Which is the best credit card for food delivery services?

The credit card with the best food delivery service benefits may be either the Amex Platinum card with up to $200 in Uber Cash each year that can be used for Uber Eats or the Chase Sapphire Reserve card with its free DoorDash DashPass subscription and $5 in monthly credits. However, the best card for you will be the one with overall earnings that match your spending mix, has an annual fee you are willing to pay, redemption options you prefer, and an overall benefits package that provides value.

What is considered credit card dining?

The establishments that are considered bonus category merchants for earning elevated rewards on dining purchases are those that have chosen to identify themselves as restaurants and have an associated merchant code with the card issuer. For example, a restaurant located in a hotel may not categorize as a restaurant. A cafe located in a department store may also not qualify as a restaurant. Restaurants that use Square payment processing have been known not to code as a restaurant. Most restaurants, fast food establishments, bars, coffee shops, and cafes will code appropriately but there can be exceptions, like those mentioned.

How does the DoorDash DashPass work?

DoorDash is a technology company that facilitates door-to-door food delivery for a fee. You can place your order for local restaurant food via a smartphone app and have it delivered to the address of your choosing. You can pay for food delivery and fees each time you use the app or you can purchase a subscription. The DashPass subscription includes free delivery and reduced fees to DoorDash and sister-company Caviar. Select Chase credit cards come with a complimentary or discounted DoorDash DashPass subscription.

Can I use Uber Cash for Uber Eats?

Yes, Uber Cash that you have in your Uber account can be used for Uber Eats. When you place an order via the Uber Eats app, select Uber Cash as the payment method before you submit your order.

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The 9+ Best Credit Cards for Food Delivery Services in 2025 [DoorDash, Grubhub, Uber Eats & More]

Updated: July 2, 2025, 2:44pm CDT

Edited by:

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Table of Contents

Top Food Delivery Services
Card Summary
The 5 Best Credit Cards for Food Delivery Services
Additional Credit Card Options for Food Delivery
Additional Chase Cards With DoorDash DashPass Benefits
Final Thoughts

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It’s a stark sign of recent times that ordering carryout has become as popular as dining out. And if you live in a metropolitan area, it’s likely you’re using food delivery services more than ever.

Who doesn’t enjoy the convenience of spending a few minutes on your phone placing a food order and then having your meal magically arrive at your doorstep? Hotel Tech Report, a leader in providing stats to the hospitality industry, tells us that 47% of American households have used a food delivery app.¹ Bloomberg Second Measure adds that the average DoorDash customer spends over $300 a quarter.²

If you’re one of many consumers finding yourself using food delivery services with greater frequency, you’re sure to find value in our article today.

We’re going to talk about how some popular reward-earning credit cards have teamed up with food delivery services to offer free or discounted memberships, statement credits for food delivery purchases, elevated rewards earning, money-saving offers, and additional perks.

Top Food Delivery Services

There are a lot of food delivery services in the marketplace right now, along with accompanying debates as to which one is best. According to CNET, a well-established technology media company, here are the most popular apps and services to top its list.³ Keep in mind that your favorite will likely depend on your geographic location and personal experience.

DoorDash — One of the most popular food delivery apps, you can order from local restaurants via your computer or smartphone.
Uber Eats — Just like the ride-sharing service, you can track your order in real-time when you order food delivery via the Uber app.
Postmates — As long as the restaurant you’re ordering from is open, you can request a food order delivery 24/7.
Grubhub/Seamless — With lots of promotions and discounts, plus the ability to use PayPal for your purchases, Grubhub and Seamless can be both cost-effective and convenient.
Delivery.com — More than just food delivery, Delivery.com delivers groceries, gifts, and more.

In addition to single-delivery pricing, most food delivery services offer subscriptions that allow you to pay a monthly fee and receive free delivery, reduced fees, and special offers.

Let’s now take a look at which credit cards offer food delivery service benefits you can use.

Card Summary

Before we get to the details of the food delivery and restaurant benefits for the featured cards in our article today, let’s look at a high-level overview of how the cards compare.

*The information regarding the American Express^® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The 5 Best Credit Cards for Food Delivery Services

Whether you use a food delivery service or purchase from a restaurant directly, it’s easy to earn rewards on your meal purchases.

If you spend a lot with food delivery services, selecting a card that earns big on those category purchases could make economic sense for realizing value in the form of cash-back, statement/account credits, or redeemable points.

Chase Sapphire Preferred Card — DoorDash DashPass & 3x Points

Chase Sapphire Preferred^® Card

U.P. Rating

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome OfferEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
75,000 points

UP's Offer Valuation*:
$1,500

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

5x points on all travel booked via the Chase Travel portal
3x points on dining purchases, online grocery purchases, and select streaming services
2x points on all other travel worldwide

Cons

$95 annual fee
No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel^SM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel^SM
10% anniversary points boost – each account anniversary you’ll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Financial Snapshot

APR: 19.99% - 28.24% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Why the Card is Best for Food Delivery Services

DoorDash DashPass — Receive a complimentary DashPass subscription. Must activate by December 31, 2027, and the subscription is valid for at least 1 year from the date of activation.

Be sure to register your card with DoorDash to receive the related benefits.

Why We Like the Card Overall

5x points on all travel booked via Chase Travel
5x points on Lyft (through September 30, 2027)
5x points on Peloton equipment and accessory purchases over $150 (through December 31, 2027)
3x points on dining purchases, online grocery purchases, and select streaming services
2x points on all other travel worldwide
The card earns flexible Ultimate Rewards points that can be redeemed for travel at 1.25 cents each or transferred to Chase transfer partners
Premium travel benefits such as primary car rental coverage and trip cancellation/interruption/delay coverage
Purchase protection and extended warranty

Hot Tip: Use your Chase Sapphire Preferred card to purchase discounted Uber gift cards when on sale via the Shopping through Chase portal. You’ll save on Uber Eats food delivery purchases and receive elevated earnings on eligible purchases.

Chase Sapphire Reserve Card — DoorDash DashPass & 3x Points

Chase Sapphire Reserve^®

U.P. Rating

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome OfferEarn 100,000 bonus points + $500 Chase Travel promo credit after you spend $5,000 on purchases in the first 3 months from account opening. Get more than $2,700 in annual value with Sapphire Reserve.
100,000 points + $500 Chase Travel credit

UP's Offer Valuation*:
$2,000

Annual Fee

$795

APR

20.24% - 28.74% Variable

Credit Recommended

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

8x points on all Chase Travel purchases
5x points on Lyft rides
4x points on flights and hotels booked directly

Cons

$795 annual fee

Read Full Review

Card Highlights

Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
Get more than $2,700 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $250 annually
Member FDIC

Financial Snapshot

APR: 20.24% - 28.74% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Why the Card is Best for Food Delivery Services

DoorDash DashPass — Receive a complimentary DashPass subscription for at least 12 months (must activate by December 31, 2027).
$5 Monthly DoorDash Credit —- Cardholders and authorized users can bank up to $15 in credits every 3 months with a total of $60 in credits annually.

Why We Like the Card Overall

10x points on dining booked through Chase Dining, powered by Tock (including dine-in, takeout, and delivery)
8x points on purchases through Chase Travel
5x points on Lyft, plus a $10 monthly in-app credit (through September 30, 2027)
10x points on Peloton equipment and accessory purchases over $150 (through December 31, 2027)
4x points on flights and hotels booked directly
3x points on all other dining
Complimentary Priority Pass Select membership with access to over 1,300 airport properties worldwide
$300 statement credit for travel purchases each card anniversary year
$300 annual dining credit ($150 biannually at eligible restaurants)
Redeem Ultimate Rewards points for up to 2 cents each on select flights and hotels via Points Boost in the Chase Travel portal or transfer to travel partners for potentially greater value
Primary car rental insurance and trip interruption/cancellation coverage
Purchase protection and extended warranty

Register your card with DoorDash before using the food delivery service. If you don’t have the card, you’ll want to check out all the reasons to consider the Chase Sapphire Reserve card.

Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. Just make sure you activate your subscription by December 31, 2027.

Amex Platinum Card — Uber Cash

NEW OFFER

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome OfferYou may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:
Up to $3,850

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

$695 annual fee (rates and fees)
Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

You may be eligible for as high as 175,000 Membership Rewards^® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club^® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
$200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
$199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
$695 annual fee.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Why the Card is Best for Food Delivery Services

Up to $200 in Uber Cash — Receive $15 in Uber Cash each calendar month with an additional bonus of $20 in December, up to $200 in Uber Cash each year. You must add your card to your Uber account to receive the credit and use an Amex card for payment. Uber Cash can be used for U.S. Uber rides and Uber Eats food delivery services or pickup.

Why We Like the Card Overall

5x earnings on flights purchased directly with the airline and through AmexTravel.com (on up to $500,000 per year)
Worldwide airport lounge access to over 1,400 properties worldwide, including the prestigious Centurion Lounge network
Over $1,400 in statement credits, including up to $200 airline fee credits, up to $200 in prepaid hotel credits, up to $199 in CLEAR credit, up to $120 Global Entry or TSA PreCheck application fee, up to $100 in Saks Fifth Avenue credits, up to $155 in Walmart+ credits, up to $300 in Equinox credits, and up to $240 in digital entertainment credits (some credits require enrollment)
Secondary car rental loss and damage insurance, trip interruption/cancellation insurance

Hot Tip: Be sure to check your Chase Offers or Amex Offers for DoorDash, Uber Eats, Boxed, or Grubhub bonus offers before making a purchase with your eligible card.

Amex Gold Card — Uber Cash, Dining Credits, 4x Points

NEW OFFER

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome OfferYou may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 100,000 Points. Find Out Your Offer.

UP's Offer Valuation*:
Up to   $2,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

$325 annual fee (rates and fees)
No lounge access

Read Full Review

Card Highlights

You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Why the Card is Best for Food Delivery Services

Register your card and receive up to $10 per month in statement credits, up to $120 per year, for purchases with Grubhub food delivery or with The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.

Add your card to your Uber account and receive up to $10 per month in Uber Cash, up to $120 per year. Uber Cash can be used for U.S. Uber rides and Uber Eats.

Why We Like the Card Overall

4x earnings at U.S. supermarkets, up to $25,000 in purchases per calendar year (then 1x)
4x earnings at restaurants worldwide, including takeout and delivery, on up to $50,000 per calendar year (then 1x)
3x earnings on flights purchased directly with the airline or at AmexTravel.com
Earns flexible Membership Rewards that can be transferred to the American Express transfer partners for potentially increased value
Additional statement credits like up to $84 annually at Dunkin’ and up to $100 in annual Resy credits
Travel and shopping benefits/protections

Bottom Line: Chase has partnered with DoorDash to offer food delivery service benefits, while Amex aligns with Uber Eats. However, both issuers offer several card options that earn elevated rewards for restaurant and dining purchases.

Capital One Savor Card — 3% Cash-Back

Terms Apply / Rates & Fees

Capital One Savor Cash Rewards Credit Card

U.P. Rating

The Capital One Savor card is a great no-annual fee card for those who regularly spend on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target).

Capital One Savor Cash Rewards Credit Card

Welcome OfferEarn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
$200

Annual Fee

APR

Purchases: 0% intro on purchases for 15 months; 19.24% - 29.24% variable thereafter

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Capital One Savor card is a phenomenal option when it comes to no-annual-fee cash-back credit cards. With popular bonus categories like dining, grocery stores (excluding superstores like Walmart and Target), entertainment, and popular streaming services, and the ability to earn 3% cash-back on these purchases, it is easy to see why those who use the card can earn some serious cash-back throughout the year.

The card also allows you to take your rewards and experiences even further by offering access to Capital One Travel, Capital One Dining, and Capital One Entertainment.

Pros & Cons

Pros

8% cash back on Capital One Entertainment purchases
5% cash-back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
3% cash-back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target)

Cons

Rewards are purely cash-back, so there is no option for miles transfers to transfer partners for redemptions

Read Full Review

Card Highlights

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
No foreign transaction fee
No annual fee

Financial Snapshot

APR: Purchases: 0% intro on purchases for 15 months; 19.24% - 29.24% variable thereafter
Foreign Transaction Fees: None

Why the Card Is Best for Food Delivery Services

The Capital One Savor card earns 3% cash-back on dining, including restaurants, cafes, bars, lounges, fast-food chains, and bakeries (food delivery services may code as dining).

Why We Like the Card Overall

8% cash-back on Capital One Entertainment
5% cash-back on hotels and rental cars booked through Capital One Travel
3% cash-back on dining, entertainment, popular streaming services, and grocery stores
1% cash-back on all other purchases
No foreign transaction fees

Additional Credit Card Options for Food Delivery

You don’t have to use a food delivery service to earn rewards on restaurant food purchases.

Several rewards cards offer elevated earnings on dining purchases that would, in turn, apply to food delivery services and carry-out or delivery orders purchased directly from the restaurant.

In addition to the cards we mentioned earlier, you can receive bonus earnings at restaurants with these cards:

Apple Card — earn 3% cash-back on Uber Eats and 2% cash-back on Apple Pay purchases
Amex Green card — earn 3x points at restaurants, including takeout and delivery in the U.S.

For more ways to earn rewards on dining, you’ll want to review our list of the best credit cards for restaurants and dining.

Hot Tip:

Bank of America cardholders are eligible for a free year of Grubhub+, while those with the Apple Card can get a 6-month free trial of Uber One.

Additional Chase Cards With DoorDash DashPass Benefits

Several additional Chase cards also come with DoorDash benefits.

Complimentary 6-Month DoorDash DashPass

The following Chase cards offer a free 6-month DashPass subscription to new enrollees:

After the 6-month period, you are automatically enrolled in DashPass at the current monthly rate.

Hot Tip: Both the Freedom Flex card and Freedom Unlimited card also earn 3% cash-back on dining.

The free DashPass subscription, which must be activated by December 31, 2027, is not reason alone to select one of these Chase cards, but is a nice benefit considering that none of these cards charges an annual fee.

Complimentary DoorDash DashPass

The following co-branded cards come with free DashPass benefits after activation:

You must activate the membership by December 31, 2027.

Final Thoughts

Food delivery services are convenient, but they can also be expensive. By using a card that offers a subscription for free delivery, statement credits for purchases, special discounts, credit card welcome bonus offer, or elevated rewards earning, you can reduce the overall cost of using these services.

Another way to save is to check with your favorite restaurant first to see if they deliver, as many do. If you can make your purchase directly with the eating establishment, you may save on delivery charges and extra fees. In addition, you’ll be supporting local businesses — especially small businesses — with direct revenue. We’ve included the associated earnings on dining for our featured cards. Plus, many credit cards offer restaurant purchases as a bonus category, so you’ll still be earning elevated rewards on your purchase.

Food delivery service benefits alone are not a reason to select a specific credit card, but knowing which cards offer the benefits, and using those cards for your purchase, could put dollars back in your wallet.

For the car rental loss and damage insurance benefit of The Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

For the trip cancellation and interruption insurance benefit of The Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

Card	Welcome Offer and Annual Fee	Earning Rates and Food Delivery Service Benefits
Chase Sapphire Preferred^® Card	75,000 pointsChase Sapphire Preferred^® CardEarn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Annual fee of $95	Complimentary DoorDash DashPass subscription (activate by December 31, 2027) 1x-5x pointsChase Sapphire Preferred^® Card Earn 5x points on travel purchased through Chase Travel℠ Earn 3x points on dining Earn 3x points on select streaming services and online groceries Earn 2x points on all other travel purchases Earn 1x points on all other purchases
Chase Sapphire Reserve^®	100,000 points + $500 Chase Travel creditChase Sapphire Reserve^®Earn 100,000 bonus points + $500 Chase Travel promo credit after you spend $5,000 on purchases in the first 3 months from account opening. Get more than $2,700 in annual value with Sapphire Reserve. Annual fee of $795	Complimentary DoorDash DashPass subscription (activate by December 31, 2027) $5 monthly DoorDash credit for cardholder and authorized users 1x-10x pointsChase Sapphire Reserve^® 10x points on eligible Peloton equipment and accessory purchases 8x points on all Chase Travel purchases 5x points on Lyft rides 4x points on flights and hotels booked directly Earn 3x points on all dining purchases worldwide Earn 1x points per $1 spent on all other purchases
The Platinum Card^® from American Express	NEW OFFERAs High As 175,000 Points. Find Out Your Offer.The Platinum Card^® from American ExpressYou may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Annual fee of $695 (rates & fees)	Up to $200 in Uber Cash each year 1x-5x pointsThe Platinum Card^® from American Express Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year Earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel Earn 1X Membership Rewards^® Point on other purchases
American Express^® Gold Card	NEW OFFERAs High As 100,000 Points. Find Out Your Offer.American Express^® Gold CardYou may be eligible for as high as 100,000 Membership Rewards^® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Annual fee of $325 (rates & fees)	Up to $120 in dining credits Up to $120 in Uber Cash each year 1x-4x pointsAmerican Express^® Gold Card Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
Capital One Savor Cash Rewards Credit Card	$200Capital One Savor Cash Rewards Credit CardEarn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. Annual fee of $0	1%-8% cash-backCapital One Savor Cash Rewards Credit Card Earn 8% cash back on Capital One Entertainment purchases Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart^® and Target^®) Earn 1% cash back on all other purchases
Apple Card	$100 Bonus Daily CashApple CardEarn $100 Bonus Daily Cash when you spend $500 or more within your first 60 days. Offer ends 7/7/25. Annual fee of $0	1%-3% cash-backApple Card 3% cash-back on Apple purchases 3% cash-back on Exxon/Mobil, ChargePoint, Booking.com, Walgreens, Nike, Ace Hardware, Duane Reade, and Uber and Uber Eats purchases when you use Apple Pay 3% cash-back when using Apple Pay at T-Mobile stores 2% cash-back on all other Apple Pay purchases 1% cash-back on your other purchases with the physical card
American Express^® Green Card*	40,000 pointsAmerican Express^® Green CardEarn 40,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on your American Express^® Green Card within the first 6 months of Card Membership. Annual fee of $150	1x-3x pointsAmerican Express^® Green Card Earn 3X Membership Rewards^® points on travel, including airfare, hotels, cruises, tours, car rentals, campgrounds, and vacation rentals. Earn 3X Membership Rewards^® Points on transit purchases, including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. Earn 3X Membership Rewards^® points on eligible purchases at restaurants worldwide, including takeout and delivery in the US. Earn 1X Membership Rewards^® point for each dollar of eligible purchases charged on the American Express^® Green Card. Terms Apply
Chase Freedom Flex℠	$200Chase Freedom Flex^®Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. Annual fee of $0	Complimentary 6-Month DoorDash DashPass subscription (activate by December 31, 2027) 1%-5% cash-backChase Freedom Flex^® 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! 5% cash back on travel purchased through Chase Travel℠. 3% cash back on drugstore purchases. 3% cash back on dining at restaurants, including takeout and eligible delivery services. 1% unlimited cash back on all other purchases.
Chase Freedom Unlimited^®	$200Chase Freedom Unlimited^®Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Annual fee of $0	Complimentary 6-Month DoorDash DashPass subscription (activate by December 31, 2027) 1.5%-5% cash-backChase Freedom Unlimited^® 5% cash-back on travel purchased through Chase Travel℠. 3% cash-back on drugstore purchases. 3% cash-back on dining at restaurants, including takeout and eligible delivery services. 1.5% unlimited cash back on all other purchases.