The Best Ways To Fly to Vietnam With Points and Miles [Step by Step]

Key Takeaways

• The best programs for booking award flights to Vietnam are Alaska Airlines Atmos Rewards, ANA Mileage Club, American Airlines AAdvantage, and Air Canada Aeroplan.
• Transfer points from American Express, Chase, or Citi programs to these airline partners to boost your miles balance.
• There are currently no nonstop routes to Vietnam from the U.S., so you have to connect via Beijing (PEK), Hong Kong (HKG), Seoul (ICN), or Tokyo (NRT).

Vietnam is one of the fastest-growing tourist destinations worldwide. It has incredible landscapes, welcoming people, and delicious street food, and is generally inexpensive to visit. There are so many reasons Vietnam deserves to be near the top of your travel bucket list.

Currently, there’s only 1 nonstop route between Vietnam and the U.S., but numerous airlines across every major alliance offer single-stop routings.

With all the possibilities, it can be hard to determine which routing is best, especially because you have to decide among top airlines like Cathay Pacific, Japan Airlines, and more. But this decision can be easier when you look at which airline loyalty program can give you the best value for your points and miles.

In this guide, we’re going to take a look at exactly that and run through the best airline programs for booking flights to Vietnam.

Flights Between the U.S. and Vietnam

Currently, there’s just 1 nonstop route connecting Vietnam with the U.S.: Vietnam Airlines’ (a SkyTeam member) nonstop route between Ho Chi Minh City (SGN) and San Francisco (SFO).

While nonstop routes are clearly limited, many airlines offer itineraries that take travelers from the U.S. to Vietnam with just 1 stop. Here are some of them:

• All Nippon Airways via Tokyo (HND, NRT)
• Cathay Pacific (via Hong Kong)
• China Southern via Guangzhou (CAN)
• Emirates via Dubai (DXB)
• Etihad Airways via Abu Dhabi (AUH)
• EVA Air via Taipei (TPE)
• Japan Airlines via Tokyo (HND, NRT)
• Korean Air via Seoul (ICN)
• Philippine Airlines via Manila (MNL)
• Qatar Airways via Doha (DOH)
• Singapore Airlines via Singapore (SIN)
• Starlux Airlines via Taipei (TPE)
• Turkish Airlines via Istanbul (IST)

Depending on your desired trip in Vietnam, you’ll generally fly into one of 3 gateways from hubs across the region:

• Da Nang (DAD)
• Hanoi (HAN)
• Ho Chi Minh City (SGN)

Best Programs for Booking Flights to Vietnam

Now, let’s dive into the details to determine which programs you should use to book flights to Vietnam.

Alaska Airlines Atmos Rewards

The first program we will look at is Alaska Airlines Atmos Rewards. Although the program has changed quite a bit over the last few years, it remains one of the best options for award redemptions worldwide.

Alaska Airlines is a member of the Oneworld alliance and has some incredible partner airlines, including Japan Airlines, Cathay Pacific, and Qatar Airways, all of which offer 1-stop flights between the U.S. and Vietnam.

In 2024, MileagePlan (now renamed to Atmos Rewards) introduced its new award pricing with 3 simple zone- and distance-based award charts. Here is the Asia-Pacific award chart with starting prices for travel from the United States to Asia-Pacific (including Vietnam):

Alaska Airlines Atmos Rewards also allows for stopovers, including one-way award redemptions. For example, you could book an award ticket to Vietnam on Cathay Pacific and have a stopover in Hong Kong.

Additionally, Alaska Airlines does not levy fuel surcharges on partner airline redemptions, so your out-of-pocket cost will be very low.

Hot Tip:

Although Alaska Airlines is part of Oneworld, it has several nonalliance partnerships. One of these partnerships is with Starlux Airlines, which also offers flights between the U.S. and Vietnam via its hub in Taipei (TPE).

Here are some great example routes you can take:

• Boston (BOS) – Hong Kong (HKG) – Ho Chi Minh City (SGN) one-way in Cathay Pacific business class from 85,000 Atmos Rewards points plus taxes and fees
• Los Angeles (LAX) – Tokyo (TYO) – Hanoi (HAN) one-way in Japan Airlines business class from 85,000 Atmos Rewards points plus taxes and fees
• Atlanta (ATL) – Seoul (ICN) – Hanoi (HAN) round-trip in Korean Air business class from 170,000 Atmos Rewards points plus taxes and fees

When you’re ready to book your award flight with Mileage Plan, you can follow the steps below for the booking process on partner flights.

1. Search for award flights on Alaska Airlines.
2. Book the flight online.
3. Pay the taxes and fees that include a partner award flight booking fee.

Earning Alaska Airlines Atmos Rewards points

Earning Alaska points can be somewhat difficult as the Alaska Atmos Rewards program has limited transfer partners: Bilt Rewards and Marriott Bonvoy.

Bilt Rewards points transfer at a 1:1 ratio, while Marriott Bonvoy points transfer at a 3:1 ratio, and with every 60,000 Marriott Bonvoy points that you transfer, you receive 5,000 bonus points.

Alaska also has 3 co-branded Bank of America credit cards.

ANA Mileage Club

ANA Mileage Club is another excellent award program for redemptions between the U.S. and Vietnam. ANA is a member of Star Alliance, the largest airline alliance in the world. From the U.S., you can fly airlines like ANA, EVA Air, Singapore Airlines, and Turkish Airlines, all of which offer flights to Vietnam.

ANA Mileage Club has 3 main award charts: ANA domestic flight awards, ANA international flight awards, and partner flight awards. The first 2 award charts also have seasonal pricing, but partner redemptions are not subject to seasonal pricing.

ANA allows for round-trip award redemptions, as well as open-jaw awards. ANA also levies fuel surcharges, which can be hundreds of dollars, depending on the airline and cabin you fly in.

Here’s the round-trip Mileage Club award chart for ANA-operated international flights (subject to seasonal pricing) for flights between the U.S. (Zone 6) and Vietnam (Zone 4):

As you can see, the difference in seasonality can have a huge impact on the number of points you spend on these flights, so it’s important to plan accordingly.

Meanwhile, here’s the round-trip Mileage Club partner award pricing (not subject to seasonal pricing) for flights between the U.S. (Zone 6) and Vietnam (Zone 4):

Hot Tip:

Although ANA is in Star Alliance and Vietnam Airlines is part of SkyTeam, the airlines have a non-alliance partnership.

Here are a few great example redemptions you can make for ANA flights to Vietnam using ANA miles:

• Chicago (ORD) – Tokyo (NRT) – Ho Chi Minh City (SGN) round-trip in ANA business class during the low season for 137,000 ANA miles plus taxes and fees
• Los Angeles (LAX) – Beijing (PEK) – Hanoi (HAN) round-trip in Air China business class for 1376000 ANA miles plus taxes and fees
• New York (JFK) – Taipei (TPE) – Ho Chi Minh City (SGN) round-trip in EVA Air business class for 136,000 ANA miles plus taxes and fees
• San Francisco (SFO) – Hong Kong (HKG) – Hanoi (HAN) round-trip in United Polaris and Vietnam Airlines business class for 136,000 ANA miles plus taxes and fees

Hot Tip:

ANA allows for stopovers and open-jaws on award redemptions.

Here’s how to redeem ANA miles for award redemptions:

• Visit ANA’s website.
• Click “Award Booking” on the homepage search box.
• Log in with your ANA Mileage Club number and password.
• Choose either “One-way,” “Round-trip” or “Multiple cities/Mixed classes.”
• Type in your city pairs, travel dates, class of service, and the number of passengers.
• Click Search.
• Choose your flights and pay for taxes and fees.

Earning ANA Miles

There are many ways to earn ANA miles, as ANA is a transfer partner of American Express Membership Rewards and Marriott Bonvoy.

American Express Membership Rewards transfer at a 1:1 ratio, while Marriott Bonvoy points transfer at a 3:1 ratio. With every 60,000 Marriott Bonvoy points that you transfer, you’ll receive 5,000 bonus miles.

American Express offers numerous personal and business rewards cards that earn Membership Rewards points, making it easy to accumulate the points necessary for a redemption.

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American Airlines AAdvantage

Another great option for award flights between the U.S. and Vietnam is with Oneworld alliance partner American Airlines AAdvantage. You can redeem American Airlines AAdvantage miles to fly Oneworld partner airlines for flights between the U.S. and Vietnam.

Although American has dynamic pricing for its own flights, partner awards with American AAdvantage follow an award chart and are not subject to dynamic pricing.

On AA’s partner award chart, Asia is divided into 4 distinct regions. Vietnam is considered part of Asia Region 2. Here’s a look at what it costs for one-way flights from the contiguous 48 U.S. states and Canada to Vietnam on Oneworld partner airlines:

One of the best ways to redeem American AAdvantage miles is for a business class flight to Vietnam for 70,000 miles one-way. Best of all, you can fly world-class airlines like Japan Airlines or Cathay Pacific.

There are no stopovers allowed, but your taxes and fees will be extremely low.

Here are some great example routes you can take:

• New York (JFK) – Tokyo (HND) – Ho Chi Minh City (SGN) one-way in Japan Airlines first class and business class for 110,000 AAdvantage miles plus taxes and fees
• Washington, D.C. (IAD) – Hong Kong (HKG) – Hanoi (HAN) one-way in Cathay Pacific business class for 70,000 AAdvantage miles plus taxes and fees

Follow these steps to book your AAdvantage award ticket:

1. Visit American Airlines’ website.
2. On the homepage, click the checkbox that says “Redeem miles.”
3. Fill out the search box, submit it, and find the flight you like.
4. Finish the redemption process by entering the travelers’ information and using a credit card for taxes and fees.

Hot Tip:

Check out our in-depth guide on searching for Oneworld award availability.

Earning American Airlines AAdvantage Miles

AAdvantage miles are easy to earn, as the airline has a variety of co-branded credit cards issued by Citi.

You can also transfer Citi ThankYou points at a 1:1 ratio with a premium credit card or a 1:0.7 ratio with a no-annual-fee card if you’re short on AAdvantage miles. Additionally, Marriott Bonvoy points transfer to American miles at a 3:1 ratio.

Bottom Line: Using American Airlines AAdvantage miles represents an easy way to book award travel to Vietnam. With a simple pricing structure, great redemption prices, and numerous ways to earn miles, it’s not exactly a secret why AAdvantage is a great program to leverage on flights to Vietnam. 

Air Canada Aeroplan

Air Canada Aeroplan is another excellent Star Alliance award program for redemptions between the U.S. and Vietnam. Aeroplan has a laundry list of airline partners, an award chart for partner redemptions with several sweet spots, the ability to book stopovers for just 5,000 points, and no fuel surcharges for partner redemptions.

Although Aeroplan uses dynamic pricing (with a price range) for its own flights, partner redemptions follow specific award charts, which are a combination of region-based and distance-based.

Here is the award pricing for flights between the North America and Pacific zones:

Hot Tip:

Aeroplan allows for stopovers for just 5,000 points, including one-way awards.

Here are great example routes you can take:

• Chicago (ORD) – Tokyo (HND) – Ho Chi Minh City (SGN) one-way in ANA business class for 87,500 Aeroplan points plus taxes and fees
• New York (JFK) – Taipei (TPE) – Hanoi (HAN) one-way in EVA Air business class for 87,500 Aeroplan points plus taxes and fees

Earning Air Canada Aeroplan Points

Fortunately, earning Aeroplan points is quite easy. The program is a transfer partner of American Express Membership Rewards, Bilt Rewards, Chase Ultimate Rewards, Capital One, Marriott Bonvoy, Mesa Points.

Amex, Bilt, Chase, and Capital One transfer to Aeroplan at a 1:1 ratio. Meanwhile, Marriott Bonvoy points transfer at a 3:1 ratio, with a 5,000-mile bonus for every 60,000 Marriott Bonvoy points transferred at once.

Additionally, Chase issues a co-branded Aeroplan credit card, the Aeroplan^® Credit Card. It’s a fantastic option for those looking to earn Aeroplan points on everyday spending.

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The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

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The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

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Avianca LifeMiles

Avianca LifeMiles is a great program to consider for Star Alliance redemptions. Although the program has undergone a series of devaluations over the years, it remains a solid way to book award tickets to Asia, including Vietnam.

You can book flights to Asia at the following rates:

• Economy: one-way for 55,000 LifeMiles plus taxes and fees
• Business: one-way for 100,000 LifeMiles plus taxes and fees
• First: one-way for 120,000 LifeMiles plus taxes and fees

LifeMiles offers competitive pricing for Star Alliance awards and does not levy fuel surcharges on partner redemptions.

Earning Avianca LifeMiles

Avianca LifeMiles is a transfer partner of several major transferable rewards programs, including American Express Membership Rewards, Bilt Rewards, Capital One Miles, Citi ThankYou Rewards, Brex Rewards, Marriott Bonvoy, and Wells Fargo Rewards.

All of the above programs except for Citi, Brex, and Marriott Bonvoy transfer to LifeMiles at a 1:1 ratio. Citi ThankYou Points transfer at 1:1 with a premium credit card or 1:0.7 with a no-annual-fee card, while Brex Rewards points transfer at a 3:2 ratio. Marriott Bonvoy points transfer at a 3:1 ratio.

You can also purchase LifeMiles during sales. If you decide to buy miles, wait for the sales that can get you anywhere from 125% to 200% bonus miles to get a big discount.

Recommended Citi Cards

Citi Strata Premier℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Citi Strata Premier℠ Card

Welcome Offer

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com

60,000 points

UP's Offer Valuation*:

$960

Annual Fee

$95

APR

19.99% to 27.99% Variable APR

Why We Like This Card

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

• 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
• 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
• $100 annual hotel benefit

Cons

• $95 annual fee

Read Full Review

Card Highlights

• Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
• Earn 10X points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
• Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations.
• Earn 1X point per $1 spent on all other purchases.
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card.
• No foreign transaction fees on purchases.

Financial Snapshot

• APR: 19.99% to 27.99% Variable APR
• Foreign Transaction Fees: None

Citi Strata Elite℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Citi Strata Elite℠ Card

The Citi Strata Elite card is Citi's most premium card built for frequent travelers and foodies.

Welcome Offer

Earn 100,000 bonus ThankYou Points after spending $6,000 within the first 3 months of account opening.

100,000 points

UP's Offer Valuation*:

Up to $1,600

Annual Fee

$595

APR

20.99% to 28.99% Variable

Why We Like This Card

The Citi Strata Elite card is a great option for frequent travelers, foodies, and those who are fans of the Citi ThankYou Rewards ecosystem thanks to its combination of bonus categories, perks, and annual credits.

Pros & Cons

Pros

• 12x points on hotels, rental cars, and attractions booked through Citi Travel
• 6x points on airfare through Citi Travel
• 6x points on dining on Citi Nights (Friday and Saturday nights from 6 p.m. to 6 a.m.) and 3x points on dining at all other times

Cons

• $595 annual fee
• Boosted dining rewards are limited to 2 nights per week

Read Full Review

Card Highlights

• Earn 100,000 bonus ThankYou Points after spending $6,000 within the first 3 months of account opening
• 12x points on hotels, car rentals, and attractions booked on cititravel.com
• 6x points on air travel booked on cititravel.com
• 6x points at restaurants, including restaurant delivery services, every Friday and Saturday from 6 p.m. to 6 a.m. ET, and 3x points any other time
• 1.5x points on all other purchases
• Global Entry or TSA PreCheck credit
• Up to $300 annual hotel benefit
• Up to $200 annual Splurge credit
• Up to $200 annual Blacklane credit
• 4 American Airlines Admirals Club passes every calendar year
• Transfer Citi ThankYou Points to partners like American Airlines
• Complimentary Priority Pass membership
• No foreign transaction fees

Financial Snapshot

• APR: 20.99% to 28.99% Variable
• Foreign Transaction Fees: None

Citi Strata℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Citi Strata℠ Card

Welcome Offer

Earn 30,000 points after spending $1,000 on purchases in the first 3 months.

30,000 points

UP's Offer Valuation*:

$480

Annual Fee

$0

APR

0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.99% to 28.99%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Citi Strata card offers a fresh way to earn Citi ThankYou Points with a $0 annual fee, allowing you to maximize your spend at gas stations, supermarkets, and more.

Pros & Cons

Pros

• 5x points on hotels, car rentals, and attractions booked on CitiTravel.com
• 3x points at supermarkets, select transit, gas and EV charging stations, and an eligible self-select category of your choice (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salon or pet supply stores)
• 2x points at restaurants

Cons

• Doesn’t offer the best transfer ratio to Citi’s airline and hotel partners
• Charges foreign transaction fees

Read Full Review

Card Highlights

• Earn 30,000 bonus points after spending $1,000 in the first 3 months of account opening.
• Earn 5x points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
• Earn 3x points per $1 on supermarkets, select transit, gas, and EV charging stations, and an eligible self-select category of your choice every quarter (fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores).
• Earn 2x points per $1 at restaurants.
• Earn 1x point per $1 spent on all other purchases.
• No expiration and no limit to the amount of points you can earn with this card.

Financial Snapshot

• APR: 0% intro APR on purchases and balance transfers for 15 months, and then a variable APR 18.99% to 28.99%.
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

Citi Double Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome Offer

Earn $200 cash-back after spending $1,500 on purchases in the first 6 months of account opening.

$200 cash-back

Annual Fee

$0

APR

17.99% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Fair to Excellent (580-850)

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

• Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
• Flexible redemption options
• No annual fee

Cons

• No bonus categories
• 3% foreign transaction fees

Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• Earn a total of 5 ThankYou^® Points per $1 spent on hotel, car rental, and attractions, excluding air travel, when booked through the Citi Travel^® portal.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 17.99% – 27.99%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

• APR: 17.99% - 27.99% Variable
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

Citi Custom Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, without an annual fee!

Citi Custom Cash^® Card

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, without an annual fee!

Welcome Offer

Earn $200 cash-back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash-back.

$200

Annual Fee

$0

APR

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.99% - 27.99%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Fair to Excellent (580-850)

Why We Like This Card

The Citi Custom Cash^® Card is inventive when it comes to cash-back credit cards. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, with a $0 annual fee.

Thanks to that unique perk, you’ll never need to worry about whether you’re using the right card for the right purchase, as your Citi Custom Cash card will always pay you 5% back on whichever category you end up spending the most on each month.

Pros & Cons

Pros

• 5% cash-back (on up to $500 each billing cycle) from your largest purchase category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
• $0 annual fee
• Multiple redemption options

Cons

• Your 5% category is limited to $500 in spend ($25 in cash-back) each month
• Not particularly rewarding for any purchases outside of your top 5% cash-back category

Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Get 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness.
• Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.
• Earn an additional 4% cash back on hotels, car rentals, and attractions booked with Citi Travel.
• No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
• $0 annual fee.
• Citi will only issue one Citi Custom Cash^® Card account per person.

Financial Snapshot

• APR: 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 17.99% - 27.99%.
• Foreign Transaction Fees: 3%

Recommended Chase Cards (Personal)

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

60,000 75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.74% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
• 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

Financial Snapshot

• APR: 19.74% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

125,000 points

UP's Offer Valuation*:

$2,500

Annual Fee

$795

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Terms Apply / Rates & Fees

Chase Freedom Unlimited^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Apply Now(at Chase's secure site)

Chase Freedom Unlimited^®

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Welcome Offer

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

$200

Annual Fee

$0

APR

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Freedom Unlimited^® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

Pros & Cons

Pros

• 5% back on travel purchased through Chase Travel℠
• 3% back on dining and drugstore purchases
• 1.5% back on all other purchases

Cons

• 3% foreign transaction fee

Read Full Review

Card Highlights

• Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%.
• No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited^® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
• Member FDIC

Financial Snapshot

• APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%.
• Foreign Transaction Fees: 3% of each transaction in U.S. dollars

Rewards Center

Chase Ultimate Rewards

Chase Freedom Flex^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Chase Freedom Flex^®

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Welcome Offer

Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.

$200

Annual Fee

$0

APR

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Freedom Flex^® sure does pack quite a punch — especially for a no-annual-fee card.

The Freedom Flex card is an incredible option for those looking for a well-rounded cash-back card, or a powerful point-earner when paired with a premium card in the Ultimate Rewards family.

Pros & Cons

Pros

• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%
• Powerful cash-back earner: 5% back on quarterly categories and travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on all other purchases
• No annual fee

Cons

• 3% foreign transaction fees in U.S. dollars

Read Full Review

Card Highlights

• Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74%-28.24%.
• No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex^® card
• Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
• Member FDIC

Financial Snapshot

• APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Air France-KLM Flying Blue

Finally, you can utilize Air France-KLM Flying Blue for SkyTeam redemptions on airlines like Vietnam Airlines, Air France, Delta, and more. Despite the program implementing dynamic pricing, Flying Blue has excellent award pricing for many routes.

Here’s a look at starting prices for one-way awards between the U.S. and Vietnam:

• Economy: From 40,000 miles
• Premium Economy: From 65,0000 miles
• Business: From 115,000 miles

Here are some examples of redemptions you can make with Flying Blue:

• Atlanta (ATL) – London (LHR) – Ho Chi Minh City (SGN) one-way in Delta One and Vietnam Airlines business class from 115,000 Flying Blue Miles plus taxes and fees
• New York (JFK) – Paris (CDG) – Ho Chi Minh City (SGN) one-way in Air France business class and Vietnam Airlines business class from 115,000 Flying Blue Miles plus taxes and fees

Hot Tip:

Check out our in-depth guide on the best ways to redeem Air France-KLM Flying Blue miles for maximum value.

Earning Air France-KLM Flying Blue Miles

Earning Flying Blue miles is relatively easy, as it’s a transfer partner of nearly every major transferable rewards program. This includes Brex Rewards, Chase Ultimate Rewards, American Express Membership Rewards, Marriott Bonvoy, Capital One Miles, Citi ThankYou Rewards, and Wells Fargo Rewards.

Chase, Amex, Capital One, and Wells Fargo transfer at a 1:1 ratio; Citi transfers at a 1:1 ratio with a premium credit card and 1:0.7 with a no-annual-fee card. Meanwhile, Brex Rewards points transfer at a 3:2 ratio, and Marriott Bonvoy points transfer at a 3:1 ratio. You also receive a bonus of 5,000 miles when you transfer 60,000 Marriott Bonvoy points.

Final Thoughts

As you can see, there are many options for flying from the U.S. to Vietnam, even though there’s just 1 nonstop route between the 2 countries. Even if you have to fly there with a connection, it’s not all bad news, because you’ll have the opportunity to fly some of the world’s best airlines.

What you choose is ultimately up to you, as it depends on which airlines you prefer, which points and miles you have access to, and more.