Now in Metal: The Business Platinum Card® From American Express

American Express

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American Express has been on the offensive lately, firing hard and fast at Chase in the ongoing “Rewards War.”

As you likely remember, JP Morgan-Chase made shockwaves a year ago when it rolled out its Chase Sapphire Reserve® credit card, a shot across the bow of The Platinum Card® from American Express.

The Chase card, aimed at high earners/spenders, offered perks like a great rewards earning rate, an annual travel credit, and access to certain airport lounges — although the Amex lounge network is far more extensive, especially within the U.S.

It also offered many less-flashy travel insurance benefits that Amex already featured on its card, like car rental coverage and trip cancellation protection.

Another feature of the Chase Sapphire Reserve® was that it was metal. Obviously this by itself wasn’t a huge deal, but it underscored and highlighted the premium edge Chase wanted the card to carry.

Soon enough, American Express struck back, revamping both the personal and business versions of its premium card.

Amex boosted the rewards earning rate on the cards to 5x on flights booked directly with the airline, or any travel (including hotels) booked through Amex Travel. It also added a yearly credit on Uber rides that is distributed each month, and made a handful of other minor improvements.

One other change was to make the personal Platinum Card® from American Express metal, instead of plastic like it had been. Newly approved cardmembers would get the metal version going forward, while preexisting cardholders could either request a metal card or wait until their current card was set to expire.

While these perks came with an increased annual fee, most of the added benefits made up for that.

However, The Business Platinum Card® from American Express got most of the same perks, minus the Uber credit — but didn’t see a change to its annual fee. While the card wasn’t available in metal, many other improvements applied. The card continued to come with several added benefits compared to the personal version.

Now, however, the company has announced that the Business Platinum Card® from American Express will be made of metal going forward. As with the personal version, new cardholders will get the metal card, while preexisting cardholders can either request a new card or wait until their current card expires.


Both versions of the card share some common perks, including:

  • Starwood Preferred Guest Gold and Hilton Honors Gold status
  • Access to airport lounges, including Amex Centurion Lounges
  • $200 annual airline fee credit
  • Amex Concierge Service

Some benefits unique to the business version of the card include:

  • 10 free Gogo inflight internet passes per year
  • 50% more points on large purchases (over $5,000)
  • A 35% rebate when you use Membership Rewards points to pay for part or all of an eligible flight through Amex Travel

The card currently has a welcome bonus of 75,000 points: 50,000 after spending $10,000 in the first 3 months of card membership, and an extra 25,000 points when you spend another $10,000 in the same time period.

Final Thoughts

The fact that the Business Platinum Card® from American Express is available in metal is not by itself a reason to get the card. However, it’s a reminder of the great perks and features that come with it. With an annual fee of $450, it’s less expensive than the personal version, but has almost all of the same benefits.

For information on other business credit cards that might be a good fit for your wallet, check out our review here.


The Business Platinum® Card from American Express

Don’t miss out on the 41 benefits of this card and how we easily get $1,250 per year in value, such as access to over 1000+ airport lounges, (including the amazing Amex Centurion® Lounges) complimentary Boingo wifi access ($468 value), 10 GoGo Inflight wireless passes ($160 value), $200 Airline Fee Credit and more.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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