Amex Platinum Card vs. Delta Platinum Card [Detailed Comparison]

Key Takeaways

• The Platinum Card^® from American Express provides 5x points on flights booked directly with airlines or on AmexTravel.com (up to $500,000 in purchases each calendar year) and prepaid hotels booked through AmexTravel.com, along with travel benefits and statement credits.
• The Delta SkyMiles^® Platinum American Express Card offers 3x miles on Delta purchases and hotels, 2x miles on restaurants and U.S. supermarkets, and 1x miles on everything else.
• The Amex Platinum card offers premium travel and shopping perks, while the Delta Platinum card focuses on Delta-specific benefits like free checked bags, priority boarding, and elite status boosts.

With similar-sounding names, it’s easy to confuse the Platinum Card^® from American Express, a popular premier travel rewards card, with the Delta SkyMiles^® Platinum American Express Card, the airline-branded rewards card offering benefits for frequent Delta Air Lines flyers.

The 2 cards are distinctively different, yet both offer unique value for the ideal cardholder. However, it may come as a surprise that there are some similarities between the 2 cards, especially for Delta frequent flyers.

Whether you’re an avid traveler who appreciates premium travel benefits or a frequent Delta flyer looking for some of the same, you’ll find our take on the Amex Platinum card versus the Delta Platinum card of interest as we look at these cards from this slightly different perspective.

Let’s move forward with all the information you need to determine the value of each card.

Overview

Before we dive into the details of each card, we’ve put together an overview of each product so you can easily review the attributes of both featured cards side-by-side.

Note that terms and conditions apply to all benefits and protections. Some benefits require registration, have minimum purchase requirements, or require you to add your eligible card to an associated merchant account for payment (Uber is an example of the last one).

Additionally, this is not an all-encompassing list of every benefit available on these 2 cards, only a summary of core benefits. You’ll want to access each card’s Guide to Benefits for a full description and the terms and conditions for each benefit or protection.

Comparing Welcome Offers

A welcome offer allows you to earn a lot of rewards in the first 3 months after card approval by meeting minimum spending requirements.

The Amex Platinum card and the Delta Platinum card each have a generous welcome offer. The Amex Platinum card, however, earns Membership Rewards points whereas the Delta Platinum card earns Delta SkyMiles. We estimate the value of Membership Rewards points at 2.2 cents apiece, almost double the value we assign Delta SkyMiles at around 1.2 cents each.

Depending on how you redeem those rewards, the total value of each card’s welcome bonus will differ.

Here are the current welcome offerings for our 2 featured cards:

Amex Platinum

+ NEW BENEFITS

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

Delta Platinum

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles^® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Welcome Offer

Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

60,000 miles

UP's Offer Valuation*:

Up to $720

Annual Fee

$350

APR

19.74%-28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Delta SkyMiles^® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros & Cons

Pros

• 3x SkyMiles per $1 spent on Delta purchases
• 3x SkyMiles per $1 spent on purchases made directly with hotels
• 2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets

Cons

• $350 annual fee (rates & fees)
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Receive a Companion Certificate on a Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
• Receive $2,500 Medallion^® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles^® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
• Delta SkyMiles^® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.
• $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles^® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
• $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles^® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
• Enjoy your first checked bag free on Delta flights and save up to $70 per person on a round-trip Delta flight.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles^® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Delta SkyMiles^® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• No Foreign Transaction Fees.
• $350 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.74%-28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Delta Air Lines SkyMiles

Bottom Line:

Welcome offers allow you to accumulate a large number of rewards after you’re approved for a card and have met the minimum required spending requirements. The value of any welcome offer will vary based on how you ultimately redeem your rewards. Both of our featured cards offer generous welcome bonuses.

Reward Points vs. Delta SkyMiles

When we look at earning and redemption options for the Amex Platinum card and the Delta Platinum card, we find that while the cards earn different types of rewards, you may still accomplish similar travel objectives with either currency, especially if you’re a Delta frequent flyer.

Let’s compare the earning and redemption options for our 2 cards:

Earning Potential

As we mentioned previously, the Amex Platinum card and Delta Platinum card earn entirely different types of reward currencies.

We’ll discuss how each type of reward can be redeemed next, but here’s how you can expect to earn rewards with each of our featured cards:

Redemption Options

Earning points and miles is exciting, but the real fun happens at redemption time. Regardless of which card you select, you’ll have several opportunities to redeem your rewards for travel and more.

Let’s look at the redemption possibilities with these 2 cards:

Hot Tip:

You can redeem Membership Rewards points earned on the Amex Platinum card to book Delta flights via AmexTravel.com and earn SkyMiles when you fly. You can also transfer Membership Rewards points to Delta and book award flights directly.

Statement Credits Comparison

Amex Platinum Card

The Amex Platinum card kills it when it comes to dishing out statement credits for specific purchases. However, the number of benefits you can actually utilize will determine whether the card delivers enough value for you.

• Up to $600 prepaid hotel credit: Get up to $300 back semi-annually in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which require a minimum 2-night stay, through AmexTravel.com when you pay with your card.
• Up to $300 digital entertainment credit: Get up to $25 back each month on eligible purchases made with your card on one or more of the following: Disney+, the Disney+ Bundle, ESPN+, Hulu, the New York Times, Peacock, the Wall Street Journal, Paramount+, YouTube Premium, and YouTube TV. Enrollment required.
• Up to $300 Equinox credit: Get up to $300 back each year on eligible Equinox memberships when you pay with your card. Enrollment is required.
• Monthly Walmart+ credit: Sign up for Walmart+, add your Amex Platinum card for payment, and receive a statement credit for the membership fee, up to $12.95 each month.
• Saks Fifth Avenue statement credit: Receive up to $100 each year in the form of statement credits for purchases at Saks Fifth Avenue. You’ll receive up to $50 for January through June and an additional $50 for July through December. Enrollment required.
• CLEAR Plus: Pay for your CLEAR Plus membership with your Amex Platinum card and receive a statement credit for up to $209.
• Up to $400 Resy credit: Receive up to $100 in statement credits per quarter on eligible Resy purchases using your card. Enrollment required.
• Up to $200 Oura Ring credit: Receive up to $200 annually in statement credits toward the purchase of an Oura Ring. Enrollment required.
• Up to $300 lululemon credit: Receive up to $75 per quarter in statement credits on eligible purchases. Enrollment required.
• Up to $120 in Uber One credits: Pay for an Uber One membership with your card and receive up to $120 in statement credits annually.

Delta Platinum Card

You’ll find fewer benefits on the Delta Platinum card, but keep in mind that the card’s annual fee is much lower. We’ll touch on that shortly, but here’s an additional benefit offered on the Delta Platinum card:

• Annual $120 Resy credit: Earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled card.
• Annual $120 ride-sharing credit: Earn up to $10 back in statement credits each month on U.S. ride-sharing purchases with select providers after you pay with your enrolled card.
• Annual $150 Delta Stays credit: Earn up to $150 back annually on eligible prepaid Delta Stays bookings on delta.com.

Delta Air Lines Perks

It’s natural to assume the Delta Platinum card would come with Delta-related benefits, but you’ll also find that the Amex Platinum card delivers its share of Delta-centric benefits.

Here are the Delta-related benefits that come with each of our featured cards:

Bottom Line:

If you’re a Delta Medallion elite member and already have access to some of the perks and benefits that would be offered on the Delta Platinum card, you may want to consider the additional premium travel benefits and Delta-centric benefits offered by the Amex Platinum card.

Hotel and Car Rental Benefits

Amex Platinum card has these additional travel advantages:

• Hotel and car rental loyalty program elite status benefits
  • Hotels: Get elite status with Marriott Bonvoy, Hilton Honors, and Leaders Club, which are all complimentary upon enrollment.
  • Car rentals: Receive upgrades, discounts, and priority service with Avis Preferred, Hertz Gold Plus Rewards, and National Car Rental Emerald Club upon enrollment.
• Additional elite style hotel benefits: Book your prepaid stay via AmexTravel.com with The Hotel Collection (2-night minimum) or Fine Hotel + Resorts and receive room upgrades, on-site amenities, and more during your eligible stay.

Travel Protection and Insurance Benefits

Both the Amex Platinum card and Delta Platinum card offer these travel benefits and protections.

Secondary Car Rental Insurance

Pay for your entire rental with your eligible card, decline the rental agency’s CDW/LDW coverage, and receive secondary coverage for damage and theft. Secondary coverage means that you must file a claim with any other applicable insurance first before card coverage kicks in. Cardmembers also have the option to purchase Premium Protection for a flat fee that covers the entire rental period.

Trip Delay Insurance

If your trip is delayed 6 hours or more for a covered reason, you could receive up to $500 per trip with the Amex Platinum card or up to $300 per trip for covered delays of 12 hours or more with the Delta Platinum card. Each card has a limit of 2 claims per eligible card per 12-month period.

Baggage Insurance

Receive up to $2,000 for checked baggage and $3,000 for carry-on baggage per person for each covered trip with the Amex Platinum card. The Delta Platinum card has coverage limits of up to $500 for checked baggage and $1,250 for carry-on luggage, per person for each covered trip.

Amex Platinum Card-Only Benefits

In addition to the above benefits offered on both of our featured cards, the Amex Platinum card has these additional travel benefits.

• Trip cancellation and trip interruption insurance: Charge the entire amount of your eligible trip with the Amex Platinum card and receive up to $10,000 per trip ($20,000 per 12-month period) if your trip needs to be canceled or is interrupted for a covered reason.
• Emergency evacuation: A huge benefit found on the Amex Platinum card is the emergency medical evacuation coverage, which has no stated maximum.

To learn more about the travel insurance benefits that come with the Amex Platinum card, check out our article on this specific topic.

Shopping Benefits and Protections

Both of our featured cards offer several shopping benefits and protections that can save you money, provide increased earnings, or deliver a statement credit for specific purchases.

Here are some of the shopping benefits and protections you can expect on both cards:

• Amex Offers: Log in to your online American Express card account, scroll down your home page, and access Amex Offers that can save you money or offer accelerated earnings on specific purchases.
• Extended warranty: For eligible items purchased with your card, manufacturers’ warranties of 5 years or less are extended for 1 additional year.
• Purchase protection: Purchase eligible items with your card and receive coverage for theft and damage for 90 days from the date of purchase for up to $1,000 on the Delta Platinum card and up to $10,000 on the Amex Platinum card. Both cards have a maximum of $50,000 per eligible card.

Amex Platinum Card Only

• Return protection: If a merchant will not accept a return within 90 days of the purchase date of an eligible item purchased with your card, you could receive up to $300 per item (up to a maximum of $1,000 per calendar year).

Annual Fees and Authorized Users

Annual Fees

The Amex Platinum card currently charges an annual fee of $895 (rates & fees), and the Delta Platinum card charges $350 (rates & fees).

Adding Authorized Users

The Amex Platinum card charges $195 per additional Platinum card (rates & fees). The Delta Platinum card does not charge for additional users (rates & fees).

To teach you more about the value of adding additional cardholders to your Amex Platinum card, we’ve provided a list of several benefits in our related article.

Bottom Line:

Though the Amex Platinum card has a higher annual fee and charges for adding additional Platinum cards, the card offers a broader collection of benefits than the Delta Platinum card.

Additional Benefits of Each Card

Let’s take a look at some of the ancillary benefits that come with each of our cards.

Amex Platinum Card

• Cell phone protection: Receive up to $800 to repair or replace your damaged or stolen phone. A $50 deductible applies, and there’s a limit of 2 claims per 12-month period.
• Up to $200 in Uber Cash: Link your Amex Platinum card to your Uber account and receive $15 each month credited to your Uber Cash account from January through November. In December, you receive $35 in Uber Cash. Uber Cash credits can be used for Uber rides in the U.S. and Uber Eats. An Amex card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.

Delta Platinum Card

• Cell phone protection: Receive up to $800 in cell phone protection for damage or theft. There’s a $50 deductible per claim, with a limit of 2 claims per year, and your monthly bill must be paid with your card.

Final Thoughts

If you’re a frequent Delta flyer (especially if you have elite status) who appreciates premium travel benefits, the Amex Platinum card deserves your consideration. Whether or not it makes sense for you depends on how many of its benefits you can actually use.

The Delta Platinum card with the annual fee could easily provide enough value for the Delta frequent flyer with just its free checked bags and the annual companion ticket certificate.

Finding value with the Amex Platinum card involves a closer look. You need to look at each benefit and determine which ones add enough value for you. For example, if you find value in Priority Pass Select membership, enjoy Centurion Lounges when traveling, and expect to use the airline incidental credit and CLEAR Plus credit, you’ve covered the annual fee. Any additional statement credits received for specific purchases would just add more value.

Want more options? Check out the Delta Platinum card vs. the American Express^® Gold Card and the Amex Platinum Card vs. the Delta SkyMiles^® Reserve American Express Card.

For the car rental collision damage coverage benefit of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip cancellation and interruption insurance and trip delay insurance benefits of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the baggage insurance plan benefit of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty and purchase protection benefits of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the return protection benefit of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. For the Premium Global Assist Hotline benefit of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, card members may be responsible for the costs charged by third-party service providers.

For the Cell Phone Protection benefit of the Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the car rental collision damage coverage benefit of the Delta SkyMiles^® Platinum American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip delay insurance benefits of the Delta SkyMiles^® Platinum American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the baggage insurance plan benefit of the Delta SkyMiles^® Platinum American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the extended warranty and purchase protection benefit of the Delta SkyMiles^® Platinum American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the Cell Phone Protection benefit of Delta SkyMiles^® Platinum American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

For the Premium Global Assist Hotline benefit of The Delta SkyMiles^® Platinum American Express Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, card members may be responsible for the costs charged by third-party service providers.