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Drop-shipping is one of the hottest businesses around right now. With the explosion of e-commerce and the growth of technology software within the drop-shipping sector, it’s easy to see why starting a drop-shipping business is easier than ever.
Long story short, drop-shipping effectively breaks down the barriers to entry that e-commerce poses. With e-commerce, you have to pay for inventory and storage, while drop-shipping removes these costs entirely.
So, what are the best credit cards for drop-shipping entrepreneurs? We’ll show you right here in our complete guide. We put ourselves in the shoes of a drop-shipping business owner to learn about the common expenses and benefits that could be valuable.
Let’s dive in!
What To Look For in a Business Credit Card for Drop-shipping
Wouldn’t it be nice to find a credit card that offers you tons of rewards and benefits for your business? Drop-shipping business models vary from company to company, but it’s possible to figure out some of the most common expenses that are almost universal to all drop-shipping businesses.
First of all, a drop-shipping store must be online. So one of the major expenses you’ll have will be related to getting a website up and running. Whether you’re talking about internet service costs or software-as-a-service (SaaS) subscriptions, these expenses will stay with you forever.
Other costs include marketing and advertising — you’ll have to invest in building your online presence for your company to be discovered.
Of course, you’ll likely have to pay out of pocket to ship your products, at least initially, before charging the customer for that same shipping fee.
Other expenses include supplies, office space (not to be confused with warehouse space), and more.
These top expenses are pretty universal, regardless of the specific products you’re drop-shipping, so the best cards for drop-shipping are those that offer bonus rewards on most of the expenses we described above.
The 7 Best Business Cards for Drop-shipping — Summary
CARD REFRESH: Earn 70,000 points after you spend $10,000 on purchases in the first 3 months.
Annual fee of $295 ($375 if application is received on or after 2/1/24) (rates & fees)
4x points on the 2 select categories where your business spent the most each month, up to the first $150,000 in combined purchases every each calendar year
4x points on U.S. purchases for shippingand other business categories (terms apply)
Complimentary Marriott Bonvoy Silver Elite status
The 3 Best Overall Business Cards for Drop-shipping
If you’re looking for the absolute best credit cards for drop-shipping, you’ll want to focus your efforts on finding a card that rewards you for your biggest purchases.
Your biggest purchases are most likely going to be advertising and shipping.
In addition, you need to find a card that offers a lot of protections for your business — you want to have at least a degree of coverage in the event that you deal with a fraudulent vendor or end up with a damaged shipment of equipment or merchandise.
The ideal credit card you use should be business-friendly, offer plenty of rewards, and confer numerous benefits.
We’ve narrowed down the field to the best choices only — let’s take a look!
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Get 4x points in 2 select categories where your business spends the most each month (on your first $150,000 spent each year).
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership
70,000 points
$1,540
$295
19.49% - 27.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month. With no need to opt-in or preselect your categories, so you can focus on what matters most — running your business.
Pros
4x points per dollar spent on your 2 highest purchase categories each month up to $150,000 each calendar year in purchases; categories include:
NEW! Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses , and subways
NEW! U.S. purchases made from electronic goods retailers and software & cloud system providers
NEW! Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at gas stations
U.S. purchases at restaurants, including takeout and delivery
Purchases at U.S. media providers for advertising in select media (online such as Google Ads, Facebook Ads, plus TV and radio)
3x points per dollar on flights and prepaid hotels booked on amextravel.com using your Business Gold Card
Access to Amex’s The Hotel Collection
Purchase protection and extended warranty protection
Trip delay insurance
Car rental insurance
Cell phone insurance
Cons
$295 ($375 if application is received on or after 2/1/24) annual fee (rates and fees)
No elite travel benefits like airport lounge access or elite status
Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases.**
**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
The Amex Business Gold card suits those who are making a lot of purchases and who want to take advantage of automatically adjusted bonus categories so you don’t have to worry about your points strategy.
This card earns 4x Membership Rewards points on the top 2 categories in which your business spends the most every month (up to $150,000 in combined purchases every calendar year):
NEW! Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
NEW! U.S. purchases made from electronic goods retailers and software & cloud system providers
NEW! Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
U.S. purchases at gas stations
U.S. purchases at restaurants, including takeout and delivery
Purchases at U.S. media providers for advertising in select media (online, TV, radio)
The biggest upside to this card is the fact that you don’t need to select a bonus category — Amex will automatically calculate which categories you spent the most in so that you can earn as many points as possible.
If you maxed out the $150,000 in a year, you’d earn a total of 600,000 Amex points, which would be worth around$13,200 according to our valuations. On top of this, you could earn a 1-time welcome bonus after being approved for the card and meeting minimum spending thresholds.
Though this card doesn’t offer major travel perks like lounge access or a Global Entry application fee credit, it does offer some of the most important business card perks out there. They include purchase protection, extended warranty coverage, car rental and travel insurance, business management tools, and the ability to add up to 99 total employee cards with no annual fee after the first employee card ($50 annual fee total; rates & fees).
In terms of travel perks, you’ll notice that the Amex Business Gold card offers access to The Hotel Collection where you can enjoy a room upgrade and $100 property credit on eligible stays.
Lastly, this card does not have a preset spending limit, which means that your credit limit can fluctuate from month to month to accommodate for larger, unexpected purchases that might exceed a traditional credit card’s limit.
Why We Like Earning Amex Membership Rewards Points
You can redeem Membership Rewards points in a number of different ways, including travel bookings through AmexTravel.com, gift cards, statement credits, merchandise, goods, and charity.
But, the best way to get outsized benefits from the most valuable flexible rewards currency is to transfer your points to the Amex transfer partners for business and first class flights.
This is an incredible way to book travel worth tens of thousands of dollars using relatively few points.
2. The Business Platinum Card® from American Express
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
120,000 points
$2,640
$695
19.49% - 27.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.
5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
Up to $200 annual airline fee credit on your selected qualifying airline
Statement credits on select purchases with your card
35% airline bonus when using Pay With Points (up to 1,000,000 bonus points per calendar year)
Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
Global Entry or TSA PreCheck application fee credit
Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)
Airline fee credit does not cover airfare, only incidentals like checked bags
Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
$200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
$189 CLEAR® Plus Credit: Use your card and get up to $189 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
The Amex Business Platinum card also has a unique earning structure: you’ll earn 1.5x on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases per calendar year). In addition, get 5x points on flights and prepaid hotels booked through AmexTravel.com.
Hot Tip: Drop-shippers who make large purchases will love the 1.5x points you can earn on purchases of $5,000 or more!
Other benefits include extended warranty coverage, purchase protection, cell phone protection, return protection, travel insurance, business tools like QuickBooks integrations, and more.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
The Ink Business Preferred card is hard to beat, with a huge welcome bonus offer and 3x points per $1 on the first $150,000 in so many business categories.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash-back or $1,250 toward travel when redeemed through Chase Ultimate Rewards.
100,000 points
$2,000
$95
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The Ink Business Preferred® Credit Card is a powerhouse for earning lots of points from your business purchases, especially for business owners that spend regularly on ads.
Plus the card offers flexible redemption options, including access to Chase airline and hotel transfer partners where you can achieve outsized value.
Business owners will also love the protections the card provides like excellent cell phone insurance, rental car insurance, purchase protection, and more.
Pros
3x Ultimate Rewards points per $1 on up to $150,000 in combined purchases on internet, cable and phone services, shipping expenses, travel, and ads purchased with search engines or social media sites
Cell phone protection
Purchase protection
Trip cancellation and interruption insurance
Rental car insurance
Extended warranty coverage
Cons
No elite travel benefits like airport lounge access
Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Our third-place finisher is the Ink Business Preferred card, issued by Chase. This card is arguably the most popular business credit card Chase offers, and it offers awesome perks to drop-shipping business owners.
This card comes jam-packed with perks, all for a reasonable annual fee. One of our favorites is the gigantic welcome bonus, which is one of the quickest ways to earn a ton of points.
Also, the Ink Business Preferred card will enable you to earn 3x Chase Ultimate Rewards points on your first $150,000 spent in the following business categories every cardmember year:
Advertising purchases with social media sites and search engines
Internet, cable, and phone services
Shipping purchases
Travel
In theory, you could earn 450,000 Chase points every cardmember year, which would be worth around$9,000, according to our valuations. When you couple that with the 5x points on Lyft purchases through March 2025, you begin to see how the points will add up over time.
You can spend with ease knowing that you have purchase protection, extended warranty coverage, and no foreign transaction fees. And don’t forget that you’ll enjoy top-of-the-line cell phone protection insurance, travel insurance including primary rental car collision insurance, and much more.
Why We Like Earning Chase Ultimate Rewards Points
We love Chase Ultimate Rewards points because they’re valuable and the program makes it incredibly easy to redeem your points.
Sure, it might not have as many transfer partners as Amex, but it’s easy to redeem your points for solid value, whether it’s via the Chase travel portal, gift cards, cash-back, goods, services, or for charity.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
The Ink Business Unlimited card is a stellar option for business owners looking for a no-fuss uncapped 1.5% cash-back card without an annual fee.
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
$900
$900
$0
0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
As a business owner, you likely keep pretty busy and probably prefer a credit card that just keeps things simple.
If so, the Ink Business Unlimited® Credit Card might be just the card for you. From zero annual fee to a flat cash-back rate, the card is a no-frills option that you don’t have to think twice about.
Don’t forget too, 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
Pros
1.5% cash-back on all purchases
No annual fee
0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
Employee cards at no additional cost
Earn flexible rewards
Cons
3% foreign transaction fee
Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Earn unlimited 1.5% cash back on every purchase made for your business
No Annual Fee
Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
Round-the-clock monitoring for unusual credit card purchases
With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information.
0% introductory APR for 12 months on purchases
Member FDIC
Financial Snapshot
APR: 0% intro APR on purchases for 12 months; variable 18.49% - 24.49% thereafter
Foreign Transaction Fees: 3% of each transaction in U.S. dollars
Don’t have time to worry about bonus categories or to figure out which merchants fall under which categories? We understand!
The Ink Business Unlimited card offers a worry-free way to take advantage of a lucrative rewards structure. This card will earn you a flat 1.5% cash-backon all your business purchases with no caps and no category restrictions, in addition to a hefty welcome bonus.
If you have a qualifying Ultimate Rewards credit card like the Chase Sapphire Preferred® Card, you could convert your cash-back to Chase Ultimate Rewards points.
Other benefits include unlimited employee cards for no additional fee, primary rental car insurance, purchase protection, extended warranty protection, and zero liability fraud protection.
Bottom Line: The Ink Business Unlimited card earns fixed rewards on most purchases, and these rewards are convertible to 1.5x points, which is equal to a 3% return on spend. With no caps, this is a great option for drop-shippers!
2. The Blue Business® Plus Credit Card from American Express
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
15,000 points
$330
No annual fee
18.49% - 26.49% Variable,0% on purchases for 12 months from date of account opening
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
With the Amex Blue Business Plus card, you’ll earn 2x Membership Rewards points on everyday business purchases throughout the year (up to $50,000; 1x thereafter) and receive purchase protections and no-additional-charge employee cards all for no annual fee (see rates and fees).
The simple and straightforward earning structure makes it a great fit for those looking to earn flexible rewards, without having to fixate on which purchases earn the most points.
Let’s take look at all that the Amex Blue Business Plus card has to offer.
Pros
2x Membership Rewards points per $1 on everyday business purchases (up to $50,000; 1x thereafter)
Purchase protection and extended warranty protection
No annual fee and employee cards at no additional cost
Cons
No unique bonus categories and 2x earnings are capped at $50,000 in annual spend
No elite travel benefits like lounge access or elite status
Charges foreign transaction fees
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
No Annual Fee
Terms Apply
Financial Snapshot
APR: 18.49% - 26.49% Variable,0% on purchases for 12 months from date of account opening
Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
One of our favorite cards is the Amex Blue Business Plus card, which offers you 2x Membership Rewards points on everyday business purchases, up to $50,000 in purchases per year. After that, you’ll earn 1x.
If you don’t anticipate exceeding that $50,000 figure each year, it makes a ton of sense to put your business spending on this card.
Other benefits include purchase protection, extended warranty coverage, employee cards for no additional cost, and, of course, the ability to earn and redeem American Express Membership Rewards points (rates & fees).
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every $1 you spend. (Information collected independently. Not reviewed by Capital One.)
The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every $1 you spend. (Information collected independently. Not reviewed by Capital One.)
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
50,000 miles
$900
$0 intro for the first year, $95 after that
26.24% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
The Capital One Spark Miles for Business is a great option for business owners looking for an uncomplicated rewards card that earns double miles on every purchase they make and offers access to transfer partners, all for a low annual fee.
Pros
Unlimited 2x miles per $1 spent on all purchases
5x miles per $1 spent on hotel and rental cars purchased through Capital One Travel
2 complimentary visits to a Capital One Lounge per year
Up to a $100 Global Entry or TSA PreCheck credit
Access to Capital One transfer partners
No foreign transaction fees
Free employee cards
Extended warranty coverage
Cons
Annual fee: $0 intro for the first year, $95 after that
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
Transfer your miles to 15+ travel loyalty programs
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
Skip the lines with up to a $100 statement credit on TSA PreCheck® or Global Entry
$0 intro annual fee for the first year; $95 after that
Free employee cards which also earn unlimited 2X miles from their purchases
Another awesome card for drop-shippers is the Capital One Spark Miles card, which has a welcome bonus when you meet the minimum spending requirement. But what we really love about this card is the ability to earn at least 2x miles on all your purchases:
The Capital One Spark Miles card allows you to earn 2x miles on all purchases, which is worth a return on spending of 3.6%. This credit card also has a Global Entry or TSA PreCheck application fee credit every 4 years, 2 free visits to Capital One Lounges or Plaza Premium Lounges per year, extended warranty, no foreign transaction fees, zero fraud liability, and fee-free employee cards.
Why We Like Earning Capital One Miles
Capital One Miles happens to be a transferrable rewards currency, and the miles are worth 1.8 cents each by our valuations.
Other than that, you can use Capital One miles for Capital One Travel bookings, gift cards, statement credits, online shopping, and Amazon.com purchases, though these come with a lower redemption value.
4. Marriott Bonvoy Business® American Express® Card
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
A great option for business owners who stay in Marriott hotels and want automatic elite status.
A great option for business owners who stay in Marriott hotels and want automatic elite status.
Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
3 Free Night Awards
$1,050
$125
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Business travelers who opt for Marriott as their hotel chain of choice will definitely want to consider the Marriott Bonvoy Business® American Express® Card. The card offers great benefits to cardholders like a complimentary hotel night once a year, complimentary Gold Elite status, and multiple point redemption options.
Pros
6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points per $1 on all other purchases
15 Elite Night Credits
1 Free Night Award each cardmember anniversary (up to 35,000 points)
Complimentary Marriott Bonvoy Gold Elite Status
Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
Welcome Offer: Earn three Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott. Terms and Conditions Apply.
6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points on all other eligible purchases.
Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
The Marriott Bonvoy Business card is perhaps one of the most unexpected credit cards for drop-shipping, but we’ll show you why you shouldn’t write it off.
This business credit card is a great choice for those who spend big on shipping and wireless telephone services.
Specifically, you can earn 4x Marriott Bonvoy points at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases forshipping. You can also earn 6x points at hotels participating in the Marriott Bonvoy program.
This card makes a ton of sense if you stay often with Marriott, as you’ll also receive:
1 Free Night Award each cardmember anniversary (up to 35,000 points)
15 Elite Night Credits (useful to qualify for elite status)
Marriott Bonvoy points are incredibly flexible when redeemed for travel. In addition to getting free nights at Marriott properties, you can transfer your points to even more partners than American Express and Chase!
There’s a lot of promise in drop-shipping. Don’t miss out on opportunities to get easy rewards by setting yourself up with the right (and best!) cards for your needs. With any of the cards listed above, you’ll rack up points on purchases made in the categories most relevant to running your drop-shipping business. And, these cards offer a range of perks not necessarily related to points that will help you deal with unforeseen situations that may arise as a business owner.
For the car rental loss & damage insurance benefit of the American Express® Business Gold Card, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. For the extended warranty and purchase protection benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. For the trip delay insurance benefit of the American Express® Business Gold Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. For the purchase protection benefit of the American Express® Business Gold Card, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
For the car rental collision damage coverage benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip cancellation and interruption insurance and trip delay insurance benefits of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. For the baggage insurance plan benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. For the extended warranty and purchase protection benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. For the Cell Phone Protection benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. For the Return Protection benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. For the Premium Global Assist Hotline benefit of The Business Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. If approved and coordinated by Premium Global Assist Hotline, emergency medical transportation assistance may be provided at no cost. In any other circumstance, card members may be responsible for the costs charged by third-party service providers.
For the car rental collision damage coverage benefit of the Marriott Bonvoy Business® American Express® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the baggage insurance plan benefit of the Marriott Bonvoy Business® American Express® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. For the extended warranty and purchase protection benefits of the Marriott Bonvoy Business® American Express® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. For the return protection benefit of the Marriott Bonvoy Business® American Express® Card, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details.
For the extended warranty and purchase protection benefits of The Blue Business® Plus Credit Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Information regarding the Capital One Spark Miles for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer. For rates and fees of the American Express® Business Gold Card, click here. For rates and fees of The Business Platinum Card® from American Express, click here. For rates and fees of The Blue Business® Plus Credit Card from American Express, click here. For rates and fees of the Marriott Bonvoy Business® American Express® Card, click here.
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Frequently Asked Questions
Do you need a credit card to sell on eBay?
Technically, you don’t need to have a credit card to sell on eBay. However, you need some sort of funding source if eBay has to deduct money from your account for fees, chargebacks, returns, or other expenses. A credit card can prevent overdrafts.
You can use a credit card, debit card, or bank account for these purposes.
How do credit cards work with drop-shipping?
It’s actually pretty straightforward. Set up your payments and subscriptions and link them to your credit card. Remember, you should avoid putting these purchases on a debit card or paying for them with a checking account so that you can maximize your rewards.
Then, you can continue to build your drop-shipping store and start selling!
How do you set up a drop-shipping business?
You can set up a drop-shipping business the same way you might set up any other business. First, find a niche. Then, look for competitors to see what they’re doing. Then, find suppliers. After that, build your website and channels. Then, sell and promote your items and brands!
Do I need a credit card for drop-shipping?
You need some sort of payment method to start drop-shipping. When you start building your store, you have to pay for software, equipment, marketing, and more.
You can use a debit card, but credit cards offer superior rewards as well as fraud protection, extended warranty, and purchase protection.
What are the best credit cards for drop-shipping?
The best cards for drop-shipping are the Amex Business Gold card, Amex Business Platinum card, and Ink Business Preferred card because they can offer lots of bonus points for common drop-shipping expenses like shipping, advertising, and website costs. Some other options include the Ink Business Unlimited card, Amex Blue Business Plus card, Capital One Spark Miles card, and Marriott Bonvoy Business card.
Stephen is an established voice in the credit card space, with over 70 to his name. His work has been in publications like The Washington Post, and his Au Points and Awards Consulting Services is used by hundreds of clients.
This bonus value is an estimated valuation calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.
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