The Best Credit Cards for Food Delivery Services in 2021 [DoorDash, Grubhub, Uber Eats & More]
Full Disclosure: We may receive financial compensation when you click on links and are approved for credit card products from our advertising partners. Opinions and product recommendations on this site are ours alone, and have not been influenced, reviewed or approved by the issuer. Please see our Advertiser Disclosure for more details!
It’s a stark sign of recent times that ordering carryout has replaced dining out. And if you live in a metropolitan area, and/or are confined at home, it’s likely that using food delivery services has largely replaced picking up your own carryout food orders.
Who doesn’t enjoy the convenience of spending a few minutes on your phone placing a food order, then having your meal magically arrive at your doorstep? The U.S. Bureau of Labor Statistics, in its most recent study, tells us that the average household spent nearly $3,500 on food away from home in 2018. With the option of dining out recently eliminated, some or all of those dollars may now go towards food delivery services.
If you’re one of many consumers finding yourself using food delivery services with greater frequency, you’re sure to find value in our article today.
We’re going to talk about how some popular reward-earning credit cards have teamed up with food delivery services to offer free or discounted memberships, statement credits for food delivery purchases, elevated rewards earning, money-saving offers, and additional perks.
Table of contents
- Top Food Delivery Services
- Best Chase Credit Cards for Food Delivery Services
- Best American Express Cards for Food Delivery Services
- Additional Cards for Food Delivery Services
- Additional Earning Options for Dining
- Best Credit Cards for Food Delivery Services and Restaurant Purchases — Summary
- Final Thoughts
Table of Contents
- Top Food Delivery Services
- Best Chase Credit Cards for Food Delivery Services
- Best American Express Cards for Food Delivery Services
- Additional Cards for Food Delivery Services
- Additional Earning Options for Dining
- Best Credit Cards for Food Delivery Services and Restaurant Purchases — Summary
- Final Thoughts
Top Food Delivery Services
There are a lot of food delivery services in the marketplace right now, along with accompanying debates as to which one is best. According to CNET, the popular and well-established technology media company, here are the most popular apps to top its list. Keep in mind that your favorite will likely depend on your geographic location and personal experience.
- DoorDash — One of the most popular food delivery apps, you can order from local restaurants via your computer or smartphone.
- Uber Eats — Just like the ride-sharing service, you can track your order in real-time when you order food delivery via the Uber app.
- Postmates — As long as the restaurant you’re ordering from is open, you can request a food order delivery 24/7.
- Grubhub/Seamless — With lots of promotions and discounts, plus the ability to use PayPal for your purchases, Grubhub and Seamless can be both cost-effective and convenient.
- Delivery.com — More than just food delivery, Delivery.com delivers groceries, gifts, and more.
In addition to single-delivery pricing, most food delivery services offer subscriptions that allow you to pay a monthly fee and receive free delivery, reduced fees, and special offers.
Let’s now take a look at which credit cards offer food delivery service benefits you can use.
Best Chase Credit Cards for Food Delivery Services

Chase has partnered with food delivery service DoorDash to offer complimentary benefits when using this popular app.
Here are some of the service benefits you can expect on specific Chase credit cards.
Chase Sapphire Preferred® Card
Credit Card | Benefits & Info |
---|---|
Chase Sapphire Preferred® Card![]() Apply Now (at Chase's secure site) |
Must Reads: For more info on the Chase Sapphire Preferred, see our thoughts on its benefits, travel insurance coverage, and credit score requirements. Take a look at our full review to see why it's one of our favorite Chase credit cards. *This bonus value is an estimated valuation calculated by UP and not the card issuer. |
Why the Card is Best for Food Delivery Services
- Free DoorDash DashPass Subscription — Qualify for free delivery on DoorDash AND Caviar orders over $12 and discounted service fees when purchasing from eligible restaurants.
Be sure to register your card with DoorDash to receive the related benefits.
To learn more about all the things you should do when you receive your Chase Sapphire Preferred card, check out our helpful list.
Why We Like the Card Overall
- 2x earnings on travel and dining (and up to $1,000 in monthly grocery store purchases from November 1, 2020, to April 30, 2021)
- The card earns flexible Ultimate Rewards points that can be redeemed for travel at 1.25 cents each or transferred to airline and hotel partners
- Premium travel benefits such as primary car rental coverage and trip cancellation/interruption/delay
- Purchase protection and extended warranty
- $60 Peloton Digital and All Access Membership statement credit (through December 31, 2021)
- Enroll in complimentary Spot Club Platinum status at The Parking Spot for 2 years and receive 20% off of your first reservation and points for 1 free day of parking
- Enroll to receive 10% back on Groupon deals every month for 12 months (up to $50), rewarded as Groupon Bucks
Hot Tip: Use your Chase Sapphire Preferred to purchase discounted Uber gift cards when on sale via the Chase Shopping portal. You’ll save on Uber Eats food delivery purchases and receive elevated earnings.
Chase Sapphire Reserve® Card
Chase Card | Benefits & Info |
---|---|
Chase Sapphire Reserve®![]() Apply Now (at Chase's secure site) |
Must Reads: For more on the Chase Sapphire Reserve, see our thoughts on its benefits, global airport lounge access, and travel insurance protection. Take a look here for our full review. *This bonus value is an estimated valuation calculated by UP and not the card issuer. |
Why the Card is Best for Food Delivery Services
- Free DoorDash DashPass Subscription — Qualify for free delivery on orders over $12 and discounted service fees when purchasing from eligible restaurants.
- Statement Credits — Receive a $60 statement credit for DoorDash purchases January 1, 2021, to December 31, 2021.
- Free Grubhub+ and Seamless+ Membership — By enrolling for this benefit through the Lyft Pink perk, members can enjoy unlimited free delivery and exclusive discounts.
Why We Like the Card Overall
- 3x earnings on travel, dining (and up to $1,000 in monthly grocery store purchases from November 1, 2020, to April 30, 2021)
- Complimentary Priority Pass Select membership with access to over 1,300 airport properties worldwide
- $300 statement credit for travel purchases each card anniversary year (including gas and grocery purchases through June 30, 2021)
- $120 Peloton Digital and All Access Membership statement credit (through December 31, 2021)
- Enroll in complimentary Spot Club Platinum status at The Parking Spot for 2 years and receive 20% off of your first reservation and points for 1 free day of parking
- Enroll to receive 10% back on Groupon deals every month for 12 months (up to $50), rewarded as Groupon Bucks
- Redeem Ultimate Rewards points for 1.5 cents each via Chase Travel Portal or transfer to travel partners for potentially greater value
- Primary car rental insurance and trip interruption/cancellation coverage
- Purchase protection and extended warranty
Register your card with DoorDash before using the food delivery service. If you don’t have the card, you’ll want to check out all the reasons to consider the Chase Sapphire Reserve card.
Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. The Chase Sapphire Reserve card also offers $60 in statement credits for DoorDash purchases each calendar year (through December 31, 2021).
Additional Chase Cards with Food Delivery Service Benefits
Several additional Chase cards also come with DoorDash benefits.
The following Chase cards offer a free 3-month DashPass subscription plus an additional 9 months at 50% off:
- Chase Freedom Flex℠ Credit Card
- Chase Freedom Unlimited® Card
- Chase Slate® Card
- Chase Freedom® Student Credit Card
The free DashPass subscription alone is not a reason to select one of these Chase cards, but is a nice benefit considering that none of these cards charges an annual fee.
Hot Tip: Cardholders of the Chase Sapphire Preferred card, Chase Sapphire Reserve card, Freedom Flex card, and Ink cards receive access to the Chase Dining hub via Ultimate Rewards online. This new program offers benefits like exclusive Chase Cardmember tables, virtual dining experiences with top chefs, curated meals to-go, and the ability to redeem Chase Ultimate Rewards Points for Tock app purchases through April 30, 2021.

Best American Express Cards for Food Delivery Services
The Platinum Card® from American Express
Amex Card | Benefits & Info |
---|---|
The Platinum Card® from American Express ![]() Apply Now (at Amex's secure site) |
Must Reads: For more info on the Amex Platinum, see our thoughts on its benefits & perks, travel insurance coverage, and unbeatable airport lounge access. Take a look here for our full review. If you're a business owner, see our review of The Business Platinum Card from American Express. *This bonus value is an estimated valuation calculated by UP and not the card issuer. |
Why the Card is Best for Food Delivery Services
- $200 in Uber Cash Credits — Receive $15 in Uber Cash each calendar month with an additional bonus of $20 in December. Uber Cash credits can be used for Uber Eats food delivery services.
- Uber Eats Pass — Receive a 12-month complimentary Eats Pass subscription featuring discounts and free delivery (enroll by December 31, 2021).
Why We Like the Card Overall
- 5x earnings on flights purchased directly with the airline and through Amex Travel
- Worldwide airport lounge access to over 1,300 properties worldwide including the prestigious Centurion lounge network
- $200 statement credit each year for airline incidental fee purchases
- $100 statement credit each year for Saks Fifth Avenue purchases
- Up to $30 monthly statement credit for PayPal through June 30, 2021
- Secondary car rental insurance, trip interruption/cancellation coverage
American Express Gold® Card
Amex Card | Benefits & Info |
---|---|
American Express® Gold Card ![]() Apply Now (at Amex's secure site) |
Must Reads: For more info on the Amex Gold Card, see our guides on its benefits and perks, as well as our full review. *This bonus value is an estimated valuation calculated by UP and not the card issuer. |
Why the Card is Best for Food Delivery Services
Register your card and receive $10 per month in statement credits for purchases with Grubhub/Seamless food delivery or with these additional merchants:
- Boxed
- The Cheesecake Factory
- Ruth’s Chris Steak House
- Shake Shack (participating locations)
You can also receive a 12-month complimentary Eats Pass subscription featuring discounts and free delivery (enroll by December 31, 2021). Starting in 2021, cardmembers will receive a monthly $10 Uber Cash credit (up to $120 per year) to use for Uber Eats or Uber rides.
Why We Like the Card Overall
- 4x earnings at U.S. supermarkets, up to $25,000 in purchases per calendar year
- 4x earnings on dining worldwide
- 3x earnings on flights purchased directly with the airline or at Amex Travel
- Earns flexible Membership Rewards that can be transferred to travel partners for potentially increased value
- Travel and shopping benefits/protections
Hot Tip: Be sure to check your Amex Offers for DoorDash, Uber Eats, Boxed, or Grubhub bonus offers before making a purchase with your eligible card.
Additional Cards for Food Delivery Services
Utilize these additional cards for earning on Uber Eats food deliveries.
- Uber Credit Card — 5% Uber Cash-back per dollar spent on Uber Eats, at restaurants, and takeout
- Apple Card — 3% cash-back on Uber Eats
Additional Earning Options for Dining

You don’t have to use a food delivery service to earn rewards on restaurant food purchases.
Several rewards cards offer elevated earning on dining purchases that would, in turn, apply to carryout orders purchased directly from the restaurant.
In addition to the cards we mentioned earlier, you can receive bonus earnings at restaurants with these cards.
- Citi Prestige® Card — 5x points per dollar spent at restaurants, bars, fast food, and cafes
- American Express® Green Card — earn 3x Membership Rewards at restaurants and bars, including carryout, and receive a free 12-month Eats Pass subscription from Uber
- Capital One® Savor® Rewards Card — 4% cash-back at restaurants and dining
For more ways to earn rewards on dining, you’ll want to review our list of the best credit cards for restaurants and dining.
Bottom Line: Chase has partnered with DoorDash to offer food delivery service benefits, while Amex aligns with Uber Eats. However, both issuers offer several card options that earn elevated rewards for restaurant and dining purchases.
Best Credit Cards for Food Delivery Services and Restaurant Purchases — Summary
Whether you use a food delivery service or purchase from a restaurant directly, it’s easy to earn rewards on your meal purchases.
Let’s summarize the food delivery and restaurant earnings information for the group of cards we’ve mentioned in our article today for comparison.
Card | Food Delivery Service Benefits | Earnings at Restaurants |
Chase Sapphire Preferred card |
|
|
Chase Sapphire Reserve card |
|
|
Freedom Flex card |
|
|
Freedom Unlimited card |
| |
Chase Slate card |
| |
Freedom Student card |
| |
Amex Platinum card |
|
|
Amex Gold card |
|
|
Amex Green card |
|
|
Uber card |
|
|
Apple card |
|
|
Citi Prestige card |
|
|
CapOne Savor card |
|
|
Bottom Line: If you spend a lot with food delivery services and restaurant carryout, selecting a card that earns big on both of those category purchases could make economic sense with bottom-line value in the form of cash-back or redeemable points.
Final Thoughts
Food delivery services are convenient, but they can also be expensive. By using a card that offers a subscription for free delivery, statement credits for purchases, special discounts, or elevated rewards earning, you can reduce the overall cost of using these services.
Another way to save is to check with your favorite restaurant first to see if they deliver, as many do. If you can make your purchase directly with the eating establishment you may save on delivery charges and extra fees. In addition, you’ll be supporting local businesses, especially small businesses, with direct revenue.
Plus, many credit cards offer restaurant purchases as a bonus category, so you’ll still be earning elevated rewards on your purchase.
Food delivery service benefits alone are not a reason to select a specific credit card, but knowing which cards offer the benefits, and using those cards for your purchase, could put dollars back in your wallet.
The information regarding the Chase Freedom Flex℠ Credit Card, Chase Freedom Unlimited® Card, Chase Slate® Card, Chase Freedom® Student Credit Card, Uber Credit Card, Apple Card, Citi Prestige® Card, American Express® Green Card, and Capital One® Savor® Rewards Card were independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.