23 Ways To Spend Your $50 Amex Platinum Saks Credit [2025]

The Platinum Card^® from American Express is a wildly popular card that comes with a long list of travel and shopping benefits. One of the most fun perks of this card is the shopping credit for Saks Fifth Avenue. As an Amex Platinum cardholder, you’re eligible for up to $100 in Saks credit each year (up to $50 from January to June and up to $50 from July to December).

Saks Fifth Avenue is a luxury department store, so you might be thinking, “What can I buy at Saks for $50?” Don’t worry — there are lots of possibilities.

In this guide, we’ll explore some excellent products to buy using your Amex Saks credits that won’t break the bank. We’ll look at 3 critical budget tiers: under $50, $50 to $100, and over $100.

Amex Platinum Card Benefits

The Saks Fifth Avenue shopping credit is a benefit of the Amex Platinum card.

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Offer Valuation*:

Up to $1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• With American Express Global Lounge Collection^® you can enjoy access to over 1,400 airport lounges globally, including The Centurion^® Lounge, Unlimited Delta Sky Club^® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express^® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card^® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^®.
• $200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card^® to your Resy profile.
• $695 annual fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Platinum card is undoubtedly one of the best cards you can have for travel and shopping benefits.

You earn 5x Membership Rewards points on flights booked directly through the airline or through AmexTravel.com (up to $500,000 on these purchases per year) or on prepaid hotels booked through AmexTravel.com. Plus, cardholders get access to a long list of airport lounges, including Centurion Lounges, Delta Sky Clubs (when flying Delta), and Priority Pass lounges (upon enrollment).

You also get these statement credits with the Amex Platinum card (enrollment may be required):

• Up to $200 airline incidental credit (good toward expenses such as baggage and seat selection fees)
• Up to $85 TSA PreCheck or $120 Global Entry statement credit
• Up to $200 Uber Cash ($15 per month, plus an additional $20 in December)
• Up to $240 digital entertainment credit ($20 per month)
• Up to $200 prepaid hotel credit for Amex Fine Hotels + Resorts
• Up to $155 Walmart+ credit
• Up to $300 Equinox credit
• Up to $199 CLEAR Plus credit

Those are all excellent benefits, but in this post, we’ll focus on the annual $100 Saks Fifth Avenue credit. It’s split into 2 $50 credits: one available from January to June and the other from July to December. Remember that you must enroll to use this benefit.

Hot Tip:

Another option to get the $100 Saks Fifth Avenue credit is to get the American Express Platinum Card^® for Schwab*. While this card is similar to the Amex Platinum card, you’ll enjoy a few other benefits if you maintain an eligible Schwab account.

*All information about the Amex Schwab Platinum card has been collected independently by Upgraded Points.

What To Buy for Under $50 at Saks Fifth Avenue

Here are some awesome things you can buy with your $50 Amex Saks credit.

1. Supergoop! Unseen Sunscreen SPF 40 ($17)

Supergoop! Unseen Sunscreen is an unscented, oil-free everyday sunscreen that works perfectly under makeup. It provides SPF 40 and protection from blue light. Plus, at 1.7 ounces, it’s perfect for your carry-on bag.

2. Clinique Chubby Stick Moisturizing Lip Color Balm ($25)

This tinted lip balm from Clinique is made with mango and shea butter to help dry lips feel soft all day long. At just $25, you could buy 2 colors with your $50 Saks credit.

3. Lutava Activate Charcoal Infused Antimicrobial Fitness Towel ($33)

This eco-friendly, charcoal-activated fitness towel is moisture-wicking and fast-drying. It’s also naturally antibacterial, odor-free, biodegradable, and machine washable.

4. Clinique Dramatically Different Moisturizing Lotion ($34)

Clinique’s Dramatically Different Moisturizing Lotion has been a fan favorite for decades. This bestselling formula hydrates the skin and helps strengthen its moisture barrier. Plus, it’s made without parabens, phthalates, or sulfates.

5. Supergoop! (Re)Setting 100% Mineral Powder SPF 35 ($35)

The Supergoop! (Re)Setting 100% Mineral Powder is a makeup setting powder that minimizes shine and protects with broad-spectrum UV protection. Ceramides and olive glycerides help lock in moisture, while mineral zinc oxide provides sun protection. This on-the-go essential can be used throughout the day.

6. Verve Culture Stemless Margarita Glasses ($40)

Stemless wine glasses are wildly popular, so why not get some stemless margarita glasses, too? This set of 2 handblown margarita mezcal glasses from Verve Culture is dishwasher safe and stackable for easy storage.

7. Printworks Storage Box ($45)

It looks like a beautiful coffee table book, but it’s actually a storage box. This Printworks storage box has 6 compartments to organize small items like keys, jewelry, pens, and headphones. It measures 10.2 x 7.4 x 1.9 inches and comes in green and gray.

8. UGG Pamalla Cotton-Blend Lounge Shorts ($48)

These pull-on lounge shorts from UGG, made from 60% cotton and 40% Tencel lyocell, are machine washable. Plus, the bright yellow is perfect for spring and summer.

9. Verve Culture Moroccan Shopping Basket ($48)

This versatile woven Moroccan basket bag from Verve Culture works for toting goodies back from the farmers market, for a day at the beach, or as a stylish way to carry essentials to lunch. It’s made from palm sourced from the southern shores near Essaouira and has a Moroccan leather strap.

10. ZWILLING J.A. Henckels Steak Knife Set ($49.99)

This set of 4 Zwilling steak knives is made from high-carbon stainless steel for excellent sharpness and durability. The knives feature ergonomic handles and ice-hardened blades that won’t rust.

What To Buy at Saks Fifth Avenue for $50 to $100

Here are great ideas if you don’t mind spending just a little more than your Amex Platinum card $50 Saks credit.

11. Tumi Alpha Electronic Cord Pouch ($50)

This electronic cord pouch from Tumi keeps your cords and cables organized. This pouch from the Alpha Collection is made from Tumi’s patented, ultradurable FXT ballistic nylon and has a zip-top closure.

12. Shiseido Skincare Set ($50)

This 3-piece set of Shiseido skin care products is an $81 value, available for just $50 at Saks Fifth Avenue. It includes:

• Ultimate Sun Protector Lotion SPF 60+, 5 oz. (full-size)
• Perfect Cleansing Oil, 1.35 oz.
• Benefiance Wrinkle Smoothing Cream, 0.5 oz.

13. Oradina The Ultimate Jewelry Case ($50)

This travel jewelry case from Oradina has a unique lay-flat design and measures 9 x 6 inches. It features a transparent pocket for watches and bracelets, 2 ring cylinders, 2 rows for stud earrings, a transparent pocket for hoops, and 4 snaps for necklaces.

14. Naked Wolfe Women’s Socks ($50)

This set of 3 Naked Wolfe women’s socks features the Wolfe head logo. Made of Egyptian cotton, they are available in black or white.

15. Oradina 14k White Gold Hoops ($65)

If you’re looking for a chic set of earrings, check out the Easy Day Petite Hoops from Oradina. These “endless-style” 14-karat white gold hoops measure 10 millimeters, making them perfect for everyday wear.

16. Polo Ralph Lauren ​Pima Cotton T-Shirt ($65)

This classic Polo Ralph Lauren ​crew neck T-shirt is made from Pima cotton and is available in 2 colors (light gray and resort green heather). It features the classic embroidered pony logo and is machine washable.

17. Maison de Sabre Sabremoji Fruit Charm ($75)

Made using offcuts from Maison de Sabre’s responsibly sourced, full-grain leather, these adorable fruit-shaped charms are a fun way to personalize your bag. They can store small valuables or coins, plus they are perfectly sized to hold an Apple AirTag. Available in 8 fun styles.

18. Ame & Lulu Hamptons Beach Tote ($78)

Get ready for summer with this roomy Hamptons beach tote from Ame & Lulu. This classic cotton canvas tote has a nylon lining and interior pockets. It comes with hot pink, cherry red, or navy handles.

19. Courant CATCH:3 Essentials Wireless Charger ($100)

A neat gadget you can get from Saks Fifth Avenue is the Courant CATCH:3 Essentials Wireless Charger. It has multicoil, single-device wireless charging technology and is perfect for your bedside or entryway.

Hot Tip:

If you have more than 1 Amex Platinum card, you can split your payment when you shop in a store, but you can only use 1 form of payment when shopping online.

What To Buy at Saks Fifth Avenue for Over $100

Each Amex Saks credit is only $50, but if you find something you like that’s a bit more than $50, your credit will make a nice dent in the price.

Let’s take a look at some items you might want to consider that cost over $100 at Saks.

20. Graphic Image Leather Desk Blotter ($120)

If you want to introduce a splash of color to your desk, get this leather desk blotter from Graphic Image.

This fancy desk pad is handmade in New York from smooth, Italian leather. It has 2 sides to fit your décor, and the edges are colorfully painted. Just be sure to keep it away from liquids and direct sunlight.

21. UGG Men’s Ascot UGGpure-Lined Leather Slippers ($120)

With the UGG Men’s Ascot UGGpure-Lined Leather Slippers, you get a fusion of fashion, comfort, and warmth. These moccasin-style slippers, which come in brown or black, are moisture-wicking and perfect for both indoor and outdoor use.

22. Tory Burch Leather Card Case ($128)

The Robinson card case from Tory Burch is made from pebbled leather and measures 5.2 x 2.8 x 5.2 inches. It has a zip closure with exterior card slots and comes in 3 gorgeous colorways: black, lemon, and light granite.

23. Dagne Dover Small Duffel Bag ($150)

The Dagne Dover Landon duffel bag is from the 365 Neoprene Collection. This zip-top bag features a shoulder strap as well as a removable crossbody strap with 1 exterior and 2 interior slip pockets. It’s available in dark moss (pictured), dune (dusty pink), and heather gray.

Final Thoughts

There’s so much more to Saks Fifth Avenue than expensive purses and clothes. Whether buying gifts or treating yourself to a splurge item, there are countless ways to use your Saks Fifth Avenue $50 credits for maximum value.