Is the Amex Business Platinum Card 170K Welcome Offer Still Available? [Current Public Offer Is 200K]

Earning a welcome bonus offer can be your one-way ticket (or potentially even more!) to an endless number of destinations worldwide. Currently, American Express is offering an extraordinary welcome offer on its premium business card: The Business Platinum Card^® from American Express.

While there are various welcome offers floating around, depending on individual offers Amex makes to some applicants, you may wonder if the 170,000-point welcome offer is still available.

Let’s dive into all of the details to see how you can hunt for this and other welcome offers on the Amex Business Platinum card.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been collected independently and has not been reviewed or provided by the card issuer.

Amex Business Platinum Card Welcome Bonus Offer

New applicants for the Amex Business Platinum card can find various welcome offers, but it ultimately boils down to when and how you apply. Currently, we’re seeing variations of 120,000 points, 150,000 points, 170,000, and even more points that are widely available for applicants.

The current public offer is: Earn 150,000 200,000 points after spending $20,000 in eligible purchases within the first 3 months.

However, our writers have seen that American Express offers elevated offers directly to targeted applicants. As with all targeted offers, these offers aren’t available to all applicants, and what one person sees can differ from an offer extended to someone else.

At Upgraded Points, we value Amex Membership Rewards points at 2.2 cents each for travel. Taking these valuations into consideration, a 120,000-point welcome offer is worth $2,640, a 150,000-point offer is worth $3,300, and a 170,000-point offer is worth $3,740 on average.

As you can see, knowing when to apply can be the difference in scoring roughly $1,000 in additional value. Here are the ways you can find this incredible 170,000-point welcome offer.

Option 1: Check on Amex Directly (Try This First)

First and foremost, you should look toward applying directly on American Express’ website to find the best possible offers on the Amex Business Platinum card. By checking directly with American Express first, you may be targeted for a generous welcome offer inviting you to apply.

To get started, click the button that says “Apply Now” on the card’s landing page and provide your personal information on the following page. If you already have an American Express account, you can log in to have this information prefilled on your behalf, simplifying the process.

American Express conducts a soft credit check to approve you and determine the welcome offer it will show you. If you decide to exit the application after seeing what that welcome offer is, your credit score won’t be affected. However, your credit score may be affected if you accept your new card. That’s because there may be a hard credit inquiry at the point of finalizing the application.

Our writers have seen firsthand that American Express sends elevated offers directly to targeted applicants. As with all targeted offers, these offers aren’t available to all applicants. However, getting 170,000 or more points from a welcome offer can be extremely valuable.

Fill out the application first, and then see a personalized welcome offer. Amex only conducts a hard inquiry on your credit report if you accept the offer and open an account.

Option 2: Targeted Email Offers

You can also look for targeted email offers from Amex, but you need to opt in. If you do, you’ll receive new card and credit offers in your Amex account’s general marketing email preferences.

After logging in to your Amex account, here’s how you opt in. Start by clicking on the tab called “Account Services” in the top menu, then choosing the option that says “Alerts and Communications.” In this section, click on the button called “Marketing Email Preferences” to opt in for notifications about targeted offers.

Benefits of the Amex Business Platinum Card

There are very few business cards that can rival the Amex Business Platinum card. Despite its $895 annual fee, here’s a preview of the long list of benefits that business owners will find tons of value in (rates & fees):

• Generous earnings, with 5x points on flights, prepaid hotels, and short-term rentals booked at AmexTravel.com; 2x points on eligible purchases at U.S. construction material and hardware suppliers, electronic good retailers, software and cloud system providers, and shipping providers, and on purchases of $5,000 or more (on up to $2 million of these purchases per calendar year); and 1x points on all other eligible purchases
• Generous annual statement credits, including certain purchases made with Dell Technologies, Indeed, Adobe, Hilton, U.S. wireless service providers, eligible hotels when prepaid via AmexTravel.com, airline fee incidentals, and a CLEAR^® Plus credit (enrollment required for some benefits)
• Access to more than 1,550 airport lounges worldwide, including Amex Centurion Lounges (U.S. and international), Delta Sky Clubs (10 visits per year and when flying the same day on Delta), Priority Pass (enrollment required), and more
• Global Entry or TSA PreCheck application fee credit
• Complimentary elite status with Hilton Honors, Marriott Bonvoy, and Leaders Club upon enrollment
• 35% airline bonus when you use Pay With Points for flights on a preselected airline booked through AmexTravel.com (up to 1 million points per year)
• Up to $1,200 in statement credits for flights booked online at AmexTravel.com (unlocked with $250,000 in card spending in a calendar year and available the year after spending requirement is met)
• Up to $2,400 in statement credits for American Express One AP monthly fees (unlocked with $250,000 in card spending in a calendar year and available the year after spending is met)

No matter how often you travel or can make use of these business-centered statement credits, you can certainly find outsize value from these perks offered on this business card.

Maximizing Your Membership Rewards Points

If you find and meet the spending requirements for the 170,000-point welcome offer, what can you do with all of those Amex Membership Rewards points? Here’s a glimpse at what’s on the table.

1. Book 7 Round-Trip Tickets to the Caribbean

Planning a summer getaway but don’t want to spend a whole day on a plane? One of the best ways to book flights to the Caribbean is redeeming British Airways Avios via the British Airways Club program, which is a 1:1 transfer partner of American Express Membership Rewards.

As they’re part of the Oneworld alliance, you can easily use Avios to book flights on American Airlines and Alaska Airlines at a much lower cost than paying cash, thanks to British Airways’ distance-based award chart. For example, one-way flights from American Airlines’ Miami hub (MIA) to various Caribbean destinations, like Turks and Caicos (PLS) or Jamaica (MBJ, KIN, OCJ), cost just 13,500 Avios plus $5.60 in taxes and fees. With a 170,000-point welcome offer, you could book up to 6 round-trip flights to the Caribbean.

2. Book a Northern Lights Trip to Iceland

Seeing the aurora borealis during the peak season in February and March 2026 just got easier for those with a big stash of points. As an Amex Business Platinum cardholder, you can enroll in complimentary Hilton Honors Gold elite status, which offers perks like free breakfast at international hotels and a fifth-night-free benefit on award stays.

Hilton Honors is one of Amex’s hotel transfer partners, allowing you to transfer points at a favorable 1:2 ratio. You can stay for 5 nights at the Hilton Reykjavik Nordica Hotel in the city center for just 200,000 points with the fifth night free — even during peak tourist periods. This means you only need to transfer 100,000 Amex points to get 200,000 Hilton Honors points.

3. Book 2 Round-Trip Tickets to Switzerland in Premium Economy

Want to get outdoors in the Alps? Why not head to Switzerland?

Transfer to Air France-KLM Flying Blue, which regularly offers amazing deals on SkyTeam airlines such as Air France, Delta, and KLM. For example, a one-way ticket between New York (JFK) and Geneva (GVA), with a quick layover in Paris (CDG), can cost as few as 40,000 points.

With 170,000 Membership Rewards points, your balance is more than sufficient to book 2 round-trip tickets to Switzerland. In comparison, paying for premium economy tickets usually costs around $2,000 per person, so you’re saving a ton on travel costs. Using points this way, you’ll get to Switzerland in the springtime as weather warms up, the sun is out for longer, and crowds haven’t arrived yet.

Final Thoughts

Hardly any business card can rival the sheer number of benefits on the Amex Business Platinum card. When you consider the potential to earn 170,000 bonus points as a new applicant for the card, there’s no question it offers substantial value. Be sure to check through Amex directly to see if you’re targeted for this or another huge welcome offer.