The 8 Best Credit Cards for Weddings and Honeymoons [2025]

Weddings can be a wonderful time in your life, but they can also be expensive and complicated. Since a lot of couples pay for some or all of their wedding expenses themselves, using the right card can help them stock up on rewards as they plan their special day.

But there’s not a single credit card that will work for everyone in every circumstance. To help you sort through all of the options, here’s a guide to help you find the best credit card for your wedding and honeymoon needs.

Whether you’re looking to earn lots of points on your flowers or free nights for your honeymoon, this guide will walk you through it all.

What To Look For in a Credit Card for Weddings and Honeymoons

Planning a wedding or a honeymoon is an exciting activity, but it’s also a time when you’ll probably be spending large amounts of money in a short period of time. While your bank account might be taking a hit, this is a good time to take advantage of credit cards with the best credit card welcome bonuses, which also tend to come with high minimum spending requirements.

While there are a lot of ways to hit the minimum spending requirement on a credit card, many people still find it hard to hit the requirements needed to earn a welcome bonus. So when you have larger-than-normal purchases coming up, such as a ring or jewelry, a wedding dress, a photographer, or a florist, it’s a great time to consider getting a new credit card.

In addition, there are useful bonus categories that you often see on rewards credit cards, such as travel, dining, and groceries. However, many wedding expenses won’t fall into any of those categories, so finding a credit card that offers bonus points on all purchases might be a great idea. These cards make the most out of all of your wedding-related purchases, not just the ones that fit into a bonus category.

Since you will undoubtedly make large purchases for your upcoming nuptials, you might want to consider a card that offers purchase protection, extended warranty, or return protection.

When you are planning a big trip, like a honeymoon, it’s good to have some trip insurance just in case. The good news is that if you have the right credit card, you don’t have to purchase an additional insurance policy — your coverage is built into your credit card!

Overall, you should shoot for a credit card that:

• Has an excellent welcome bonus for those big-ticket purchases
• Offers bonus points on relevant categories such as travel or catering (or earns bonus points on all purchases without having to worry about bonus categories)
• Includes travel insurance for your honeymoon itinerary or purchase protection for your wedding expenses
• Incorporates travel benefits such as lounge access to make you and your newlywed spouse feel like a VIP when traveling on your honeymoon

The 8 Best Credit Cards for Weddings and Honeymoons

Card Summary

Platinum Card^® from American Express

+ NEW BENEFITS

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

The Amex Platinum card offers legendary prestige, amazing travel benefits, and one of the biggest welcome bonuses in the business.

These are all fantastic reasons to get this card for wedding and honeymoon purchases. To start off, you can expect to earn 5x Membership Rewards points as follows:

• 5x points on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year in these purchases)
• 5x points on prepaid hotel stays booked through AmexTravel.com
• 1x points on all other purchases

Even though the bonus rewards are based on travel-related purchases, you can also get amazing benefits with this card, including:

• Access to the American Express Global Lounge Collection, including Centurion Lounges, Priority Pass (upon enrollment), 10 visits a year to Delta Sky Club (if flying Delta, plus the ability to unlock unlimited visits), Plaza Premium Lounges, and more
• Access to Fine Hotels + Resorts and The Hotel Collection for benefits such as free breakfast, upgrades, late checkout, and more
• Complimentary elite status with Hilton Honors (Gold), Marriott Bonvoy (Gold Elite), and The Leading Hotels of the World (Leaders Club Sterling) (enrollment required)
• Access to Platinum Nights by Resy
• Rental car benefits with Avis, Hertz, and National
• Up to $200 in airline incidental fee credit (enrollment required)
• Up to $600 in (up to $300 semiannually) prepaid hotel credit
• Up to $209 in CLEAR^® Plus credit
• Up to $200 in Uber Cash
• Up to $120 in Uber One credit
• Up to $300 in digital entertainment credit
• Up to $400 in Resy credit
• Up to $300 in lululemon credit
• Up to $155 in Walmart+ credit
• Up to $300 in Equinox credit
• Up to $200 in Oura Ring credit
• Up to $100 in Saks Fifth Avenue credit
• Global Entry or TSA PreCheck application fee statement credit

The Amex Platinum card even comes with no preset spending limit*, purchase protection, extended warranty, cell phone protection, and high-end travel insurance. Lastly, you won’t find any foreign transaction fees (rates & fees) on this card.

Why We Like Earning American Express Membership Rewards Points

American Express Membership Rewards is one of the best rewards currencies out there. We value these points around 2.2 cents each, which essentially translates to an 11% return on spending on purchases that earn 5x points.

To get the best value possible, you should transfer your points to the Amex transfer partners to book award travel. In some cases, you can get more than 5 cents per point of value, which could skyrocket your total return on spending to 25% for purchases earning 5x points.

Other ways to use Amex points consist of cash-back, charity, AmexTravel.com bookings, gift cards, merchandise, and statement credits, but we generally don’t recommend these methods.

Capital One Venture X Rewards Credit Card

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Apply Now(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

Purchases: 19.99% - 28.99% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: Purchases: 19.99% - 28.99% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Our runner-up credit card is the Capital One Venture X card, which offers fantastic benefits with a lower annual fee than the Amex Platinum card. Indeed, this credit card boasts a generous welcome offer as an initial infusion of rewards.

You’ll also notice the 10x Capital One miles in maximum rewards:

• Earn 10x miles on hotels and rental cars booked through Capital One Travel.
• Earn 5x miles on flights and vacation rentals booked through Capital One Travel.
• Earn 2x miles on all other purchases.

This astonishing rewards structure is fantastic for wedding and honeymoon purchases. You can earn 2x miles on all other purchases to pay for wedding expenses like the wedding planner, dress, and venue while you can earn 10x miles on your honeymoon travel booked through Capital One Travel.

It gets even better. You get a $300 annual travel credit on Capital One Travel bookings, plus access to over 1,300 lounges, including Capital One Lounges and Priority Pass lounges, after enrollment.

Every account anniversary year, you get a bonus of 10,000 bonus miles. On an ongoing basis, you can utilize the complimentary Hertz President’s Circle status, a TSA PreCheck or Global Entry application fee statement credit, and cell phone protection.

The list of benefits is wrapped up with return protection, extended warranty protection, and no foreign transaction fees (rates & fees).

Why We Like Earning Capital One Miles

Capital One Miles is a leading rewards system. These miles can be transferred to travel partners for luxury award travel, making each worth around 1.8 cents per point.

And with a maximum earning of 10x miles, that’s equal to a return on spending of 18%, which could be even higher depending on how you use your rewards.

Other ways to use Capital One miles include Capital One Travel bookings, statement credits, gift cards, and online shopping.

Chase Sapphire Preferred^® Card

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

60,000 75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.74% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
• 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

Financial Snapshot

• APR: 19.74% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

The Chase Sapphire Preferred card is an awesome product to keep in your wallet for your wedding and beyond, especially if you’re in the market for a card with a low annual fee.

This credit card excels with a fantastic welcome bonus and the ability to earn up to 5x Ultimate Rewards points:

• 5x points on travel booked through Ultimate Rewards
• 5x points on Lyft purchases through September 30, 2027
• 5x points on Peloton equipment and accessory purchases over $150 through December 31, 2027
• 3x points on dining at restaurants, including eligible delivery services and takeout
• 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
• 3x points on select streaming services
• 2x points on other travel purchases
• 1x points on other purchases

The Chase Sapphire Preferred card comes with a 10% anniversary rewards bonus, a $50 statement credit every account anniversary year for hotel stays booked through Ultimate Rewards, access to redemption bonuses via Points Boost in the Chase travel portal, a value of up to 1.25 cents per point via Pay Yourself Back, a complimentary DoorDash DashPass subscription, and more.

Hot Tip: The Chase Sapphire Preferred card will likely give you better rewards on dining than the Chase Sapphire Reserve^® thanks to the 10% anniversary bonus.

Plus, this credit card offers some of the best travel insurance out there, as well as no foreign transaction fees and authorized user cards for no additional annual fee.

Why We Like Earning Chase Ultimate Rewards Points

Chase Ultimate Rewards points are some of the most popular and valuable out there. They’re worth 2 cents per point, so earning up to 5x points would be equivalent to a maximum return on spending of 10%! That’s incredible from a card with a mild annual fee.

To get the most value from your Ultimate Rewards points, transfer them to the Chase airline and hotel partners to book luxury award travel.

If that doesn’t work for you, other ways to use points include Pay Yourself Back, bookings made through the Chase travel portal, cash-back, statement credits, gift cards, merchandise, and charitable donations.

Chase Freedom Unlimited^®

Terms Apply / Rates & Fees

Chase Freedom Unlimited^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Apply Now(at Chase's secure site)

Chase Freedom Unlimited^®

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

Welcome Offer

Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

$200

Annual Fee

$0

APR

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%.

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Chase Freedom Unlimited^® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

Pros & Cons

Pros

• 5% back on travel purchased through Chase Travel℠
• 3% back on dining and drugstore purchases
• 1.5% back on all other purchases

Cons

• 3% foreign transaction fee

Read Full Review

Card Highlights

• Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
• Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
• No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
• Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%.
• No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited^® card
• Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
• Member FDIC

Financial Snapshot

• APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%.
• Foreign Transaction Fees: 3% of each transaction in U.S. dollars

Rewards Center

Chase Ultimate Rewards

The Freedom Unlimited card is one of Chase’s most popular credit cards without an annual fee.

Although it doesn’t come with a massive welcome offer to offset wedding expenses, one of the top perks you might enjoy is the 0% introductory APR offer. That can help you avoid accruing interest fees if you need to carry a balance on purchases made for your wedding.

It also earns up to 5% cash-back:

• 5% cash-back on travel through Chase Travel
• 2% cash-back on Lyft purchases through September 30, 2027
• 3% cash-back on dining and drugstores
• 1.5% cash-back on other purchases

That means you can earn 1.5% cash-back on all of those miscellaneous wedding purchases like flowers, tuxedo rentals, and a DJ.

Best of all, the cash-back rewards you earn can be converted to Ultimate Rewards points if you also have the right credit card like the Chase Sapphire Preferred card. The rewards would be converted at a 1% to 1x ratio, which would double your return on spending up to 10%.

This credit card gets you access to a free credit score through Chase Credit Journey, purchase protection, extended warranty, basic travel insurance, and zero-liability protection. There are also no annual fees for authorized users with the Freedom Unlimited card.

American Express^® Gold Card

NEW OFFER

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

You may be eligible for as high as 100,000 Membership Rewards^® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 100,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $2,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

• $325 annual fee (rates and fees)
• No lounge access

Read Full Review

Card Highlights

• You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
• Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
• $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
• $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
• Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer as high as 100,000 points with the Amex Gold card. Welcome offers may vary and you may not be eligible for an offer.

The Amex Gold card is one of the best cards for weddings and honeymoons, especially if you plan on spending a lot on food.

Expect to earn up to 4x Membership Rewards points, plus an exceptional welcome bonus. The rewards are broken down below:

• Earn 4x points at restaurants worldwide (up to $50,000 per year)
• Earn 4x points at U.S. supermarkets (up to $25,000 per year)
• Earn 3x points on flights purchased directly with the airline or at AmexTravel.com
• Earn 1x points on other purchases

Impressively, 4x, 3x, and 1x points are worth 8.8%, 6.6%, and 2.2%, respectively (according to our valuations).

Plus, the Amex Gold card has up to $120 in dining credits ($10 per month) at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys; up to $100 in Resy credits ($50 semiannually); and up to $84 annually at U.S. Dunkin’ locations ($7 per month). Enrollment is required for some credits.

It also comes with up to $120 in Uber Cash every year ($10 per month after you add your Amex Gold card to your account; use any Amex card for payment) for rides and Uber Eats orders in the U.S., access to The Hotel Collection, no preset spending limit*, purchase protection, extended warranty, 5 authorized user cards for no additional annual fee ($35 for each thereafter), no foreign transaction fees, and more (rates & fees).

Bottom Line: If you’re planning on spending a significant amount of money on food, you could see a huge ROI when using the Amex Gold card, thanks to its bonus rewards at restaurants and U.S. supermarkets.

Chase Sapphire Reserve^®

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

125,000 points

UP's Offer Valuation*:

$2,500

Annual Fee

$795

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

The Chase Sapphire Reserve card is the ultrapremium credit card offering for Chase loyalists. That makes it a great choice for honeymoon travel. Indeed, it has a great welcome bonus and decent point earnings:

• 8x points on all travel purchased through Chase Travel
• 5x points on Lyft rides (through September 30, 2027)
• 4x points on airfare and hotels booked direct
• 3x points on dining worldwide
• 1x points on all other purchases

There are plenty of perks that pay for its annual fee, including:

• $300 travel credit annually
• Complimentary Priority Pass Select membership upon activation
• Up to $500 in annual hotel credits for eligible prepaid stays at properties with The Edit by Chase Travel
• Global Entry, TSA PreCheck, or NEXUS application fee statement credit
• Access to Reserve Travel Designers
• Up to $500 in statement credits for Southwest flights booked via Chase Travel and A-List status (after spending $75,000 on the card each calendar year)
• Top-notch travel insurance
• Complimentary IHG One Rewards Platinum Elite status (activation required; through December 31, 2027)

Of course, our discussion of this credit card wouldn’t be complete without mentioning that it comes with purchase protection, extended warranty, and no foreign transaction fees.

Blue Cash Everyday^® Card from American Express

Terms Apply / Rates & Fees

Blue Cash Everyday^® Card from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Blue Cash Everyday^® Card from American Express

This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!

Welcome Offer

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

$200

UP's Offer Valuation*:

$200

Annual Fee

$0

APR

19.74%-28.74% Variable,0% on purchases for 15 months

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cash-back credit cards, there are dozens of options to choose from. So what sets the Blue Cash Everyday^® Card from American Express apart from the rest?

This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.

Pros & Cons

Pros

• 3% back on purchases at U.S. supermarkets on up to $6,000 in purchases each year, then 1% back after.
• 3% back on purchases at U.S. gas stations on up to $6,000 in purchases each year, then 1% back after.
• 3% back on purchases on online retail purchases on up to $6,000 in purchases each year, then 1% back after.

Cons

• Rewards are not flexible and can only be redeemed for cash-back. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Read Full Review

Card Highlights

• Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
• No Annual Fee.
• Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.74% to 28.74% variable APR.
• Plan It^®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express^® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
• Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
• Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday^® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.74%-28.74% Variable,0% on purchases for 15 months
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

The Amex Blue Cash Everyday card offers great benefits if you’re looking for a card without an annual fee and need maximum payment flexibility for your wedding or honeymoon.

It gives you the option of carrying a balance or paying in full every month, plus up to 3% cash-back:

• 3% cash-back at U.S. supermarkets on up to $6,000 in purchases per calendar year (1% after that)
• 3% cash-back at U.S. gas stations on up to $6,000 in purchases per calendar year (1% after that)
• 3% cash-back at U.S. online retailers on up to $6,000 in purchases per calendar year (1% after that)
• 1% cash-back on other purchases

Other card perks include statement credits for Home Chef (up to $15 per month, enrollment required) and eligible subscriptions to Disney Streaming (up to $7 per month, enrollment required), secondary rental car insurance, fraud protection, and authorized users for no additional annual fee (rates & fees).

Citi Double Cash^® Card

Citi Double Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome Offer

Earn $200 cash-back after spending $1,500 on purchases in the first 6 months of account opening.

$200 cash-back

Annual Fee

$0

APR

17.99% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Fair to Excellent (580-850)

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

• Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
• Flexible redemption options
• No annual fee

Cons

• No bonus categories
• 3% foreign transaction fees

Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• Earn a total of 5 ThankYou^® Points per $1 spent on hotel, car rental, and attractions, excluding air travel, when booked through the Citi Travel^® portal.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 17.99% – 27.99%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

• APR: 17.99% - 27.99% Variable
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

The Double Cash card happens to be one of Citi’s most popular credit cards. There’s no welcome bonus, but there’s a 0% introductory APR on balance transfers, which can help you consolidate existing high-interest credit card debt to avoid continuing to accrue interest.

This card earns 2% cash-back (1% when you buy and 1% when you pay, earned as ThankYou Points), making it a fantastic rewards credit card for all purchases.

The best part is that you can transfer these points to a huge list of partners like Emirates and Singapore Airlines if you also happen to have a card like the Citi Strata Premier℠ Card or Citi Prestige^® Card (closed to new applicants). That means your 2% cash-back can become a 3.2% return on spending.

The Double Cash card also gets you access to Citi Entertainment, fraud alerts, contactless payments, and zero-liability fraud protection for unauthorized charges. Authorized users can also be added for no additional annual fee.

Why We Like Earning Citi ThankYou Rewards Points

Although the Double Cash card’s rewards are ThankYou Points, these can only be transferred to a tiny list of partners like JetBlue or Choice Privileges, unless you also have a ThankYou Rewards credit card like the Citi Strata Premier card. After that, you can access the full list of transfer partners.

If so, you stand to earn a 3.2% return on spending with the Double Cash card, which is awesome for a card without an annual fee.

You get the best value from these points by transferring your points to partners for reward travel. But if that doesn’t suit your tastes, you can use points for a lower value on cash-back, statement credits, gift cards, online shopping, and more.

Final Thoughts

Planning your wedding and honeymoon often comes with a lot of expenses. Making the most of those expenses with a good travel rewards credit card is a smart way to earn lots of bonus points or cash-back for every dollar you spend.

Whether you want to earn as much cash-back as possible or earn perks for your honeymoon hotel stay, there is a travel rewards credit card that can help you out.

*No Preset Spending Limit on an American Express card means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

For Capital One products listed on this page, some of the benefits may be provided by Visa^® or Mastercard^® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply.

For the purchase protection and extended warranty benefits of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.

For the cell phone protection benefit of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. 

For the purchase protection and extended warranty benefits of the American Express^® Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.