The Best Credit Cards for JetBlue Flyers in 2021

JetBlue Mint A321 bed made with suite door closed

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It’s no secret that holding a co-branded airline credit card can offer you elite status-like perks and benefits while allowing you to earn more points in the process. Fortunately for JetBlue flyers, you have multiple options when it comes to selecting a card. The question is, which is card option is best for you?

In this guide, we’ve assembled all of the very best credit card options for JetBlue flyers. These cards will help you earn more points, receive more benefits, and help save money each time you fly. So no matter whether you fly JetBlue a few times a year, or a few times a week, you’re sure to find the right card option for you.

Best Credit Cards for JetBlue Flight Benefits and Purchases

JetBlue Mint Suite
If you’re a frequent JetBlue flyer, adding a JetBlue card will help you earn more points on each flight. Image Credit: JetBlue

Flight Benefits and General Perks

For starters, let’s have a look at the various flight benefits and perks that each JetBlue credit card option will provide you with.

The JetBlue Plus Card and The JetBlue Business Card

For frequent JetBlue flyers, the JetBlue Plus card and its business counterpart offer a solid list of perks and benefits.

  • Free first checked bag for you and up to 3 companions on the same reservation
  • 50% inflight savings on cocktails and food purchases
  • 5,000-point account anniversary bonus
  • 10% rebate on award flights
  • $100 annual JetBlue Vacations credit
  • Spend your way to JetBlue Mosaic status

Hot Tip: You can also earn JetBlue Mosaic status if you spend $15,000 on the JetBlue Plus card between October 1 and December 31, 2021. 

The JetBlue Card

While the JetBlue card doesn’t charge an annual fee, you don’t receive much in the way of benefits either.

  • 50% inflight savings on cocktails and food purchases


Earning TrueBlue Miles on JetBlue Purchases

When it comes to earning points on flights, the JetBlue Plus card and the JetBlue Business card both earn 6x points per $1 on JetBlue flight purchases, while the no annual fee JetBlue card earns just 3x points per $1.

JetBlue flyers who want to earn as many points on flights as possible will want to opt for the JetBlue Plus card or JetBlue Business card.

Qualifying for JetBlue Elite Status

jetblue mosaic
JetBlue offers 2 ways to qualify for Mosaic status, but a JetBlue credit card can help you get there, too. Image Credit: JetBlue

JetBlue offers just 1 level of elite status, Mosaic, and to qualify for it you’ll either need to fly 30 segments and earn 12,000 base points ($4,000 in spending) in a calendar year or earn 15,000 base points in a calendar year ($5,000 in spending) with no segment requirement.

JetBlue Mosiac Benefits

Once you’ve achieved JetBlue Mosaic status, it comes with the following benefits:

  • 3 extra points per $1 spent on JetBlue flights, for a total of 6 points per total (except on Blue Basic fares)
  • 2 free checked bags on all fare types
  • 15,000 bonus points for qualifying
  • Waived same-day change fees
  • Take 3 and Lucky 7 bonuses (5,000 bonus points after flying 3 round-trip flights, and 7,000 bonus points after flying 7 round-trip flights)
  • Complimentary alcoholic beverages on flights
  • Priority check-in, security, and boarding
  • Free upgrades to Even More Space seats
  • Dedicated customer service line

How JetBlue Credit Cards Help You Qualify for Status

Both the JetBlue Plus card and the JetBlue Business card allow you to fast track your way to JetBlue Mosaic status through your credit card spend. With either card option, if you spend $50,000 on the card in a calendar year, you automatically receive JetBlue Mosiac status.

Best Credit Cards for JetBlue Lounge Access

Unfortunately, none of the JetBlue credit cards offer lounge access. JetBlue also doesn’t offer an airline-specific lounge network like American Admirals Club, Delta Sky Club, or United Club.

However, if lounge access is important to you, then you might want to consider adding a card that offers Priority Pass lounge access so that you can relax in over 1,300 airport lounges worldwide.

Below are some of our favorite cards for Priority Pass access:

Which JetBlue Credit Card Should You Get?

The JetBlue Plus Card — Best Personal JetBlue Card

For JetBlue loyalists, your best option is the JetBlue Plus card due to its 6x earnings on JetBlue flights, free checked bags, a discount on award tickets, and a fast track to JetBlue Mosaic status.

The JetBlue Business Card — Best JetBlue Business Card

If you’re a frequent JetBlue flyer and a small business owner, your best option is the JetBlue Business card, whose benefits are virtually identical to the JetBlue Plus card.

The JetBlue Card — Best No-Annual-Fee JetBlue Card

Lastly, those who are looking for a no-annual-fee card to help them earn additional points on all of their JetBlue flights should opt for the JetBlue card to earn 3 extra points per $1 on flights.

Hot Tip: If you’ve collected enough points through flying JetBlue, spending on your JetBlue credit card, or spending on a credit card whose points transfer to JetBlue, read our guide on the best ways to redeem your JetBlue TrueBlue points!

Best Credit Cards for Transferring Rewards to JetBlue

JetBlue New A320 Seating
JetBlue flyers can transfer points from all of the major transferable point currencies. Image Credit: Stephen Au

Luckily for JetBlue frequent flyers, the JetBlue TrueBlue program is a transfer partner of all 5 major transferable point currenciesAmex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Rewards, and Marriott Bonvoy.

If you’re looking for a card that earns transferable points and offers benefits that you won’t find on one of the JetBlue cards, then one of the below cards might be a great option for you.

American Express Membership Rewards

Amex Membership Rewards points can be transferred to JetBlue at a rate of 1:0.8, meaning if you use a card like Amex Platinum card to earn 5x points per $1 on airfare purchases, those 5 Membership Rewards points will become 4 JetBlue points after the transfer.

Recommended American Express Cards (Personal)

The Platinum Card® from American Express - There's currently a new welcome bonus offer of 60,000 100,000 Membership Rewards Points after spending $6,000 on purchases in your first 6 months of Card Membership. Plus, earn 10x points on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases, during your first 6 months of Card Membership.

This is our #1 card for accessing 1,300+ airport lounges worldwide, including Priority Pass (enrollment required). We leverage ~$4,900+ in benefits and perks from the card every year. Terms Apply. For rates and fees of the Amex Platinum card, click here.
American Express® Gold Card - This card has a new welcome bonus of 35,000 60,000 Membership Rewards points after spending $4,000 on purchases in your first 6 months of Card Membership.

We love using this card as it earns 4X Membership Rewards Points at restaurants, including takeout and delivery, and earns 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).

There's no better card in our opinion if you eat out and/or shop at supermarkets regularly; and you'll have access to many benefits and perks. Terms apply and for rates and fees of the Amex Gold card, click here.

Why We Like the Amex Platinum Card for JetBlue Flyers:

Chase Ultimate Rewards

With Chase Ultimate Rewards, you can transfer your points at a 1:1 rate to JetBlue, making it one of the most favorable rates for JetBlue transfers.

The following cards will help you load up on Chase Ultimate Rewards points that can either be transferred to JetBlue or redeemed through the Chase travel portal for JetBlue flights.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card - This is our favorite beginners travel rewards card, which is currently offering a 60,000 point bonus after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

The card earns 5x points on travel purchased through Chase Ultimate Rewards, 3x points on dining and 2x points on all other travel purchases, plus more. Enjoy a $50 annual Ultimate Rewards Hotel Credit, and other travel benefits such as excellent travel insurance coverage, including car rental insurance and no foreign transaction fees, this card is a very rewarding card.
Chase Sapphire Reserve® - This premium card will get you access to 1,300+ airport lounges. as well as a number of other card benefits. The current sign up bonus is 50,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You'll also get a $300 travel credit per year which wipes away a big chunk of the $550 annual fee. As an extra bonus, until 12/31/21, gas station & grocery store purchases will also count towards earning your Travel Credit.

Earn big with this card, earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases.
Chase Freedom Unlimited® card - A solid, no annual fee card that earns you a $200 bonus after you spend $500 in your first 3 months. Earn 5% cash-back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year, and 5% on travel purchases through Chase Ultimate Rewards. Then earn 3% cash-back on dining and drugstore purchases, and 1.5% cash-back on all other purchases, but you won't get any travel benefits with this card.

Why We Like the Chase Sapphire Reserve Card for JetBlue Flyers:

  • Earns 3x Ultimate Rewards points per $1 on travel and dining purchases and 10x points per $1 on Lyft purchases
  • $300 annual travel credit that can be used to offset JetBlue flights or incidental purchases
  • Complimentary Lyft Pink membership and DoorDash DashPass subscription
  • Trip delay and baggage insurance

Citi ThankYou Points

Citi ThankYou Points can also be transferred to JetBlue at a 1:1 rate, making them another compelling option for JetBlue flyers.

Recommended Citi Cards

Citi Premier® Card - This is a great card for those frequent travelers looking for a Citi card to maximize their travel purchases. Cardholders earn 3x at restaurants, supermarkets, gas stations, air travel, and hotels; plus, 1x on all other purchases.

Currently, you can earn 80,000 bonus ThankYou points after you spend $4,000 in purchases within the first 3 months of account opening.
Citi Rewards+® Card - If you're looking for a no-annual-fee card that earns bonus points on everyday spending, you may consider this card being in your wallet. The card earns 2X ThankYou Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Earn 1X ThankYou Points on all other purchases. Don't forget that this card automatically rounds up to the nearest 10 points on every purchase – with no cap.

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at
Citi® Double Cash Card - One of the top cash-back credit cards on the market that earns 1% when you buy and another 1% when you pay giving you the ability to earn an uncapped 2% in cash-back; all without an annual fee.

Marriott Bonvoy

You can transfer Marriott Bonvoy points to JetBlue, but this is generally not recommended as the transfer rate is 6:1, far worse than the 3:1 transfer rate that Marriott has with most other airline programs.

Although keep in mind that if you transfer at least 60,000 Marriott points you’ll receive a 5,000 bonus JetBlue miles. In other words, a 60,000 points Marriott transfer will leave you with 15,000 JetBlue points.

Recommended Marriott Bonvoy Cards

Marriott Bonvoy Boundless® Credit Card - For a limited time only, earn 125,000 Bonus Points and 1 Free Night Award (value up to 50,000 points) after you spend $5,000 on purchases in the first 3 months from account opening. Get automatic silver elite status each account anniversary year; and a free night award (valued up to 35,000 points) every year after account anniversary. Plus, earn up to 17x total Bovoy points per $1 when using your Marriott Bonvoy Boundless card at at over 7,000 participating Marriott Bonvoy hotels, and 2x Bonvoy points per $1 on all other purchases. Annual Fee is $95.
Marriott Bonvoy Bold® Credit Card - For a limited time only, earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening. Earn up to 14x total Bonvoy points per $1 when using your Marriott Bonvoy Bold card at over 7,000 participating in Marriott Bonvoy hotels, earn 2X on other travel purchases, then 1x on all other purchases. A solid card for Marriott loyalists looking for a no-annual-fee card offering Marriott Bonvoy Silver Elite status.
Marriott Bonvoy Brilliant™ American Express® Card - For a limited time, earn 150,000 Marriott Bonvoy bonus points and a bonus Free Night Award after you use your new Card to make $5,000 in eligible purchases within the first 3 months of Card Membership. Resort fees may apply. Terms apply. Offer expires 11/3/2021.

Earn 6x per $1 at hotels participants in the Marriott Bonvoy™ program, 3x at U.S. restaurants and flights booked directly with airlines, and 2x on all other eligible purchases. Annual Fee is $450. Terms Apply. For rates and fees of the Bonvoy Brilliant card, click here.
Marriott Bonvoy Business™ American Express® Card - For a limited time, earn 125,000 Marriott Bonvoy bonus points & 2 bonus Free Night Awards after you use your new Card to make $5,000 in eligible purchases within the first 3 months. Each bonus Free Night Award has a redemption level up to 50K points. Certain hotels have resort fees. Offer ends 11/3/2021.

This is a solid card for business owners who will get complimentary Marriott Bonvoy silver elite status. Annual fee is $125. Terms Apply. For rates and fees of the Marriott Bonvoy Business Card, click here.

Bonus — Brex Rewards

Although less common in the points and miles world than the programs above, the business card-only brand Brex can be a great option for small business owners that are JetBlue flyers thanks to the 1:1 transfer rate of its rewards program.

Bottom Line: JetBlue flyers that don’t want all of their award flight redemption options to be tied to JetBlue might be better off opting for a card that earns transferable rewards like Amex Membership Rewards points or Chase Ultimate Rewards points.

Final Thoughts

Whether you’re a loyal JetBlue frequent flyer, or just fly JetBlue a few times a year, it is likely that you might stand to benefit from holding a JetBlue credit card — even more so if you’re looking to earn more JetBlue points, save on checked bags and inflight purchases, or fast track yourself to JetBlue Mosaic status.

On the other hand, if you also travel with other airlines, prefer to earn transferable rewards, or want benefits like airport lounge access and hotel elite status, then you’ll be better off choosing a premium card option.

The information regarding The JetBlue Card, The JetBlue Plus Card, The JetBlue Business card, Chase Freedom Unlimited® card, Citi Premier℠ Card, Citi Prestige® Card, and Hilton Honors American Express Surpass® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of American Express® Gold Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant™ American Express® card, click here.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, click here.

Frequently asked questions

Which is the best JetBlue credit card?

The JetBlue card that is best for you will depend on what you’re looking for out of the card. Since JetBlue offers just 3 card options, it is pretty easy to see which camp you would fit in.

If you’re a small business owner then you should select The JetBlue Business card. If you want a no-annual-fee card then you should select The JetBlue card. Finally, those that want to earn as many JetBlue points as possible on their bookings and receive perks like free checked bags should go for The JetBlue Plus card.

Alternatively, if you prefer a card that earns transferable rewards, then you’ll want to opt for a card from the Amex Membership Rewards or Chase Ultimate Rewards family of cards.

Can I transfer JetBlue points to other airlines?

Unfortunately, no, you cannot transfer your JetBlue points to other airlines.

Do JetBlue points expire?

Your JetBlue TrueBlue points will never expire as long as your account remains open.

How many points does it take for a free flight with JetBlue?

JetBlue points are tied to the cash price of the ticket, and will generally be worth 1.4 cents per point for standard fares, and 1.1 cents per point towards Mint fares.

Do you have to pay with your JetBlue card to get free checked bags?

Yes, in order to receive free checked bags, or any other card perks like 50% inflight savings on cocktails and food purchases, you must pay for your flight with The JetBlue Plus card or The JetBlue Business Card.

Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

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