The 10 Best Mexico Hotels To Book With Points [For Max Value]

Mexico is a favorite travel destination because of its warm weather, great beaches, and proximity to much of the U.S., among other things. It’s great to be able to leave your home in the morning and be on a beach by the afternoon.

There are so many Mexico hotels and resorts to choose from at varying price levels. While you can book any of these hotels with a travel rewards credit card to earn points, this post is all about redeeming points — something we’re passionate about at Upgraded Points.

We’ve found 10 great Mexico hotels that offer great value when booked with points — in fact, every hotel on this list offers value well over what each hotel program’s points are typically worth.

The prices you’ll see are what you can expect to pay for a base-level room at varying times throughout the year. For hotels where the points price fluctuates, you’ll see a range as well. The point values are based on the averages of the cash prices and the points prices. Depending on when you visit, the actual value of your points can increase or decrease.

The Best Cabo San Lucas/Los Cabos Hotels To Book With Points

1. The Cape, A Thompson Hotel (World of Hyatt)

The Cape, A Thompson Hotel is a contemporary boutique resort in the Los Cabos area of Mexico. This beachfront hotel mixes 1960s California style with a modern Mexican vibe to create a luxury retreat that’s part laid-back and part über-cool. The property boasts incredible ocean views including El Arco, the famous rock arch in the Sea of Cortez.

This secluded resort has plenty of amenities to help you soak up the sun and relax. There’s an oceanfront infinity pool as well as an additional saltwater pool and a hot tub. Currents Spa will help you unwind with alfresco treatments, hot and cold plunge pools, a sauna, a steam room, and a couples treatment room complete with rain showers and a private pool. The fitness center has gorgeous views of the Sea of Cortez and El Arco.

There are 5 dining and drinking options at The Cape, including a sophisticated seafood restaurant, a Mexican/American restaurant, a swim-up bar, and Cabo San Lucas’ only rooftop bar.

Each of the 158 guest rooms has an ocean view and a private balcony. In addition, some rooms offer unique amenities like a hanging daybed, freestanding copper tub, and a craft cocktail bar! There are also villas available offering 1,400 to 5,800 square feet of space, plus luxury perks like private plunge pools, full kitchens, outdoor dining areas, and hot tubs.

World of Hyatt Category: 7

World of Hyatt Points Required: 25,000 to 35,000 points per night

Cash Rate for a Base Level Room: $650 to $1,000 per night (not including service charge)

Daily Resort Fee: 15% service charge (waived when you book with points)

Average Points Value: ~3.8 cents per point

Hot Tip: The Cape is one of the best Thompson hotels to book with points.

2. Hyatt Ziva Los Cabos (World of Hyatt)

The Hyatt Ziva Los Cabos is a unique property on this list of best Mexico hotels to book with points because it’s an all-inclusive resort! That’s great news for families traveling together as it means you pay for your room rate and it includes everything once you arrive on the property.

When you’re booking an all-inclusive resort, be sure to accurately enter the number of guests per room since that will affect the price. For this property, you’ll pay double the amount of points to have 3 or 4 people in the room (keep in mind the cash cost increases as well, so you’ll still get good value using your points).

Hyatt Ziva Los Cabos is an oceanfront resort with stunning views of the Sea of Cortez, and there are plenty of activities for the whole family to enjoy. There are 2 large swimming pools including 1 just for adults complete with a swim-up bar. There’s also the KidZ Zone which has a splash pool for toddlers and a mini water park with 5 slides. A third pool is accessible via swim-up suites.

In addition to the pools and beach, there are lots of activities included in the rate:

There are over a dozen dining establishments at Hyatt Ziva Los Cabos for guests to enjoy. Try the Spanish-style restaurant or sample teppanyaki at the Japanese restaurant. Enjoy pasta and pizza in the Italian restaurant or opt for casual dining at the beachfront grill. There’s also a French restaurant, an international buffet, and a tequila bar. It’s safe to say you won’t go hungry on your vacation.

There’s also an Executive Club Level Lounge that features premium drinks, appetizers, and continental breakfast, as well as a selection of games, books, and newspapers.

Rooms are tropical yet modern, with sleek lines and neutral decor. Every room has a private patio or balcony with a sofa bed and a complimentary mini-bar. Room service and Wi-Fi are also included. Select rooms have Club Level access, ocean views, and even swim-up access to a pool.

World of Hyatt Category: D

World of Hyatt Points Required: 25,000 to 35,000 points per night (for 2 people), additional guests are 13,000 to 17,000 points per night.

Cash Rate for a Base Level Room: $350 to $575 per night (2 people)

Daily Resort Fee: None

Average Points Value: ~2.3 cents per point (based on 2 people)

Bottom Line: Hyatt Ziva is a family-friendly all-inclusive resort brand within the Hyatt portfolio. If you’re looking for an adults-only all-inclusive resort that you can book with points, check out the Hyatt Zilara properties.

3. Waldorf Astoria Los Cabos Pedregal (Hilton Honors)

When you think of a luxury hotel brand, chances are the Waldorf Astoria comes to mind. The great news is that these hotels, including Waldorf Astoria Los Cabos Pedregal in Mexico, can be booked using Hilton Honors points. Los Cabos, located at the southern end of the Baja California Peninsula, is a popular spot for tourists, and this is one of the most luxurious properties in the area.

This 24-acre resort is actually carved into the side of a mountain overlooking the Pacific Ocean. Each room, suite, or villa comes with its own private plunge pool and a gorgeous private terrace with ocean views. A team of butlers will cater to your every whim, ensuring your stay is nothing short of spectacular.

The property features 2 beachfront pools (1 just for adults and 1 for the whole family) as well as a shallow kids’ pool (complete with kid-sized chaise lounges) and an additional saltwater meditation pool in the spa. There’s also a full-service spa, fitness center, complimentary daily yoga classes, and a kids’ club.

There are 4 restaurants at Waldorf Astoria Los Cabos Pedregal including Don Manuel’s and El Farallon, considered to be among the best in Los Cabos. In-room dining is also available.

This luxury resort costs well over $1,000 per night and while the cost in points is also high, starting at about 120,000 points per night, the value you’ll get from those points is over double what Hilton points are typically worth! Don’t forget that Hilton waives resort fees (called a service charge at this location) when you book with points.

Hilton Honors Points Required: 120,000+ per night

Cash Rate for a Base Level Room: $1,200 to $1,400 per night (not including service charge)

Daily Resort Fee: 15% service charge (waived when you book with points)

Average Points Value: ~1.2 cents per point

Hot Tip: Hilton doesn’t have an award chart, so prices can be all over the map. If your travel dates are flexible, use the Shop by Price feature to look at a calendar of award prices — you’ll quickly be able to see when you can get the best deals.

 4. Hilton Los Cabos Beach & Golf Resort (Hilton Honors)

The Hilton Lost Cabos Beach & Golf Resort is a great Mexico hotel to book with points because you’ll get good value (over double what Hilton points are typically worth) and there’s lots of availability at a reasonable rate (70,000 points per night).

At the Hilton Los Cabos Beach & Golf Resort you can do it all — or you can do nothing. Take a floating yoga class, try out the TRX equipment in the fitness center, or relax all day by 1 of the resort’s 4 swimming pools. There’s an adults-only pool and 1 reserved for families, complete with a splash area and a water slide. 3 of the 4 pools have private cabanas for rent for anyone looking for more privacy, shade, and amenities.

If the pool and beach aren’t enough, this resort also has a spa and outdoor activities like stand-up paddleboards, mountain bikes, and ATVs. Plus, there are tons of activities nearby, including horseback riding, ziplining, deep-sea fishing, golf, and even camel riding.

When it comes to dining, there are lots of delectable options to choose from. Guests can try anything from Mediterranean and Mexican to sushi and decadent desserts. There’s even a tequila bar for that I’m-finally-on-vacation margarita you’ve been craving!

There are lots of different types of accommodations at Hilton Los Cabos Beach & Golf Resort, and, thankfully, all rooms have private balconies and ocean views. For the ultimate in luxury, try an AltaMar room or suite. These accommodations offer the most space and best views as well as some incredible perks like private plunge pools, private sunbeds, or a separate living area with an extra bathroom.

Hilton Honors Points Required: 70,000+ per night

Cash Rate for a Base Level Room: $550 to $850 per night (not including service charge)

Daily Resort Fee: 10% service charge (waived when you book with points)

Average Points Value: ~1.1 cents per point

The Best Punta de Mita/Riviera Nayarit Hotels To Book With Points

1. The St. Regis Punta Mita Resort (Marriott Bonvoy)

The St. Regis Punta Mita Resort sits on 22 acres on Mexico’s west coast, about 1 hour north of Puerto Vallarta.

This luxury resort doesn’t skimp on amenities. There are 2 Jack Nicklaus Signature golf courses, 3 infinity swimming pools, a fitness center, and a spa. If that’s not enough, a gorgeous white sand beach is just steps away. In addition, there are plenty of activities at the resort ranging from cooking classes and stand-up paddleboard lessons to biking and yoga.

Guests can also partake in any of the 4 St. Regis Punta Mita rituals celebrated at the resort:

• Champagne Sabering Ritual: Every Friday at sunset
• Bloody Mary: Try the signature Mita Mary in every restaurant for breakfast or try any of the other St. Regis signature Bloody Mary recipes from the Bloody Mary menu.
• Tea Ritual: Take part in an afternoon tea ritual held every Tuesday and Sunday at 3 p.m. in the Altamira Lobby.
• Catch of the Day Ritual: Select your own lunch or dinner from the fishermen’s catch at Sea Breeze Beach every Friday at 11:30 a.m.

There’s no shortage of dining options at the St. Regis Punta Mita Resort. Options include a Latin American restaurant, a seafood restaurant, a Mexican restaurant, and even a vegan restaurant. The resort’s signature dining establishment, Carolina, which serves fresh Mexican fare, is the only AAA Five Diamond restaurant in Punta de Mita.

There are 89 guest rooms and 31 suites on the property, ranging from a 600 square foot room up to a 3,100 square foot, 3-bedroom villa with a private plunge pool, Jacuzzi, and outdoor shower.

Average Marriott Bonvoy Points Required: From 70,000

Cash Rate for a Base Level Room: $800 to $1,500 per night (not including service charge)

Daily Resort Fee: 10% service charge (waived when you book with points)

Average Points Value: ~1.5 cents per point

Hot Tip: While Marriott Bonvoy doesn’t waive resort fees on award bookings, this hotel has a service charge that is a percentage of the room rate, which means it ends up being $0 on award bookings!

2. W Punta de Mita (Marriott Bonvoy)

The W Punta de Mita hotel is a modern, tropical resort located in Riviera Nayarit close to some of the area’s best attractions like Sayulita, Marina La Cruz, and the Marietas Islands.

This oceanfront resort boasts a private white-sand beach with plenty of lounge chairs, beach umbrellas, and day beds. For days at the pool, there’s WET, the resort’s main pool area featuring a zero-entry pool, 2 whirlpools, and a DJ. Or guests can try WET TOO, a new adults-only area that features an oceanfront infinity pool and private cabanas complete with bathrooms and outdoor showers. There’s also a full-service spa and a glass-enclosed gym with jungle views.

When hunger strikes, there are plenty of dining options. In addition to Mexican and Asian restaurants, there are 2 seafood restaurants and a beach bar. For a truly unique experience, there’s Mesa1, a private dining experience for up to 10 guests located on an island in the resort’s lagoon.

The 119 guest rooms at W Punta de Mita are bright and breezy, continuing the resort’s modern boho vibe. Each room has a private balcony or terrace, a Samsung smart TV with Netflix, a Nespresso coffee machine, a signature W bed, and a W pillow menu. There are 13 1- or 2-bedroom suites available that come with private plunge pools and beautiful ocean views. Pets are welcome at W Punta de Mita with a $100 non-refundable pet fee.

Average Marriott Bonvoy Points Required: From 50,000

Cash Rate for a Base Level Room: $440 to $780 per night (not including service charge)

Daily Resort Fee: 10% service charge

Average Points Value: ~1.1 cents per point

3. Conrad Punta de Mita (Hilton Honors)

Another Riviera Nayarit hotel you can book with points is the new Conrad Punta de Mita. This luxury resort sits on a 2-mile long stretch of pristine beach along the Pacific Ocean. There are 3 large swimming pools perfect for relaxing during the day. Guests can enjoy the spa or head to the fitness center for a workout. Pint-sized travelers will love the kids’ club and the game room, featuring ping-pong, foosball, a pool table, shuffleboard, and video games.

There are tennis and basketball courts on the property and there are lots of additional activities nearby to explore including zip-lining, whale watching, ATV adventures, golf, and deep-sea fishing.

There are 7 dining and bar options at the Conrad Punta de Mita including a classic Mexican restaurant, a coffee and ice cream bar, and a sophisticated oceanfront restaurant.

Every room and suite at this resort has a private balcony or terrace and at least a partial ocean view. Guest rooms are large, with at least 650 square feet of space, while suites offer at least 1,460 square feet of space and luxury amenities like private plunge pools and access to the pool cabanas.

Award availability at a reasonable rate (95,000 points per night) was plentiful for this location, even during the high season!

Hilton Honors Points Required: 95,000+ per night

Cash Rate for a Base Level Room: $ 550 to $900 per night (not including service charge)

Daily Resort Fee: 10% service charge (waived when you book with points)

Average Points Value: ~0.84 cents per point

The Best Cancun/Riviera Maya Hotels To Book With Points

1. Andaz Mayakoba Resort Riviera Maya (World of Hyatt)

Andaz Mayakoba Resort Riviera Maya sits just north of Playa del Carmen, about 55 minutes south of Cancún International Airport (CUN).

There’s so much to do at Andaz Mayakoba Resort. The hotel offers free bikes to explore on 2 wheels, or there are nature trails to explore on foot. Other activities include golf at El Camaleón Golf Course, a free boat tour on the lagoon, or a visit to the area’s cenotes. For more relaxed days at the resort, there’s a beachfront pool as well as a more intimate pool by the hotel’s lagoon. Plus, there’s a fitness center and a full-service spa. For travelers 12 and younger, Kimbo Kids Club is available for kids-only fun.

When it comes time to eat, there is no shortage of options. The resort has 5 full-service restaurants, including a poolside Mexican restaurant, a juice bar/vegan restaurant, and a Mediterranean restaurant. Considered one of the best restaurants in Mexico, Casa Amate serves Latin American dishes and was even included in the Mexico Gastronomic Guide 2021!

Andaz Mayakoba Resort has 214 rooms including 41 suites. Rooms are light and airy and have terraces with views of the Caribbean Sea, the lagoon, or the golf course. Large suites are available with extra amenities like plunge pools and full ocean views. 2-level suites with multiple beds and bathrooms that sleep up to 6 guests are available for the ultimate luxury getaway.

You may notice this resort has a resort fee and a service fee. However, they’re both waived when you book with points!

World of Hyatt Category: 6

World of Hyatt Points Required: 25,000 per night

Cash Rate for a Base Level Room: $330 to $430 per night (not including resort and service fees)

Daily Resort Fee: 5% resort fee and 10% service fee (both waived on award bookings)

Average Points Value: ~1.7 cents per point

2. Grand Hyatt Playa del Carmen Resort (World of Hyatt)

The Grand Hyatt Playa del Carmen Resort is a waterfront retreat in the popular Playa del Carmen area of Mexico’s Yucatán Peninsula.

This resort is perfect for the whole family. It has 3 infinity pools, all with beautiful ocean and resort views, plus there’s a pool just for kids! The Cenote Spa offers locally-inspired treatments and “cenote therapies” for adults while kids and teens will enjoy Camp Hyatt Tortuguita or the arcade room. There are plenty of activities around the resort to keep everyone entertained, including yoga, art, and dance classes, kayak tours, and themed nights. Even the family pets are welcome and will receive a bed and bowl in their guest room for a fee of $100 per room per stay.

In addition to in-room dining, there are 3 restaurants on the property — a Mexican restaurant, a sushi bar, and a specialty restaurant serving creative dinners as well as a breakfast buffet.

There are 314 guest rooms, including 36 suites, all with private balconies overlooking the ocean or gardens. Rooms are spacious and come with amenities like rain showers and coffee makers — some even have private plunge pools on the balcony. Suites are even larger and come with Grand Club access.

World of Hyatt Category: 6

World of Hyatt Points Required: 25,000 per night

Cash Rate for a Base Level Room: $290 to $530 per night

Daily Resort Fee: $25

Average Points Value: ~1.7 cents per point

Hot Tip: If this location isn’t for you, there are lots of other great Cancún hotels that you can book with points!

How To Earn Hotel Points To Redeem in Mexico

Now that we’ve gone over the best Mexico hotels to book with points, let’s take a look at how you can earn enough World of Hyatt, Hilton Honors, and Marriott Bonvoy points for your dream vacation.

Bottom Line: There are hotel options in Mexico using other programs like IHG One Rewards, Choice Privileges, and Wyndham Rewards, but generally, the redemption value isn’t as good as what you can get with Hyatt, Hilton, and Marriott.

World of Hyatt

There are lots of ways to earn World of Hyatt points, including using The World of Hyatt Credit Card or the World of Hyatt Business Credit Card. You can earn a total of up to 9x points per $1 spent at Hyatt hotels, as well as 2x points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit/commuting, and at gyms.

These cards comes with lots of other benefits, making it a great addition to any Hyatt loyalist’s wallet.

The World of Hyatt Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Apply Now(at Chase's secure site)

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Welcome Offer

Earn up to 60,000 Bonus Points. Earn 30,000 points after you spend $3,000 on purchases in your first 3 months. Plus, up to 30,000 more points by earning 2 Bonus Points total per $1 spent in the first 6 months on purchases that normally earn 1 Bonus Point, up to $15,000 spent.

Up to 60,000 points

UP's Bonus Valuation*:

$900

Annual Fee

$95

APR

20.74% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros & Cons

Pros

• Up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• 2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
• 1x point per $1 on all other purchases

Cons

• $95 annual fee

Read Full Review

Card Highlights

• Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
• Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
• Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
• Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
• Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
• Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
• Member FDIC

Financial Snapshot

• APR: 20.74% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

World of Hyatt

World of Hyatt Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The World of Hyatt Business card provides a solid option for business travelers that are looking to put their expenses on a small business card.

Apply Now(at Chase's secure site)

World of Hyatt Business Credit Card

The World of Hyatt Business card provides a solid option for business travelers that are looking to put their expenses on a small business card.

Welcome Offer

60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

60,000 bonus points

UP's Bonus Valuation*:

$900

Annual Fee

$199

APR

20.74% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Hyatt loyalists who do their fair share of business travel have been clamoring for the addition of a co-branded Hyatt business credit card for quite some time — and now it’s finally here.

The World of Hyatt Business Credit Card is now available. In this guide, we will walk you through everything you need to know about it!

Pros & Cons

Pros

• Up to 9x points total for Hyatt stays and experiences: 4 Bonus Points per $1 on qualified purchases at Hyatt hotels. Plus, up to 5 Base points from Hyatt per eligible $1 spent just for being a World of Hyatt member.
• 2x points per $1 spent in your top three spend categories each quarter. Eligible categories include: Dining, Shipping, Airline tickets when purchased directly with the airline, Local transit & Commuting, Social Media & Search Engine Advertising, Car Rental Agencies, Gas stations and Internet, Cable & Phone Services.
• 2x points per $1 spent on fitness club and gym memberships.

Cons

• $199 annual fee
• Bonus categories and benefits are very similar to the personal card

Read Full Review

Card Highlights

• 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening
• Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• 2 Bonus Points per $1 spent in your top three spend categories each quarter.
• 2 Bonus Points per $1 spent on fitness club and gym memberships
• 1 Bonus Point per $1 spent on all other purchases.
• Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
• 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
• World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
• Member FDIC

Financial Snapshot

• APR: 20.74% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

World of Hyatt

Other Ways To Earn World of Hyatt Points

You can also get more Hyatt points by transferring them since the program is a Chase transfer partner. Because of that, it’s a good idea to have an Ultimate Rewards earning card like the Chase Sapphire Preferred^® Card, Chase Sapphire Reserve^®, or the Ink Business Preferred^® Credit Card to help you earn lots of points fast.

Recommended Chase Cards

BEST BEGINNER CARD

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

UP's Bonus Valuation*:

$1,200

Annual Fee

$95

APR

20.74% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC

Financial Snapshot

• APR: 20.74% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Bonus Valuation*:

$1,200

Annual Fee

$550

APR

21.74% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-850)

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases through March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025

Cons

• $550 annual fee
• Does not offer any sort of hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
• Member FDIC

Financial Snapshot

• APR: 21.74% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Hilton Honors

There are numerous Hilton-branded credit cards, so it’s easy to earn lots of Hilton Honors points fast.

These cards include great benefits like automatic Hilton elite status as well as the ability to earn up to 14 points per $1 spent at Hilton hotels.

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Welcome Offer

Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.

100,000 points

UP's Bonus Valuation*:

$500

Annual Fee

$0

APR

19.99%-28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros & Cons

Pros

• 7x points per $1 on Hilton stays
• 5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
• 3x points per $1 on all other purchases

Cons

• Not great for those who want multiple redemption options
• Offers the least benefits of all Hilton cards

Read Full Review

Card Highlights

• Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Points for all other eligible purchases on your Card.
• Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• No Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.99%-28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Hilton Honors Loyalty Program

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Surpass^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Surpass^® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Welcome Offer

Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass^® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.

165,000 points

UP's Bonus Valuation*:

$825

Annual Fee

$150

APR

19.99%-28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass^® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros & Cons

Pros

• 12x points per $1 at Hilton hotels
• 6x points per $1 at U.S. supermarkets, U.S. gas stations, and U.S. restaurants
• 4x points per $1 at U.S. online retail purchases

Cons

• Annual fee of $150 (rates & fees)

Read Full Review

Card Highlights

• Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass^® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.
• Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass^® Card.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 4X Points for each dollar on U.S. Online Retail Purchases.
• Earn 3X Points for all other eligible purchases on your Card.
• Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
• Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors American Express Surpass^® Card.
• Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
• Enjoy complimentary National Car Rental^® Emerald Club Executive^® status. Enrollment in the complimentary Emerald Club^® program is required. Terms apply.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• $150 annual fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.99%-28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Hilton Honors

Terms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

Welcome Offer

Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership

175,000 points

UP's Bonus Valuation*:

$875

Annual Fee

$550

APR

20.99% - 29.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

---

Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros & Cons

Pros

• 14x points per $1 on Hilton purchases
• 7x points per $1 on select travel and at U.S. restaurants
• 3x points per $1 on all other eligible purchases

Cons

• High annual fee of $550

Read Full Review

Card Highlights

• Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership
• Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio
• Earn 7x Hilton Honors Bonus Points for eligible travel purchases: on flights booked directly with airlines or AmexTravel.com and on car rentals booked directly from select car rental companies
• Earn 7x Hilton Honors Bonus Points on dining at U.S. restaurants, including takeout and delivery
• Earn 3x Hilton Honors Bonus Points for other eligible purchases on your card
• Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio
• Enjoy complimentary Diamond status
• $550 annual fee

Financial Snapshot

• APR: 20.99% - 29.99% Variable
• Foreign Transaction Fees: None

LIMITED TIME OFFER

Terms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Apply Now(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Welcome Offer

Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 on purchases within the first 6 months of Card Membership. Offer ends 1/8/2025.

175,000 points

UP's Bonus Valuation*:

$875

Annual Fee

$195

APR

19.99% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros & Cons

Pros

• Earn 12x points per $1 on eligible Hilton purchases
• Earn 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3x points thereafter.
• Complimentary Hilton Honors Gold status, and the ability to spend your way to Diamond status

Cons

• $195 annual fee (rates and fees)

Read Full Review

Card Highlights

• Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
• Earn 12X Hilton Honors Bonus Points on eligible Hilton purchases.
• Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
• Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
• Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster.
• You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
• As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
• Terms apply.

Financial Snapshot

• APR: 19.99% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Hilton Honors loyalty program

Other Ways To Earn Hilton Honors Points

You can also get more Hilton points by transferring them from Amex since they are an American Express hotel partner. While this is a great way to top off your account if you’re a few points short of a specific redemption, it’s not the best way to get maximum value from your Membership Rewards points.

Marriott Bonvoy

Both American Express and Chase issue Marriott Bonvoy credit cards, so there are plenty of options to help you earn points fast.

These cards come with perks like free night certificates, automatic Marriott elite status, and the ability to earn up to 17x points per $1 spent at Marriott properties.

Marriott Bonvoy Bold^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Apply Now(at Chase's secure site)

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome Offer

Earn 60,000 Bonus Points plus 1 Free Night Award after you spend $2,000 on purchases in the first 3 months from account opening. Free Night valued at 50,000 points. Certain hotels have resort fees.

60,000 points + 1 Free Night Award

UP's Bonus Valuation*:

$770

Annual Fee

$0

APR

20.74% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

• Up to 14x points per $1 on Marriott purchases
• 2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
• 5 Elite Night Credits each year

Cons

• Lower point earn rate than other Marriott Bonvoy cards
• Marriott Bonvoy Silver Elite status is the lowest status tier

Read Full Review

Card Highlights

• Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
• Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
• Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
• New! Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
• 1X point for every $1 spent on all other purchases.
• New! Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
• No Foreign Transaction Fees.
• Member FDIC

Financial Snapshot

• APR: 20.74% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Marriott Bonvoy Boundless^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Apply Now(at Chase's secure site)

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome Offer

Earn 125,000 bonus points after spending $5,000 on purchases in your first 3 months from your account opening.

125,000 points

UP's Bonus Valuation*:

$875

Annual Fee

$95

APR

20.74% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

• Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
• Earn big at grocery stores, gas stations, and dining
• Automatic Silver Elite Status

Cons

• $95 annual fee
• Marriott Silver Elite Status is the lowest status tier

Read Full Review

Card Highlights

• Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
• Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
• Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
• No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
• Member FDIC

Financial Snapshot

• APR: 20.74% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Terms Apply / Rates & Fees

Marriott Bonvoy Bevy™ American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy™ American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome Offer

Earn 85,000 Marriott Bonvoy bonus points after you spend $5,000 in purchases within the first 6 months of Card Membership.

85,000 points

UP's Bonus Valuation*:

$595

Annual Fee

$250

APR

19.99%-28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Bevy™ American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy
• 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
• 2x points per $1 on all other purchases

Cons

• $250 annual fee (rates & fees)
• Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

• Earn 85,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases with the Marriott Bonvoy Bevy™ Card.
• Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
• With complimentary Marriott Bonvoy Gold Elites status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit, available for Qualifying Rates.
• Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card^® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
• $250 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.99%-28.99% Variable
• Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome Offer

Earn 95,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

95,000 points

UP's Bonus Valuation*:

$665

Annual Fee

$650

APR

19.99%-28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy program
• 3x points per $1 on flights booked directly with airlines and restaurants worldwide
• 2x points per $1 on all other purchases

Cons

• Steep annual fee of $650 (rates & fees)
• 6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy™ American Express^® Card

Read Full Review

Card Highlights

• Earn 95,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
• With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
• Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.99%-28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Other Ways To Earn Marriott Bonvoy Points

Earning Marriott Bonvoy points through a credit card is a great way to build up your stash of points. However, if you’re a little short on points for a specific redemption you can also transfer them over from Chase and American Express. This is a great way to top off your account, but keep in mind you’ll generally get more value using your Chase and Amex points in other ways.

Final Thoughts

Mexico is a popular vacation spot and the good news is there are many hotels you can book with points! You can also easily book a flight to Mexico with points, which means you can plan an entire vacation without spending much out of pocket.

Whether you’re traveling with kids or planning to enjoy an adults-only getaway, Mexico makes a fantastic vacation destination.