The Amex Platinum Card – How To Use the Resy Dining Benefits [2025]

Over the last several years, American Express has totally revamped its flagship personal card, The Platinum Card^® from American Express, from a metal credit card that focused solely on luxury travel to your wallet’s best lifestyle and luxury travel partner.

One way in which Amex made the great pivot to travel and lifestyle was through its acquisition of Resy, an online restaurant reservation platform.

Since Amex acquired Resy in 2019, it has woven in exclusive Resy benefits for specific cardholders. In this guide, we’ll walk you through what Resy benefits you get if you have an Amex Platinum card.

Let’s get into it!

Overview of the Amex Platinum Card

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Offer Valuation*:

Up to $1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• With American Express Global Lounge Collection^® you can enjoy access to over 1,400 airport lounges globally, including The Centurion^® Lounge, Unlimited Delta Sky Club^® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express^® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card^® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^®.
• $200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card^® to your Resy profile.
• $695 annual fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Platinum card offers fantastic benefits and huge rewards but comes with a hefty price tag. Still, one of the ways you can get some exceptional value from the Amex Platinum card right off the bat is to take advantage of the welcome bonus and ability to earn up to 5x Membership Rewards points:

• 5x points on airfare purchased directly with the airline or through AmexTravel.com (up to $500,000 per calendar year)
• 5x points on prepaid hotels purchased through AmexTravel.com
• 1x points on other purchases

This card offers some incredible luxury travel benefits. Note that some benefits require enrollment through your American Express account, so don’t miss out on your benefits.

• Access to the American Express Global Lounge Collection, which includes Centurion Lounges, Priority Pass lounges (upon enrollment), 10 visits a year to Delta Sky Clubs (when traveling on same-day Delta flights, plus ability to unlock unlimited visit), and more
• Complimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status
• Complimentary elite status and benefits at Avis, Hertz, and National
• The ability to book Amex Fine Hotels & Resorts and The Hotel Collection
• Exceptional travel insurance
• Up to $200 airline fee credit annually
• Up to $200 prepaid hotel credit annually
• Up to $200 in Uber Cash every year
• Up to $199 in CLEAR Plus credits every year
• Up to $120 Global Entry/TSA PreCheck application fee credit every 4 years

But we also love this card because it focuses immensely on lifestyle benefits:

• Up to $240 in digital entertainment credits every year
• Up to $155 in Walmart+ membership credits every year
• Up to $100 in Saks Fifth Avenue credits every year
• Up to $300 in Equinox credits every year
• $300 in credits each time you purchase a SoulCycle at-home bike
• Access to exclusive and tailored events through By Invitation Only
• Global Dining Access by Resy

What Is Resy?

Resy is an online restaurant reservation platform similar to OpenTable that allows its users to make reservations online or through a mobile app. In fact, Resy is the market leader in large metropolitan cities like New York City, so if you’re looking to make a reservation at a restaurant, you’ll probably end up using Resy.

Global Dining Access by Resy Program

If you have an eligible Amex card, you’ll get Global Dining Access by Resy, which is an exclusive program designed to allow members to access some of the most sought-after restaurants and enjoy other benefits like:

• Exclusive reservation availability at restaurants around the world
• Priority notifications for reservation slots at over 9,000 restaurants
• Access to member-only events
• VIP Diner badge

Using your benefits is super easy:

1. Download the Resy app or go to Resy.com and create an account
2. Add your Amex Platinum card to your Resy wallet. After doing that, you’ll unlock your Global Dining Access benefits.
3. Browse and use the Resy app or website as usual.

Some of the most popular restaurants include Carbone (NYC), Le Bernardin (NYC), Jon & Vinny’s (LA), and COTE Miami.

Cards With Global Dining Access by Resy

In addition to the Amex Platinum card, several other U.S. Amex cards are eligible for Global Dining Access by Resy:

• The Business Platinum Card^® from American Express
• Delta SkyMiles^® Reserve American Express Card
• Delta SkyMiles^® Reserve Business American Express Card

Final Thoughts

If you’re a foodie, having Resy benefits will add a ton of value to your life.

With the Amex Platinum card in your wallet, you’ll get Global Dining Access by Resy, which entitles you to exclusive reservations, priority notifications when tables open up, access to special experiences, and a VIP diner badge.

Best of all, it’s super easy to use your benefits — just add your Amex Platinum card to your Resy wallet and start using the app or website!