The 10 Best Hawaii Hotels To Book With Points [For Max Value]

Key Takeaways

• There are many programs you can use to book hotels with points, including World of Hyatt, Hilton Honors, and Marriott Bonvoy.
• Some of the best hotels to book with points include the Grand Hyatt Kauai Resort & Spa, The Lodge at Kukui’ula, and Hyatt Regency Maui Resort & Spa.

Hawaii is a dream destination for many travelers, but it can be very expensive. Thankfully, we know a thing or 2 about getting great hotel deals here at Upgraded Points, so we’ve compiled this list of the 10 best Hawaii hotels to book with points to get you started.

We’ve scoured the best hotel points programs to find the locations that will give you the most value for your hard-earned points. Every hotel on this list offers value above and beyond what each hotel program’s points are valued at.

The Best Kauai Hotels to Book With Points

1. Grand Hyatt Kauai Resort & Spa (World of Hyatt)

Located in Poipu, along Kauai’s south shore, you’ll find the Grand Hyatt Kauai Resort & Spa.

In addition to large, sprawling pools there’s a 1.5-acre saltwater lagoon with a sandy bottom to give you that beach feel without the waves, currents, or critters. The sloped beach-style entry makes this a great area for young children to play. The swimming pools feature a lazy river, waterfalls, and a 150-foot waterslide. There’s also an adults-only pool for those looking for a quieter experience.

There’s no shortage of dining options at the Grand Hyatt, including a poolside restaurant and bar, a Hawaiian-style restaurant, a sushi lounge, and an open-air coffee and cocktail lounge. Room service is also available.

In addition, the Grand Club Private Lounge is available for select Hyatt elite members or those who have booked rooms in select categories. The Grand Club serves breakfast, snacks, and a light dinner.

The Grand Hyatt Kauai Luau celebrates Hawaii through music and dance along with an all-you-can-eat buffet situated on the hotel’s lawn overlooking the ocean.

The hotel’s 605 guest rooms and suites are decorated in a traditional Hawaiian style and feature private balconies and free Wi-Fi.

World of Hyatt Category: 7

World of Hyatt Points Required: 25,000 to 35,000 per night

Cash Rate for a Base Level Room: $590 to $820 per night

Daily Resort Fee: $45 + tax (waived if you book with points)

Points Value: ~2.5 to 3.4 cents per point

Bottom Line: There are lots of benefits to booking Hyatt hotels with points. Resort fees are waived and you’ll still earn elite night credits to help you earn elite status. If you don’t have enough points to pay for your entire stay, you can always use points to book a suite upgrade.

2. The Lodge at Kukui’ula (World of Hyatt)

The Lodge at Kukui’ula is a Destination by Hyatt property on the island of Kauai. This property in Poipu consists of residential-style bungalows and villas that offer large spaces and luxury amenities. If you prefer a vacation rental over a hotel, this could be a great way to use points in Hawaii.

All accommodations come with gourmet kitchens, separate living spaces, and private lanais. Even the smallest option, a 1-bedroom bungalow (the standard option you can book with points), is large, clocking in at 1,275 square feet of living space. The largest option, a 4-bedroom villa, comes with 3,219 square feet of space, a private pool, an outdoor shower, and a fire pit. Each unit has either ocean or golf-course views.

This property offers tons of luxury amenities to make your stay truly incredible. Hi’ilani Spa features a meditation garden, lap pool, private lounges, hot and cold plunge pools, and a locker room with outdoor showers. Guests can stay active on the golf course, tennis courts, or at the Makai Pool complex. In addition to an infinity-edge pool, there’s a lagoon-style saltwater pool with waterfalls and a zero-entry feature.

After a day of swimming, hike or bike up to The Farm, a 10-acre area where you can pick fresh flowers or fruits and vegetables. If you’d prefer not to cook while you’re on vacation, head up to The Clubhouse for a gourmet breakfast or cocktails and snacks throughout the day. There are also 2 additional restaurants on the property serving breakfast, lunch, dinner, and cocktails. This location does not offer the Globalist breakfast benefit.

World of Hyatt Category: 8

World of Hyatt Points Required: 40,000 per night

Cash Rate for a Base Level Room: $930 to $1,130 per night

Daily Resort Fee: none

Points Value: ~2.6 cents per point

Hot Tip: The Lodge at Kukui’ula offers great value for your World of Hyatt points, but availability is currently limited to stays of 7 nights or more.

The Best Maui Hotels to Book With Points

3. Hyatt Regency Maui Resort & Spa (World of Hyatt)

Located along Ka’anapali Beach, the Hyatt Regency Maui Resort and Spa is convenient to the popular town of Lahaina that has lots of restaurants, shops, and activities.

This huge resort has 810 guest rooms, 8 dining options, and 6 pools. In addition, guests can enjoy the hotel’s oceanfront spa and fitness center with daily classes.

The resort always has something going on, including hula lessons, ukulele lessons, lei making, mermaid encounters, and so much more.

Drums of the Pacific Luau happens 6 nights a week and features a show, dinner, and a traditional imu ceremony.

The newly renovated rooms and suites all feature private lanais with a glass front so you don’t miss any of the amazing views of the ocean, West Maui Mountains, gardens, or golf course. The large guest rooms (all are at least 450 square feet) are decorated in a neutral color palette with wood accents to give you that relaxed Hawaiian vibe. Regency Club rooms include lounge access and additional perks.

World of Hyatt Category: 7

World of Hyatt Points Required: 25,000 to 35,000 per night

Cash Rate for a Base Level Room: $520 to $820 per night

Daily Resort Fee: $32 + tax (waived if you book with points)

Points Value: ~2.2 to 3.4 cents per point

Hot Tip: If you’re short on points, check out our guide on earning lots of World of Hyatt points.

4. Andaz Maui at Wailea Resort (World of Hyatt)

Andaz Maui at Wailea Resort is a luxurious, 15-acre property located directly on the beach in the popular Wailea area of Maui.

During the day, guests can enjoy one of the hotel’s 4 cascading infinity pools with sweeping ocean views or relax in the full-service salon and spa. A 24-hour fitness center and free Wi-Fi are among the hotel’s other amenities.

For those who want to explore Maui, there’s an Enterprise car rental location on-site.

If there’s 1 iconic Hawaiian activity every traveler should experience, it’s a luau. The Feast at Mokapu Luau happens twice a week on the hotel’s grassy lawn overlooking Mokapu Beach. Guests will experience Hawaii’s Polynesian history in an interactive format along with a traditional locally-inspired meal.

When it comes to dining, the Andaz Maui has plenty of options to satisfy anyone. Iron Chef fans will want to check out Morimoto Maui by celebrity chef Masaharu Morimoto. This restaurant, which blends Western, Hawaiian, and Japanese cuisines, serves lunch and dinner daily. There’s also a farm-to-table restaurant, a poolside beach bar, a cocktail lounge featuring live music, and a market offering grab-and-go snacks and gelato. Finally, if all else fails, room service is available from 6 a.m. to 10 p.m. daily.

Luxury accommodations abound at Andaz Maui. There are 301 guest rooms, including 35 suites and 11 private villas. The villas are the ultimate in luxury. Ranging in size from 1,800 to 4,070 square feet, they feature multiple bedrooms, private plunge pools, outdoor grills, and even full kitchens. All guest rooms come with private balconies or lanais and a complimentary mini-bar filled with local snacks and non-alcoholic beverages.

World of Hyatt Category: 8

World of Hyatt Points Required: 35,000-45,000 per night

Cash Rate for a Base Level Room: $630 to $1,500 per night

Daily Resort Fee: $48 + tax (waived if you book with points)

Points Value: ~2.3 cents per point

Bottom Line: Unfortunately, award availability at Andaz Maui is hard to come by. But when do you find it, the value you get for your points is great. During low season, you can find rooms for $630 per night (plus a $48 resort fee) or 35,000 points, giving you a value of ~1.8 cents per point, which is higher than the average value of 1.5 cents per point.

5. Grand Wailea Maui, A Waldorf Astoria Resort (Hilton Honors)

The Grand Wailea Maui, A Waldorf Astoria Resort is an aspirational property for many luxury travelers, and booking it with points makes it much more accessible. Located in the popular Wailea area of Maui, this 40-acre beachfront property features everything you need for a fantastic Hawaiian vacation.

Grand Wailea doesn’t skimp when it comes to pools. The 2,000-foot long Wailea Canyon Activity Pool is actually 9 different pools connected by a lazy river. As guests meander through the resort in the pool, they’ll find waterfalls, waterslides, jacuzzis, caves, a sand beach, a swim-up bar, and a water elevator! There’s also the relaxing Hibiscus Pool that is reserved for adults. After lounging in the pool, guests can wander out to Wailea Beach or enjoy some of the cultural activities offered at the resort, including kukui-nut bracelet making, Hala weaving, hula lessons, lei making, and more.

Guests looking to relax even more can make an appointment at Mōhalu by Spa Grande 7 days a week. There’s also a fully-equipped fitness center as well as daily morning beach yoga and a selection of other classes like Pilates and CoreFit.

Dining options at Grand Wailea are plentiful, including a sustainable seafood restaurant, a casual bistro, and a cafe offering grab-and-go options. Several bars are located throughout the property, and in-room dining is also available.

The hotel’s large rooms and suites are all at least 640 square feet and feature private lanais with garden or ocean views. Each room also comes with a mini-fridge, Keurig coffee maker, Wi-Fi, a 55-inch TV, and a walk-in shower and tub.

Award space at the lowest price of 95,000 points per night is hard to come by but when you find it, it’ll give you a great value for your Hilton points!

Hilton Honors Points Required: 95,000+ per night

Cash Rate for a Base Level Room: $1,300 to $1,500 per night

Daily Resort Fee: $45 per night (waived if you book with points)

Points Value: ~1.4 cents per point

Hot Tip: Hilton does not have an award chart, and because of that, each hotel’s cost in points can be all over the map, ranging from reasonable to hundreds of thousands of points per night. If your plans are flexible, use the price calendar to easily see when the points price is the lowest. 

6. The Ritz-Carlton, Kapalua (Marriott Bonvoy)

For the ultimate in Hawaiian luxury, check out The Ritz-Carlton, Kapalua. This resort fully embraces its Maui location, taking responsibility for the adjacent Honokahua Preservation Site, an important sanctuary in local culture.

There’s no shortage of activities around the resort. Guests can spend lazy days around the huge, 3-tiered heated swimming pool or wander to the beach for a swim in the ocean.

For those looking to get active, there’s the Kapalua Tennis Garden, as well as 2 additional tennis courts with ocean views. There’s plenty of hiking nearby as well as daily fitness classes, including yoga, pilates, and body sculpting. There are 2 championship 18-hole golf courses at the resort — Plantation Course and Bay Course — plus the Kapalua Golf Academy for lessons and practice sessions.

This family-friendly resort offers the Ritz Kids and Ambassadors Keiki Program, giving kids special perks and the chance to participate in fun activities and classes.

There are 7 dining outlets at The Ritz-Carlton, Kapalua that are inspired by the flavors of Maui, including a lounge, poolside burger restaurant, and a grab-and-go cafe.

The resort features 466 redesigned guest rooms, suites, and residences featuring local art and a modern island-inspired design aesthetic. Some rooms come with Club Level access that includes a lounge with food and beverage service throughout the day.

Award availability can be hard to come by at this resort, but when you can find it, you’ll get about 2 cents per point in value, which is almost triple what Marriott points are usually worth!

Average Marriott Bonvoy Points Required: 70,000 to 100,000 per night

Cash Rate for a Base Level Room: $1,400 to $2,000 per night

Daily Resort Fee: $35 plus tax

Points Value: ~2 cents per point

Hot Tip: Need more points? We’ve got you covered with our guide to earning more Marriott Bonvoy points.

7. Wailea Beach Resort – Marriott, Maui (Marriott Bonvoy)

Wailea Beach Resort – Marriott, Maui is a family-friendly Hawaiian resort that sits on a rugged coastline with expansive ocean views. While it doesn’t sit right on a beach, guests can use the beach next door at the Grand Wailea that is easily accessible by an oceanfront walking path.

There are 5 pools at this resort, including one with the longest hotel waterslide in Hawaii. This family-friendly pool has a zero-entry feature and fun animal statues and fountains, making it perfect for younger children. There’s also an adults-only infinity pool for guests looking for a calmer pool experience.

There are lots of fitness and recreation activities available at Wailea Beach Resort. The 24-hour fitness center houses cardio and weight equipment and a studio offering daily classes. There’s also an oceanfront jogging/walking path that meanders along the coast in front of the resort. Golfers will enjoy playing the 3 award-winning golf courses at Wailea Golf Club.

There are multiple dining outlets available to satisfy even the pickiest guests. Options include HUMBLE MARKET KITCHIN by Roy Yamaguchi, an open-air poolside restaurant, multiple bars, a food truck, Starbucks, and a casual oceanside cafe.

The Wailea Beach Resort offers 547 rooms including 56 suites. All rooms have private lanais with garden or ocean views. Select oceanfront rooms are so close to the shore that you’ll be able to hear the waves from your patio.

AverageMarriott Bonvoy Points Required: 50,000 to 70,000 per night

Cash Rate for a Base Level Room: $750 to $1,175

Daily Resort Fee: $38 plus tax

Points Value: ~1.6 cents per point

Hot Tip: Don’t forget that when you book 5 consecutive nights at a Marriott hotel using points, the lowest cost night will be free!

The Best Island of Hawaii (Big Island) Hotels to Book With Points

8. Hilton Waikoloa Village (Hilton Honors)

Hilton Waikoloa Village is a 62-acre resort located on the Kohala Coast of Hawaii’s Big Island. This huge property has tons of amenities so guests can enjoy the ultimate Hawaiian vacation:

In between enjoying all of the resort’s activities, guests will have plenty of dining options, including a coffee shop, an Italian restaurant, a casual daytime grill, a pool bar, and even a taproom specializing in craft beer.

Hilton Waikoloa Village offers many different rooms and suites in 2 separate towers — MAKAI (formerly Lagoon Tower) and Palace Tower. All accommodations are modern with an island flair and feature private lanais with ocean, garden, or mountain views. The most luxurious rooms are located in MAKAI.

Rooms start at about $565 per night and award availability at 60,000 points per night is plentiful. That gives you at least 1 cent per point in value which is great for Hilton Honors points since they’re generally worth about 0.5 cents each.

Hilton Honors Points Required: 60,000+ per night

Cash Rate for a Base Level Room: $565 to $800 per night

Daily Resort Fee: $45 plus tax per night (waived if you book with points)

Points Value: ~1 cent per point

Hot Tip: If you’re short on points, check out our guide to earning Hilton Honors points.

9. Mauna Kea Beach Hotel, Autograph Collection (Marriott Bonvoy)

Mauna Kea Beach Hotel, Autograph Collection was the Big Island of Hawaii’s first resort when it opened in 1965. This classic resort sits on a white sand beach with breathtaking views of Kauna’oa Bay.

There are so many activities at this iconic Hawaiian hotel that you’ll never be bored:

The hotel’s pool is relatively small for what you’d expect at a Hawaiian resort, but Mauna Kea Beach is right at your doorstep, so you’ll have plenty of opportunities for swimming and other water activities.

There are 4 dining and drinking options at Mauna Kea, including alfresco dining by the pool and beach, plus even more options at the hotel’s sister property, The Westin Hapuna Beach Resort (our next recommendation, below). In addition, the Manua Kea Luau is offered weekly.

Rooms and suites at Mauna Kea Beach Resort’s Main Tower are spacious, with a minimum of 589 square feet, and all have private lanais. Rooms in the Beachfront Wing offer direct beach access and connecting rooms that are ideal for families. All rooms feature Frette bed linens, L’Occitane bath products, and a mini-fridge with complimentary bottled water.

Average Marriott Bonvoy Points Required: 50,000 to 70,000 per night

Cash Rate for a Base Level Room: $880 to $1,100

Daily Resort Fee: $0

Points Value: ~1.7 cents per point

Hot Tip: One of the most unique things about Mauna Kea Beach Hotel, Autograph Collection is that it doesn’t charge a resort fee. This can save a lot of money since resort fees in Hawaii tend to be pretty high (and Marriott Bonvoy does not waive resort fees on award bookings).

10. The Westin Hapuna Beach Resort (Marriott Bonvoy)

The Westin Hapuna Beach Resort, located on the Big Island’s Kohala Coast, is the sister property to Mauna Kea Beach Resort. This newly renovated resort sits right on a gorgeous white sand beach overlooking the Pacific Ocean.

This contemporary resort has 2 large swimming pools — one for families with kids and one reserved just for adults. Both are just steps away from Hapuna Beach. This white sand beach is one of the best in Hawaii and offers guests great access to swimming and snorkeling.

After a day of swimming and lounging at the pool, hotel guests can get a workout in at the WestinWORKOUT Fitness Studio. In addition to traditional cardio and strength equipment, guests have access to 2 Peloton bikes and a Crossfit area.

Total tranquility and relaxation are steps away at the Hapuna Spa by Mandara. This full-service spa specializes in locally-inspired treatments as well as Balinese techniques.

Golf lovers will enjoy the gorgeous 18-hole course that overlooks the rugged coast. Don’t miss the signature 12th hole that provides expansive views with Maui visible in the distance!

When it comes to dining, The Westin Hapuna Beach Resort doesn’t fall short. The resort’s signature restaurant, Meridia, serves locally sourced, Mediterranean-style cuisine every evening. There are 2 additional restaurants plus a bar that serves coffee and cocktails.

Rooms at this resort are large and feature ocean views and private balconies. Each room features a double-door system on the balcony, allowing guests to enjoy the ocean breezes while still maintaining privacy.

Average Marriott Bonvoy Points Required: 40,000 to 60,000 per night

Cash Rate for a Base Level Room: $780 to $920

Daily Resort Fee: $37 plus tax

Points Value: ~1.7 cents per point

Hot Tip: While there are points-friendly hotels in Honolulu and on the island of Oahu — like Hyatt Regency Waikiki, The Royal Hawaiian, A Luxury Collection Resort, Waikiki, Hyatt Centric Waikiki Beach, Hilton Hawaiian Village Waikiki Beach Resort, and Moana Surfrider, A Westin Resort & Spa, Waikiki Beach — you’ll receive greater value for your points at the other properties that we’ve recommended.

How To Earn Hotel Points To Redeem in Hawaii

Now that you know the best Hawaii hotels to book with points, you can pick your favorite to determine what type of points you’ll need to make it happen.

Let’s go over the main ways to earn points in the 3 major hotel programs that give you the most value in Hawaii — World of Hyatt, Hilton Honors, and Marriott Bonvoy.

Hot Tip: There are options in Hawaii using other programs like IHG One Rewards and Wyndham Rewards, but generally, the redemption value isn’t as good as what you can get with the big 3 (Hyatt, Hilton, Marriott).

World of Hyatt

The World of Hyatt Credit Card is a great way to earn lots of World of Hyatt points. You’ll earn up to 9x points total per $1 spent at Hyatt hotels, plus 2x points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit/commuting, and at gyms! This card comes with lots of other benefits, making it a great addition to your wallet if you enjoy staying at Hyatt hotels.

The World of Hyatt Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Apply Now(at Chase's secure site)

The World of Hyatt Credit Card

The World of Hyatt card offers a fast track to Hyatt elite status, an annual free night, and up to 9x points per $1 on Hyatt stays.

Welcome Offer

Earn 2 Free Nights after you spend $4,000 on purchases in the first 3 months from account opening. Plus, earn 25,000 Bonus Points after you spend $12,000 on purchases in the first 6 months from account opening.

2 Free Nights and 25K points

UP's Offer Valuation*:

$825

Annual Fee

$95

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The World of Hyatt Credit Card makes your Hyatt stays more rewarding and helps you get coveted World of Hyatt elite status faster. This card is a must-have for any traveler who regularly stays at Hyatt hotels, or even for anyone who’s able to take advantage of the card’s annual free night certificate.

When you factor in all the benefits the World of Hyatt card offers, it’s easy to see why it is one of the best co-branded hotel credit cards on the market.

Pros & Cons

Pros

• Up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• 2x points per $1 at restaurants, on airline tickets purchased directly from the airline, local transit, rideshares, and fitness clubs/gym memberships
• 1x point per $1 on all other purchases

Cons

• $95 annual fee

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Card Highlights

• Earn 2 Free Nights after you spend $4,000 on purchases in the first 3 months from account opening. Plus, earn 25,000 Bonus Points after you spend $12,000 on purchases in the first 6 months from account opening.
• Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
• Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
• Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
• Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
• Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

World of Hyatt

If you have a small business, you can also choose to apply for the World of Hyatt Business Credit Card.

Other Ways To Earn World of Hyatt Points

Another great way to earn lots of Hyatt points is to transfer them over from Chase since Hyatt is a 1:1 Chase transfer partner. Adding a few Ultimate Rewards earning cards like the Chase Sapphire Preferred^® Card, Chase Sapphire Reserve^®, or the Ink Business Preferred^® Credit Card to your wallet gives you tons of extra ways to earn points fast.

Recommended Chase Cards

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

75,000 points

UP's Offer Valuation*:

$1,500

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel^SM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel^SM
• 10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 100,000 bonus points + $500 Chase Travel promo credit after you spend $5,000 on purchases in the first 3 months from account opening. Get more than $2,700 in annual value with Sapphire Reserve.

100,000 points + $500 Chase Travel credit

UP's Offer Valuation*:

$2,000

Annual Fee

$795

APR

20.24% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 20.24% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Hilton Honors

There are lots of options for Hilton-branded credit cards, so there are plenty of ways to earn more Hilton Honors points for a fantastic Hawaii redemption.

These cards come with lots of great benefits like automatic Hilton elite status and the ability to earn up to 14 points per $1 at Hilton hotels!

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Card

Complimentary Hilton Honors Silver status, plus great earnings at Hilton, U.S. gas stations, U.S. supermarkets, and U.S. restaurants!

Welcome Offer

Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express^® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.

$100 Statement Credit + 100k points

UP's Offer Valuation*:

Up to $500

Annual Fee

$0

APR

20.24%-29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

You can’t beat a comfy king-sized bed and room service. For many travelers, it’s the hotel that really makes or breaks an experience. If you’re one of those people, you’ve probably stayed at a Hilton hotel.

Whether your visits are for work or pleasure, the Hilton brand has you covered with more than 6,200 locations in 100 counties and territories.

To enjoy a host of great benefits, you may want to apply for the Hilton Honors American Express Card.

Pros & Cons

Pros

• 7x points per $1 on Hilton stays
• 5x points per $1 at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
• 3x points per $1 on all other purchases

Cons

• Not great for those who want multiple redemption options
• Offers the least benefits of all Hilton cards

Read Full Review

Card Highlights

• Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express^® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Points for all other eligible purchases on your Card.
• Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• No Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 20.24%-29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Hilton Honors Loyalty Program

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Surpass^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Surpass^® Card

An excellent high-earning Hilton credit card that comes with perks like Hilton Honors Gold status and up to $200 in Hilton credits every year.

Welcome Offer

Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership.

130,000 points

UP's Offer Valuation*:

Up to $650

Annual Fee

$0 introductory annual fee for the first year, then $150. Offer Ends 8/13/2025.

APR

20.24%-29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

If you’re someone who loves traveling and loves staying in Hilton hotels, adding a co-branded Hilton hotel card to your wallet is almost a no-brainer. From automatic Hilton elite status to up to $200 in Hilton credits every year, the Hilton Honors American Express Surpass^® Card can be a great fit for Hilton loyalists looking to up their travel game.

Pros & Cons

Pros

• 12x points per $1 at Hilton hotels
• 6x points per $1 at U.S. supermarkets, U.S. gas stations, and U.S. restaurants
• 4x points per $1 at U.S. online retail purchases

Cons

• $0 introductory annual fee for the first year, then $150. Offer Ends 8/13/2025. (rates & fees)

Read Full Review

Card Highlights

• Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership.
• $0 introductory annual fee for the first year, then $150. Offer Ends 8/13/2025.
• Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass^® Card. That's up to $200 in statement credits annually.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 4X Points for each dollar on U.S. Online Retail Purchases.
• Earn 3X Points for all other eligible purchases on your Card.
• Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
• Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass^® Card.
• Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
• As a Hilton Honors American Express Surpass^® Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 20.24%-29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Hilton Honors

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Hilton Honors American Express Aspire Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Hilton Honors American Express Aspire Card

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

Welcome Offer

Earn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 8/13/2025.

175,000 points

UP's Offer Valuation*:

$875

Annual Fee

$550

APR

20.24% - 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

---

Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros & Cons

Pros

• 14x points per $1 on Hilton purchases
• 7x points per $1 on select travel and at U.S. restaurants
• 3x points per $1 on all other eligible purchases

Cons

• High annual fee of $550

Read Full Review

Card Highlights

• Earn 175,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 8/13/2025.
• Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio
• Earn 7x Hilton Honors Bonus Points for eligible travel purchases: on flights booked directly with airlines or AmexTravel.com and on car rentals booked directly from select car rental companies
• Earn 7x Hilton Honors Bonus Points on dining at U.S. restaurants, including takeout and delivery
• Earn 3x Hilton Honors Bonus Points for other eligible purchases on your card
• Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio
• Enjoy complimentary Diamond status
• $550 annual fee

Financial Snapshot

• APR: 20.24% - 29.24% Variable
• Foreign Transaction Fees: None

LIMITED-TIME OFFER

Terms Apply / Rates & Fees

The Hilton Honors American Express Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Apply Now(at Amex's secure site)

The Hilton Honors American Express Business Card

An excellent option for business owners and business travelers who stay at Hilton properties often and want perks like Hilton Honors elite status.

Welcome Offer

Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.

up to 175,000 points

UP's Offer Valuation*:

Up to $875

Annual Fee

$195

APR

20.24% - 29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

For frequent business travelers who regularly stay in Hilton hotels, The Hilton Honors American Express Business Card is a great option.

Not only will the card help you earn more points on all of your Hilton stays, but you’ll also receive automatic elite status and travel protections.

Here’s a detailed look at all the benefits this card offers so that you can determine if it’s a good fit for you.

Pros & Cons

Pros

• Earn 12x points per $1 on eligible Hilton purchases
• Earn 5x points on other purchases made for the first $100,000 in purchases each calendar year, 3x points thereafter.
• Complimentary Hilton Honors Gold status, and the ability to spend your way to Diamond status

Cons

• $195 annual fee (rates and fees)

Read Full Review

Card Highlights

• Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
• Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
• Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
• Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
• You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
• As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
• Terms apply.

Financial Snapshot

• APR: 20.24% - 29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Hilton Honors loyalty program

Other Ways To Earn Hilton Honors Points

Another way to earn Hilton points is by transferring them from Amex since Hilton is an Amex hotel partner. This is a great way to top off your account if you’re a few points short of a specific redemption. However, we don’t recommend transferring a huge number of Amex points to Hilton since there are better ways to get maximum value from your Membership Rewards points.

Marriott Bonvoy

Marriott is a huge hotel brand and thankfully, there are lots of ways to earn Marriott Bonvoy points fast. Both American Express and Chase issue Marriott Bonvoy credit cards, so there are lots of options.

In addition to benefits like free night certificates, these credit cards offer perks like automatic Marriott elite status and the ability to earn up to 17x points per $1 spent at Marriott properties.

Marriott Bonvoy Bold^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Apply Now(at Chase's secure site)

Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome Offer

Earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold^® Credit Card!

30,000 points

UP's Offer Valuation*:

Up to $210

Annual Fee

$0

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

• Up to 14x points per $1 on Marriott purchases
• 2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
• 5 Elite Night Credits each year

Cons

• Lower point earn rate than other Marriott Bonvoy cards
• Marriott Bonvoy Silver Elite status is the lowest status tier

Read Full Review

Card Highlights

• Earn 30,000 Bonus Points after qualifying purchases.
• Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
• Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
• Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
• 1X point for every $1 spent on all other purchases.
• Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
• Pay Yourself Back^® - Redeem Marriott Bonvoy^® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Marriott Bonvoy Boundless^® Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Apply Now(at Chase's secure site)

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome Offer

Earn 3 Free Nights (each night valued up to 50,000 points) after spending $3,000 on eligible purchases within 3 months of account opening with your Marriott Bonvoy Boundless^® Credit Card. Certain hotels have resort fees.

3 Free Night Awards

UP's Offer Valuation*:

Up to $1,050

Annual Fee

$95

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

• Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
• Earn big at grocery stores, gas stations, and dining
• Automatic Silver Elite Status

Cons

• $95 annual fee
• Marriott Silver Elite Status is the lowest status tier

Read Full Review

Card Highlights

• Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
• Earn 3X points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
• Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
• 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
• Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
• Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
• No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Terms Apply / Rates & Fees

Marriott Bonvoy Bevy^® American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy^® American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome Offer

Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

Up to 135,000 points

UP's Offer Valuation*:

Up to $945

Annual Fee

$250

APR

20.24%-29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Bevy^® American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy
• 4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
• 2x points per $1 on all other purchases

Cons

• $250 annual fee (rates & fees)
• Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

• Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.
• Marriott Bonvoy^® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy^®.
• With complimentary Marriott Bonvoy^® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
• Marriott Bonvoy Bevy^® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy^® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy^® American Express^® Card you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy^® member account. Benefit is not exclusive to Cards offered by American Express.
• Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
• $250 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 20.24%-29.24% Variable
• Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome Offer

Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

Up to 150,000 points

UP's Offer Valuation*:

Up to $1,050

Annual Fee

$650

APR

20.24%-29.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

• 6x points per $1 at hotels participating in Marriott Bonvoy program
• 3x points per $1 on flights booked directly with airlines and restaurants worldwide
• 2x points per $1 on all other purchases

Cons

• Steep annual fee of $650 (rates & fees)
• 6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy^® American Express^® Card

Read Full Review

Card Highlights

• Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
• With Marriott Bonvoy^® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
• Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
• Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 20.24%-29.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Other Ways To Earn Marriott Bonvoy Points

Using a great credit card is the best way to earn Marriott Bonvoy points, but you can also transfer them over from Chase and American Express. While this is a great way to top off your account if you’re a little short on points, it’s not a great idea to transfer a huge amount of points as you can generally get more value using your Chase and Amex points in other ways.

Final Thoughts

Hawaii is a fantastic vacation spot — and a great place to redeem your hotel points.

Hawaii hotels are notoriously expensive, so using points is a wonderful way to treat yourself to a nice hotel without breaking the bank. Keep in mind that points and cash prices can fluctuate depending on when you’re visiting, so having some flexibility will help you find those sweet spots that offer excellent value.

Don’t forget — you can also use miles and points to fly to Hawaii, too!