Capital One VentureOne Rewards Credit CardTerms Apply / Rates & Fees

Capital One VentureOne Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
20,000 miles
$360
$0
19.99% - 29.99% (Variable),0% intro on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros

Cons

  • Weak earn rate at 1.25x miles per $1 spent on all purchases
  • No luxury travel or elite benefits
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

The biggest disadvantage of the Capital One Venture card in the context of downgrades is that it still has an annual fee of $0. However, when you downgrade to the Capital One VentureOne card, you’ll eliminate the annual fee entirely.

This card earns a reduced rewards structure on everyday purchases, though:

  • 5x miles on hotels and car rentals purchased through Capital One Travel
  • 1.25x miles on other purchases

This translates to a minimum return on spending of 2.25% based on our estimations at 1.8 cents per Capital One mile, which is still decent.

The miles you earn on this card can still be transferred to the full list of Capital One’s travel partners, which is a meaningful perk on a card with a $0 annual fee (rates & fees).

Here are the major perks that remain on this card:

  • No foreign transaction fees (rates & fees)
  • Travel accident insurance and extended warranty

Benefits Comparison

Now that we’ve laid out all of the rewards, features, and benefits of the Venture family of cards, let’s compile our findings in a table to compare them:

SCROLL FOR MORE
BenefitCapital One Venture X CardCapital One Venture CardCapital One VentureOne Card

Hotels and Car Rentals Booked Through Capital One Travel

10x miles5x miles5x miles
Flights Booked Through Capital One Travel5x miles2x miles2x miles
Rewards on Other Purchases2x miles2x miles1.25x miles
Capital One Travel CreditUp to $300NoneNone
Access to Capital One Lounges, Plaza Premium Lounges, and Priority Pass LoungesUnlimited for yourself and 2 guestsNoneNone
Hertz BenefitsHertz Gold Plus Rewards President’s Circle statusHertz Gold Plus Rewards Five Star statusNone
Hotel BenefitsAccess to the Premier CollectionNoneNone
$100 TSA PreCheck or Global Entry Application Fee CreditYesYesNo
Cell Phone ProtectionYesNoNo
Travel Insurance
  • Primary auto rental collision damage waiver
  • Trip cancellation and interruption insurance
  • Trip delay reimbursement
  • Lost luggage reimbursement
  • Travel accident insurance
  • Travel and emergency assistance services
  • Visa Infinite concierge
  • Auto rental collision damage waiver
  • Travel accident insurance
  • Travel and emergency assistance services
  • Auto rental collision damage waiver
  • Travel accident insurance
  • Travel and emergency assistance services
Shopping Protections and Benefits
  • Purchase security
  • Extended warranty
  • Return protection
  • No foreign transaction fees
  • Purchase security
  • Extended warranty
  • No foreign transaction fees
  • Extended warranty
  • No foreign transaction fees
Annual Fee$395 (rates & fees)$95 (rates & fees)$0 (rates & fees)
Authorized UsersAdd up to 4 authorized users for no additional annual fees (rates & fees)No-fee authorized users (rates & fees)No additional fee for authorized users (rates & fees)

When you downgrade your Capital One Venture X card to the Capital One Venture card, you’ll lose the ability to earn up to 10x miles, unlimited access to Capital One Lounges, top-tier Hertz status, a slew of travel insurance protections, and purchase security.

The biggest difference between the Capital One Venture card and the Capital One VentureOne card is the rewards on everyday purchases drop from 2x miles to 1.25x miles. You’ll also lose Hertz Five Star status, and the Global Entry or TSA PreCheck application fee reimbursement.

Downgrading to a Different Family of Cards

Another twist with Capital One’s downgrade policy is that you can downgrade your Capital One Venture X card to 1 other card in a different family — specifically, the Quicksilver family.

Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit CardTerms Apply / Rates & Fees

Capital One Quicksilver Cash Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A flexible, no-frills card that earns 1.5% cash-back on all purchases. Redeem rewards for any amount anytime you choose with no annual fee.

Capital One Quicksilver Cash Rewards Credit Card

A flexible, no-frills card that earns 1.5% cash-back on all purchases. Redeem rewards for any amount anytime you choose with no annual fee.
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
$200
$0
19.99% - 29.99% (Variable),0% intro on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Low maintenance, that’s your motto. When it comes to your credit cards, you don’t have the time or inclination to figure out which spending categories earn you the most cash-back.

A card that earns 1.5% cash-back for everything is more your speed.

That’s why you should consider the Capital One Quicksilver Cash Rewards Credit Card. You’ll never waste your time with changing categories, and there’s no limit to the cash-back you can earn.

Pros

  • Unlimited 1.5% cash-back on all purchases
  • No annual fee (rates & fees)
  • Up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • No foreign transaction fees (rates & fees)
  • Extended warranty coverage

Cons

  • Doesn’t offer bonus categories for those looking to maximize certain purchases
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

This card’s rewards will accrue on the card and be available under capitalone.com.

The Quicksilver card is generally the only card outside of the Venture family that you can downgrade to if you hold the Capital One Venture X card.

You might want to downgrade from the Venture family to the Quicksilver family of cards if you need a card focusing on cash-back and low fees.

Right now, it earns 5% cash-back on hotels and rental cars booked through Capital One Travel and an unlimited 1.5% cash-back on other purchases.

Even with a $0 annual fee and no foreign transaction fees, you can even enjoy extended warranty protection with this card (rates & fees).

Hot Tip:

If you downgrade to the Quicksilver card, you will lose all of your Capital One miles, so only downgrade to this card if you’ve used up all of your rewards and want to focus on cash-back moving forward.

Final Thoughts

Overall, downgrading your Capital One Venture X card is pretty straightforward. Not all cardholders are eligible to downgrade their Capital One Venture X card — if you can’t downgrade, you’ll have no choice but to close your card.

You can find out if you’re eligible by either calling the Capital One customer service hotline or viewing your downgrade offers online.

The current downgrade options for the Capital One Venture X card are:

  • Capital One Venture card
  • Capital One VentureOne card
  • Quicksilver card

All in all, you should carefully consider the reduction in benefits you’d encounter when downgrading to determine if your situation warrants this change to your wallet.


For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Enrollment required through Capital One website or mobile app. Upon enrollment, eligible cardholders will remain at upgraded status level through December 31, 2024.  Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier.  Additional terms apply.

The information regarding the Capital One Venture X Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Venture X Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Venture Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One VentureOne Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Capital One Quicksilver Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

Can I downgrade my Capital One Venture X card?

Some cardholders may be able to downgrade, but it depends on your specific situation. If you’re eligible, you may be able to downgrade to the Capital One Venture card, Capital One VentureOne card, or Quicksilver card.

Can I switch from the Quicksilver card to the Capital One Venture X card?

You might be eligible, but it’s recommended to have at least $10,000 in available credit, a strong relationship with Capital One, and excellent credit. You’ll need to access your upgrade offers online or call the number on the back of your card to find out if you’re eligible for an upgrade offer.

Does the Capital One Venture X card have a downgrade path?

Yes, but not all cardholders can access it since downgrade offers vary by cardholder. To find out, you can call the number on the back of your card or access your offers online by logging into your account and following the instructions in this guide.

Do Capital One Venture X card miles expire?

No, as long as you have a card in the Venture family open, your miles will not expire. However, if you close your card, your miles will expire.

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About Stephen Au

Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.

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