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The 10 Best Cambria Hotels To Book With Points [2023]

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Katie Seemann
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Katie Seemann

Senior Content Contributor and News Editor

343 Published Articles 50 Edited Articles

Countries Visited: 28U.S. States Visited: 29

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, F...
Edited by: Keri Stooksbury
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Keri Stooksbury

Editor-in-Chief

32 Published Articles 3126 Edited Articles

Countries Visited: 47U.S. States Visited: 28

With years of experience in corporate marketing and as the executive director of the American Chamber of Commerce in Qatar, Keri is now editor-in-chief at UP, overseeing daily content operations and r...
& Kellie Jez
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Kellie Jez

Director of Operations & Compliance

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Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Choice Hotels often go overlooked in the points and miles world, with popular chains like Hyatt, Marriott, IHG, and Hilton getting most of the limelight. But, Choice is actually one of the largest hotel chains in the world with over 7,000 locations across the globe.

While its focus is mostly on budget brands, Choice has 2 upscale brands: Cambria and Ascend. Today, we’re going to focus on Cambria, and specifically, we’ll look at the 10 best Cambria Hotels to book with points for maximum value.

To create this list, we used the following guidelines:

  • Choice Privileges points are worth ~0.6 cents each, so we only included locations where the points value exceeds this average.
  • Google Travel was used to determine peak travel dates for each location.
  • Cash rates listed are averages based on the cost of a weekend night during the peak travel season for each destination.
  • The cents per point value was determined using the average cash cost and average points cost of a room over a 2-month period.

Hotel room costs can vary from day to day, so these numbers are just an example of what you could expect when traveling during a peak season for your destination. Be sure to familiarize yourself with the cash and points costs of your hotel before booking so you know when you’re getting a good deal.

Everything You Need To Know about Cambria Hotels

Previously branded as both Cambria Hotels and Suites and Cambria Suites, Cambria Hotels has been around since 2005. Along with the Ascend Hotel Collection, Cambria Hotels is one of the upscale chains within the Choice Hotel family of brands.

Cambria Hotel Mount Pleasant Charleston
Cambria Hotel Mount Pleasant Charleston. Image Credit: Choice Hotels

Originally created to appeal to business travelers, Cambria’s 60+ locations across the U.S. now aim to attract leisure travelers as well. Cambria Hotels offer modern but simple designs with details like free Wi-Fi, on-site restaurants, fitness centers, and spa-inspired bathrooms to make your stay comfortable.

If you’re a craft beer lover, you’ll enjoy all of the local selections at Cambria Hotels. The chain even employs a Cicerone, a beer expert that carefully selects the right brews for each location.

Bottom Line: Cambria Hotels is an upscale brand within the Choice Hotels program. You can earn and use Choice Privileges points at all 60+ Cambria locations across the U.S.

Choice Privileges Overview

Since Cambria is part of the Choice Privileges program, you can earn and use points at all Cambria locations.

Choice Privileges is currently an Amex transfer partnerCiti ThankYou Points transfer partner, and Capital One transfer partner.

To earn Choice Privileges points, you can use the Choice Privileges® Mastercard®, shop online via the Choice Privileges shopping portal, or you can focus on earning American Express Membership Rewards points or Capital One miles that can be transferred to Choice (in addition to lots of other partners).

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees

The Platinum Card® from American Express

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros

  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
  • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash credit, Saks Fifth Avenue credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR credit, and Equinox credit)
  • TSA PreCheck or Global Entry credit
  • Access to American Express Fine Hotels and Resorts
  • Access to Amex International Airline Program
  • No foreign transaction fees (rates and fees)

Cons

  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
  • $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
  • $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees

American Express® Gold Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.
60,000 points
$1,320
$250
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros

  • 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
  • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per dollar on flights purchased directly from airlines or at Amex Travel
  • Up to $120 annual dining credit: up to $10 monthly statement credit when you pay with the Amex Gold card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations
  • Up to $120 in annual Uber Cash: get $10 monthly in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you add your Gold Card to your Uber account
  • No foreign transaction fees (see rates and fees)
  • Access to Amex’s The Hotel Collection
  • Access to American Express transfer partners

Cons

  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.

Financial Snapshot

  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

American Express Membership Rewards

Citi Premier® Card

Citi Premier® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.

Learn More(at our partner's secure site)

Citi Premier® Card

Frequent flyers will enjoy 3x ThankYou Points at restaurants, gas stations, supermarkets, air travel, and hotels.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
60,000 points
$960
$95
21.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Citi Premier® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer partners, doesn’t charge foreign transaction fees, and has a reasonable annual fee!

Pros

  • 3x points at restaurants, supermarkets, gas stations, airfare, and hotel purchases
  • Access to Citi transfer partners
  • Annual hotel credit
  • No foreign transaction fees

Cons

  • $95 annual fee
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Financial Snapshot

  • APR: 21.24% - 29.24% Variable
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Citi ThankYou Rewards

Citi Rewards+® Card

Citi Rewards+® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.

Learn More(at our partner's secure site)

Citi Rewards+® Card

This no annual fee card rewards cardholders for everyday purchases. Earn bonus points at supermarkets and gas stations, plus your points are rounded up on every purchase.
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com.
20,000 points
$320
$0
0% intro APR on balance transfers and on purchases for 15 months. After that, the variable APR of 18.74% - 28.74%.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit Recommended (670-840)
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, as a special offer, earn a total of 5 Thank You® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.*
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% – 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • No Annual Fee

Financial Snapshot

  • APR: 0% intro APR on balance transfers and on purchases for 15 months. After that, the variable APR of 18.74% - 28.74%.
  • Foreign Transaction Fees: 3% of each purchase transaction in US dollars

Card Categories

Citi Double Cash® Card

Citi Double Cash® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Learn More(at our partner's secure site)

Citi Double Cash® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!
Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
$200 cash back
$0
0% Intro APR for 18 months on balance transfers, then 19.24% - 29.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Fair to Excellent (580-850)

The Citi Double Cash® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros

  • Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
  • Flexible redemption options
  • No annual fee

Cons

  • No bonus categories
  • 3% foreign transaction fees
  • Lack of premium travel benefits
  • Bonus Offer: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Citi Double Cash® Card Travel Portal Limited Time Offer: Earn a total of 5 ThankYou Points per $1 spent on hotel, car rental, and attractions, excluding air travel, when booked through the Citi TravelSM portal on ThankYou.com or by calling 1-800-Thankyou and saying “Travel.” Offer is valid through 11:59 PM Eastern Time (ET) 12/31/2024.

Financial Snapshot

  • APR: 0% Intro APR for 18 months on balance transfers, then 19.24% - 29.24% Variable
  • Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Card Categories

Rewards Center

Citi ThankYou Rewards

Citi Custom Cash® Card

Citi Custom Cash® Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!

Learn More(at our partner's secure site)

Citi Custom Cash® Card

Earn big on purchases in your top eligible spend category, up to the first $500 each billing cycle, with no annual fee!
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
$200
$0
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Fair to Excellent (580-850)

The Citi Custom Cash® Card is inventive when it comes to cash-back credit cards. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, without an annual fee.

Thanks to that unique perk, you’ll never need to worry about whether you’re using the right card for the right purchase, as your Citi Custom Cash card will always pay you 5% back on whichever category you end up spending the most on each month.

Pros

  • 5% cash-back (on up to $500 each billing cycle) from your largest purchase category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment
  • No annual fee
  • Multiple redemption options
  • No redemption minimums

Cons

  • Your 5% category is limited to $500 in spend ($25 in cash-back) each month
  • Not particularly rewarding for any purchases outside of your top 5% cash-back category
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases. Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked via the Citi Travel℠ portal through 6/30/2025.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

Financial Snapshot

  • APR: 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 19.24% - 29.24%.
  • Foreign Transaction Fees: 3%

Card Categories

Capital One Venture X Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Learn More(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$395
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-840)

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros

  • 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
  • 5x miles per $1 on flights purchased through Capital One Travel
  • 2x miles per $1 on all other purchases
  • $300 annual travel credit on bookings made through Capital One Travel
  • Unlimited complimentary access for cardholder and 2 guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • 10,000 bonus miles awarded on your account anniversary each year
  • Global Entry or TSA PreCheck credit
  • Add authorized users for no additional annual fee (rates & fees)
  • No foreign transaction fees (rates & fees)

 

Cons

  • $395 annual fee (rates & fees)
  • Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

 

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

 

Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$95
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit (670-850)

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros

  • 5x miles per $1 on hotels and rental cars booked through Capital One Travel
  • 2x miles per $1 on all other purchases
  • Global Entry or TSA PreCheck application fee credit
  • No foreign transaction fees (rates & fees)
  • Access to Capital One transfer partners

Cons

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
  • Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

Capital One VentureOne Rewards Credit CardTerms Apply / Rates & Fees

Capital One VentureOne Rewards Credit Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Learn More(at Capital One's secure site)

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
20,000 miles
$360
$0
19.99% - 29.99% (Variable),0% intro on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros

Cons

  • Weak earn rate at 1.25x miles per $1 spent on all purchases
  • No luxury travel or elite benefits
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

Financial Snapshot

  • APR: 19.99% - 29.99% (Variable),0% intro on purchases for 15 months
  • Foreign Transaction Fees: None

Card Categories

Rewards Center

Capital One Miles

The 10 Best Cambria Hotels To Book With Points

1. Cambria Hotel Traverse City (Michigan)

Cambria Hotel Traverse City restaurant
The hotel’s restaurant, Reflect Bistro, serves local beers and wines. Image Credit: Choice Hotels

If the “Cherry Capital of the World” is on your bucket list, you’ll want to check out Cambria Hotel Traverse City since you can get about 2 cents per point in value — over triple what Choice Privileges points are typically worth!

Located near Grand Traverse Bay in Northern Michigan, this hotel is convenient to Traverse City’s most popular attractions, including Sleeping Bear Dunes National Lakeshore, beaches, forests, and vineyards. If you’re traveling in the summer, keep an eye out for the National Cherry Festival and Traverse City Film Festival. Guests can access downtown attractions as well as the airport on the hotel’s free shuttle.

The hotel itself boasts an indoor pool, hot tub, and fitness center. At Reflect Bisto, the on-site restaurant and bar, you’ll find seasonally-inspired menus featuring local ingredients, as well as local beers and wines from Michigan wineries. Guest rooms and suites are modern and simple and feature premium bedding, PURE bath products, a separate sitting area, coffee maker, refrigerator, and a microwave.

Points Required: 30,000 per night

June to August Rate: ~$598

Points Value: 2.0 cents per point

Hot Tip: When you book a Choice hotel with points, including Cambria Hotels, reservations can only be made up to 100 days in advance.

2. Cambria Hotel Ocean City – Bayfront (Maryland)

Cambria Ocean City Bayfront
Cambria Hotel Ocean City – Bayfront is a modern hotel with resort-style amenities and water views. Image Credit: Choice Hotels

Located in the heart of Ocean City, Maryland, between the Boardwalk and the Inlet, is Cambria Hotel Ocean City-Bayfront. This upscale hotel offers resort-style amenities, including 2 pools (both indoor and outdoor), an outdoor firepit, a tiki bar, and poolside cabanas. In addition, there’s also an on-site restaurant serving locally-inspired dishes, as well as seasonal craft beers, and a fitness center overlooking the water.

Hotel guests will have easy access to some of Ocean City’s most popular attractions like Jolly Roger at the Pier, Fisher’s Popcorn, White Marlin Marina, and Splash Mountain Water Park, as well as plenty of shopping and dining. Multiple golf courses, including Eagle’s Landing Golf Course, Rum Pointe Golf Course, and Glen Riddle Golf Club, are just a short drive away. If you’d rather just sit back and relax, you’ll love that Cambria Hotel Ocean City – Bayfront is just a few blocks from the 10-mile long Ocean City Beach!

Points Required: 20,000 to 30,000 per night

May to September Rate: ~$475

Points Value: 1.7 cents per point

3. Cambria Hotel Nashville Downtown (Tennessee)

Rooftop pool at Cambria Hotel Nashville Downtown
The rooftop pool at Cambria Hotel Nashville Downtown has stunning views of the city. Image Credit: Choice Hotels

The Cambria Hotel Nashville Downtown oozes Music City cool! It’s located in the SoBro (South of Broadway) district, giving guests easy access to all of Nashville’s top attractions. Strap on your walking shoes, because there are lots of things to do within walking distance of the hotel, including the Country Music Hall of Fame, Ryman Auditorium, Music City Center, Bridgestone Arena, and The Gultch neighborhood.

The hotel itself is hip and modern with luxury amenities like a rooftop pool and bar featuring spectacular Nashville views. There’s over 5,000 square feet of meeting space as well as a fitness center and restaurant serving Southern favorites with unique cocktails and local craft beers.

Guest rooms are decorated in music- and Southern-inspired themes with details like stereo wallpaper, guitar-shaped side tables, and barbed wire shower curtains. The bathrooms feature Bluetooth mirrors so you can play your favorite music while you get ready for a night out on the town.

Points Required: 30,000 per night

May to August Rate: ~$389

Points Value: 1.3 cents per point

4. Cambria Hotel Mount Pleasant – Charleston (South Carolina)

Guest room at Cambria Hotel Mount Pleasant Charleston
The guest rooms are stylish and modern. Image Credit: Choice Hotels

If a South Carolina vacation is on your horizon, Cambria Hotel Mount Pleasant – Charleston provides easy access to beaches and all the area has to offer. The Isle of Palms and Sullivan Island are also within easy reach of the hotel.

The outdoor swimming pool and 24-hour fitness center will keep you active while the hotel’s restaurant will satisfy your culinary cravings with American fare and locally-made craft beer.

The spacious guestrooms are modern with clean lines and open spaces. In addition to premium bedding and PURE bath products, suites also come with a refrigerator, microwave, coffee maker, and sofa bed. Select guest rooms even have private balconies.

Points Required: 20,000 to 30,000 per night

March to October Rate: ~$273

Points Value: 1.1 cents per point

5. Cambria Hotel Sonoma Wine Country (California)

Cambria Hotel Sonoma Wine Country guest room
Cambria Hotel Sonoma Wine Country guest rooms are bright and modern. Image Credit: Choice Hotels

Visiting California wine country is a bucket list trip for many and there’s a Cambria option in the heart of the Sonoma wine region. Located about 1 hour north of San Francisco, guests can fly into SFO or OAK before driving up to Sonoma for a wine-soaked adventure.

In addition to wineries, the hotel is convenient to other nearby attractions like Sonoma Distilling Company, Graton Casino, Green Music Center, Sonoma Raceway, and Foxtail Golf Club. The region’s other world-famous wine region, Napa Valley, is less than an hour away.

The hotel itself features an outdoor patio with a fire pit where guests can relax with a craft beer or specialty coffee. Plus there’s a heated outdoor pool, fitness center, and on-site restaurant and bar that serves breakfast and dinner daily.

The comfortable guest rooms, inspired by wine country, feature hardwood floors, a Keurig coffee maker, a refrigerator, and a walk-in shower. Pet-friendly rooms are also available.

Points Required: 20,000 to 25,000 per night

March to October Rate: ~$244

Points Value: 1.1 cents per point

6. Cambria Hotel Washington D.C. Capitol Riverfront

Cambria Hotel Washington DC Capital Riverfront guest room
Guest room decor is inspired by Washington, D.C. Image Credit: Choice Hotels

Located just a few miles from The White House and only a 10-minute drive from Ronald Reagan Washington National Airport (DCA), Cambria Hotel Washington D.C. Capital Riverfront is a great place to base yourself while you’re exploring the U.S. capital city.

Business travelers will be able to make use of the business center and ample meeting spaces. There’s also a fitness center to help you stay active. RowHouse, the hotel’s restaurant and bar, serves breakfast, lunch, and dinner, while Perch SW, the rooftop lounge, serves cocktails with a spectacular city view.

The modern guest rooms are decorated with D.C.-inspired touches, including White House photo walls. In-room ergonomic workspaces and free Wi-Fi ensure you’ll stay productive, and spa-style bathrooms with Bluetooth mirrors will help you unwind when your day is done

Points Required: 20,000 per night

March to October Rate: ~$215

Points Value: 1.1 cents per point

7. Cambria Hotel St. Petersburg-Madeira Beach Marina (Florida)

Rooftop deck at Cambria Hotel St Petersburg Maderia
There are beautiful views from the rooftop pool deck. Image Credit: Choice Hotels

Situated along Madeira Beach, Cambria Hotel St. Petersburg-Madeira Beach Marina is a great place to stay for your Gulf Coast vacation or business trip. It’s just about 5 miles north of St. Pete Beach, which is one of the best beaches in Florida and is home to one of the area’s most popular attractions, John’s Pass Village and Boardwalk.

Guests can relax in the rooftop infinity pool or hot tub and then grab a drink at the rooftop bar — all with spectacular water views. The hotel’s full-service restaurant offers daily happy hour and patio seating.

The hotel’s beach-themed decor continues into the upscale guest rooms, which come with conveniences like a Keurig coffee maker, microwave, and refrigerator. Some rooms come with private balconies.

Points Required: 30,000 per night

December to May Rate: ~$284

Points Value: 0.95 cents per point

8. Cambria Hotel New York – Chelsea (Manhattan)

Cambria Hotel New York Chelsea rooftop lounge
Have a drink with a view at the rooftop lounge at Cambria Hotel New York – Chelsea. Image Credit: Choice Hotels

New York City is a popular destination because there is so much to do — from the theater to shopping and incredible museums to the beauty of Central Park, NYC has it all!

Located downtown in the hip Chelsea neighborhood, this hotel is close to some of the Big Apple’s most popular attractions like Chelsea Market, The High Line, Madison Square Garden, and the Empire State Building. Lots of shopping and dining options are nearby as well.

At the hotel, the full-service restaurant, Social Circle Bistro and Bar serves breakfast and dinner while the rooftop lounge pours cocktails and craft beer with a New York City skyline view.

Guest rooms are modern and neutral with all of the amenities you’d expect from a Cambria Hotel, like free Wi-Fi, premium bedding, and PURE bathroom products.

Points Required: 30,000 per night

June to August Rate: ~$258

Points Value: 0.86 cents per point

Hot Tip: Looking for some more options? Check out these hotels that offer some of the best point redemptions in New York City.

9. Cambria Hotel Anaheim Resort Area (California)

Cambria Hotel Anaheim Resort Area water park
Cambria Hotel Anaheim Resort Area has an on-site water park. Image Credit: Choice Hotels

Less than 1 mile from Disneyland, the Cambria Hotel Anaheim Resort Area offers guests a family-friendly resort-style hotel with loads of amenities. From the 30,000-square-foot on-site waterpark to the family suites with bunk beds, this hotel has everything families need for a Disney vacation.

In addition to normal Cambria Hotels’ “little luxuries” like local craft beer and PURE bath products, this location offers lots of family-friendly amenities to make your vacation a great one.

  • Water park with waterslides
  • Multiple pools and hot tubs
  • Sports court
  • Fire pits
  • Putting green
  • Outdoor movie wall
  • 6 restaurants
  • Fitness center

The hotel’s guest rooms are also designed with families in mind. Family suites that can sleep up to 7 people come with a kitchenette and separate living area. All guest rooms come with flat-screen TVs with DirectTV, microwaves, refrigerators, and coffee makers. Spacious bathrooms feature Bluetooth mirrors and some even have 2 separate showers.

Points Required: 20,000 to 30,000 per night

May to October Rate: ~$185

Points Value: 0.81 cents per point

10. Cambria Hotel White Plains – Downtown (New York)

lobby at Cambria Hotel White Plains Downtown
The stylish lobby at Cambria Hotel White Plains – Downtown. Image Credit: Choice Hotels

Situated near many company headquarters like IBM and PepsiCo, Cambria Hotel White Plains – Downtown attracts business travelers looking for a contemporary place to stay. The hotel is convenient to Westchester County Airport (HPN) and it’s only a short train ride away from New York City. A free shuttle is available to the airport and any attraction within 5 miles of the hotel.

Guest rooms feature large windows and city-inspired decor along with separate work areas and free Wi-Fi. Premium bedding and spa-inspired bathrooms ensure you’ll be comfortable throughout your stay. The hotel’s restaurant, Social Circle Bistro & Bar, serves breakfast, lunch, and dinner along with a unique craft beer selection.

Points Required: 30,000 per night

June to August Rate: ~$232

Points Value: 0.77 cents per point

Final Thoughts

Choice Hotels is known for budget accommodations, but they do offer 2 upscale brands, one of which is Cambria Hotels. Since it’s part of the Choice Privileges program, you can use points to stay at any Cambria location. Choice points are worth about ~0.6 cents each, so when you’re booking a Cambria hotel with points, do some quick math to make sure you’re getting a good deal.

The information regarding the Choice Privileges® Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.

Frequently Asked Questions

What hotel chain owns Cambria?

Cambria Hotels is owned by Choice Hotels International, which is based in Maryland. Choice Hotels also owns other well-known chains like Clarion, Woodspring Suites, Ascend Hotel Collection, and Econo Lodge.

How many Choice hotel points do you need for a free night at Cambria?

The number of Choice Privileges points needed for a free night at a Cambria Hotel varies by location, but most locations will cost between 20,000 to 30,000 points per night.

Do Cambria hotels have free breakfast?

No, Cambria hotels don’t offer free breakfast. However, all locations have an on-site restaurant so you can get breakfast without leaving the hotel.

How many Cambria hotel locations are there?

Currently, there are over 60 Cambria hotels located throughout the U.S. with 6 more in the works.

Do Choice Hotel points expire?

Your Choice Privileges points won’t expire as long as you have a qualifying activity every 18 months. That can include things like staying at a Choice Hotel location, including Cambria Hotels, earning points through the Choice Privileges card, or redeeming Choice Privileges points.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.

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