The 9+ Best Credit Cards for Food Delivery Services in 2024 [DoorDash, Grubhub, Uber Eats & More]

It’s a stark sign of recent times that ordering carryout has become as popular as dining out. And if you live in a metropolitan area, it’s likely you’re using food delivery services more than ever.

Who doesn’t enjoy the convenience of spending a few minutes on your phone placing a food order and then having your meal magically arrive at your doorstep? Hotel Tech Report, a leader in providing stats to the hospitality industry, tells us that 47% of American households have used a food delivery app.¹ Bloomberg Second Measure adds that the average DoorDash customer spends over $300 a quarter.²

If you’re one of many consumers finding yourself using food delivery services with greater frequency, you’re sure to find value in our article today.

We’re going to talk about how some popular reward-earning credit cards have teamed up with food delivery services to offer free or discounted memberships, statement credits for food delivery purchases, elevated rewards earning, money-saving offers, and additional perks.

Top Food Delivery Services

There are a lot of food delivery services in the marketplace right now, along with accompanying debates as to which one is best. According to CNET, a well-established technology media company, here are the most popular apps and services to top its list.³ Keep in mind that your favorite will likely depend on your geographic location and personal experience.

• DoorDash — One of the most popular food delivery apps, you can order from local restaurants via your computer or smartphone.
• Uber Eats — Just like the ride-sharing service, you can track your order in real-time when you order food delivery via the Uber app.
• Postmates — As long as the restaurant you’re ordering from is open, you can request a food order delivery 24/7.
• Grubhub/Seamless — With lots of promotions and discounts, plus the ability to use PayPal for your purchases, Grubhub and Seamless can be both cost-effective and convenient.
• Delivery.com — More than just food delivery, Delivery.com delivers groceries, gifts, and more.

In addition to single-delivery pricing, most food delivery services offer subscriptions that allow you to pay a monthly fee and receive free delivery, reduced fees, and special offers.

Let’s now take a look at which credit cards offer food delivery service benefits you can use.

Card Summary

Before we get to the details of the food delivery and restaurant benefits for the featured cards in our article today, let’s look at a high-level overview of how the cards compare.

*The information regarding the American Express^® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

The 5 Best Credit Cards for Food Delivery Services

Whether you use a food delivery service or purchase from a restaurant directly, it’s easy to earn rewards on your meal purchases.

If you spend a lot with food delivery services, selecting a card that earns big on those category purchases could make economic sense for realizing value in the form of cash-back, statement/account credits, or redeemable points.

Chase Sapphire Preferred Card — DoorDash DashPass & 3x Points

BEST BEGINNER CARD

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 bonus points

UP's Bonus Valuation*:

$1,200

Annual Fee

$95

APR

20.74% - 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 5x points on select Peloton purchases over $150 (through March 31, 2025)
• 5x points on Lyft purchases (through March 31, 2025)

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Member FDIC

Financial Snapshot

• APR: 20.74% - 27.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Why the Card is Best for Food Delivery Services

• DoorDash DashPass — Receive a complimentary DashPass subscription. Must activate by December 31, 2027, and the subscription is valid for at least 1 year from the date of activation.

Be sure to register your card with DoorDash to receive the related benefits.

Why We Like the Card Overall

• 5x points on all travel booked via Chase Travel
• 5x points on Lyft (through March 31, 2025)
• 5x points on Peloton equipment and accessory purchases over $150 (through March 31, 2025)
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide
• The card earns flexible Ultimate Rewards points that can be redeemed for travel at 1.25 cents each or transferred to Chase transfer partners
• Premium travel benefits such as primary car rental coverage and trip cancellation/interruption/delay coverage
• Purchase protection and extended warranty

Hot Tip: Use your Chase Sapphire Preferred card to purchase discounted Uber gift cards when on sale via the Shopping through Chase portal. You’ll save on Uber Eats food delivery purchases and receive elevated earnings on eligible purchases. 

Chase Sapphire Reserve Card — DoorDash DashPass & 3x Points

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Bonus Valuation*:

$1,200

Annual Fee

$550

APR

21.74% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-850)

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases through March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025

Cons

• $550 annual fee
• Does not offer any sort of hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
• Member FDIC

Financial Snapshot

• APR: 21.74% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Why the Card is Best for Food Delivery Services

• DoorDash DashPass — Receive a complimentary DashPass subscription for at least 12 months (must activate by December 31, 2027).
• $5 Monthly DoorDash Credit —- Cardholders and authorized users can bank up to $15 in credits every 3 months with a total of $60 in credits annually.

Why We Like the Card Overall

• 10x points on dining booked through Chase Dining, powered by Tock (including dine-in, takeout, and delivery)
• 10x points on car rentals and hotels booked through Chase Travel
• 10x points on Lyft (through March 31, 2025)
• 10x points on Peloton equipment and accessory purchases over $150 (through March 31, 2025)
• 5x points on airfare booked through Chase Travel
• 3x points on all other travel
• 3x points on all other dining
• Complimentary Priority Pass Select membership with access to over 1,400 airport properties worldwide
• $300 statement credit for travel purchases each card anniversary year
• Redeem Ultimate Rewards points for 1.5 cents each via the Chase Travel portal or transfer to travel partners for potentially greater value
• Primary car rental insurance and trip interruption/cancellation coverage
• Purchase protection and extended warranty

Register your card with DoorDash before using the food delivery service. If you don’t have the card, you’ll want to check out all the reasons to consider the Chase Sapphire Reserve card.

Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. Just make sure you activate your subscription by December 31, 2027.

Amex Platinum Card — Uber Cash

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Bonus Valuation*:

$1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card^® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^®.
• $200 Uber Cash: Platinum Card^® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card^® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card^® to your Resy profile.
• $695 annual fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Why the Card is Best for Food Delivery Services

• Up to $200 in Uber Cash — Receive $15 in Uber Cash each calendar month with an additional bonus of $20 in December, up to $200 in Uber Cash each year. You must add your card to your Uber account to receive the credit. Uber Cash can be used for U.S. Uber rides and Uber Eats food delivery services or pickup.

Why We Like the Card Overall

• 5x earnings on flights purchased directly with the airline and through AmexTravel.com
• Worldwide airport lounge access to over 1,400 properties worldwide, including the prestigious Centurion Lounge network
• Over $1,400 in statement credits, including up to $200 airline fee credits, up to $200 in prepaid hotel credits, up to $199 in CLEAR credit, up to $120 Global Entry or TSA PreCheck application fee (as of October 1, 2024), up to $100 in Saks Fifth Avenue credits, up to $155 in Walmart+ credits, up to $300 in Equinox credits, and up to $240 in digital entertainment credits (some credits require enrollment)
• Secondary car rental loss and damage insurance, trip interruption/cancellation insurance

Hot Tip: Be sure to check your Chase Offers or Amex Offers for DoorDash, Uber Eats, Boxed, or Grubhub bonus offers before making a purchase with your eligible card.

Amex Gold Card — Uber Cash, Dining Credits, 4x Points

BEST FOR DINING

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

Earn 60,000 Membership Rewards^® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

60,000 points

UP's Bonus Valuation*:

$1,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

• $325 annual fee (rates and fees)
• No lounge access

Read Full Review

Card Highlights

• Earn 60,000 Membership Rewards^® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
• Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
• $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
• $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
• Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Why the Card is Best for Food Delivery Services

Register your card and receive up to $10 per month in statement credits, up to $120 per year, for purchases with Grubhub food delivery or with The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.

Add your card to your Uber account and receive up to $10 per month in Uber Cash, up to $120 per year. Uber Cash can be used for U.S. Uber rides and Uber Eats.

Why We Like the Card Overall

• 4x earnings at U.S. supermarkets, up to $25,000 in purchases per calendar year (then 1x)
• 4x earnings at restaurants worldwide, including takeout and delivery, on up to $50,000 per calendar year (then 1x)
• 3x earnings on flights purchased directly with the airline or at AmexTravel.com
• Earns flexible Membership Rewards that can be transferred to the American Express transfer partners for potentially increased value
• Additional statement credits like up to $84 annually at Dunkin’ and up to $100 in annual Resy credits
• Travel and shopping benefits/protections

Bottom Line: Chase has partnered with DoorDash to offer food delivery service benefits, while Amex aligns with Uber Eats. However, both issuers offer several card options that earn elevated rewards for restaurant and dining purchases.

Capital One Savor Card — 3% Cash-Back

Terms Apply / Rates & Fees

Capital One Savor Cash Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Savor card is a great no-annual fee card for those who regularly spend on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target).

Capital One Savor Cash Rewards Credit Card

The Capital One Savor card is a great no-annual fee card for those who regularly spend on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target).

Welcome Offer

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

$200

Annual Fee

$0

APR

19.49% - 29.49% (Variable),0% intro on purchases for 15 months

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Capital One Savor card is a phenomenal option when it comes to no-annual-fee cash-back credit cards. With popular bonus categories like dining, grocery stores (excluding superstores like Walmart and Target), entertainment, and popular streaming services, and the ability to earn 3% cash-back on these purchases, it is easy to see why those who use the card can earn some serious cash-back throughout the year.

The card also allows you to take your rewards and experiences even further by offering access to Capital One Travel, Capital One Dining, and Capital One Entertainment.

Pros & Cons

Pros

• 8% cash back on Capital One Entertainment purchases
• 5% cash-back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
• 3% cash-back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target)

Cons

• Rewards are purely cash-back, so there is no option for miles transfers to transfer partners for redemptions

Read Full Review

Card Highlights

• Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
• Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
• Earn 8% cash back on Capital One Entertainment purchases
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
• No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
• 0% intro APR on purchases and balance transfers for 15 months; 19.49% - 29.49% variable APR after that; balance transfer fee applies
• No foreign transaction fee
• No annual fee

Financial Snapshot

• APR: 19.49% - 29.49% (Variable),0% intro on purchases for 15 months
• Foreign Transaction Fees: None

Why the Card Is Best for Food Delivery Services

The Capital One Savor card earns 3% cash-back on dining, including restaurants, cafes, bars, lounges, fast-food chains, and bakeries (food delivery services may code as dining).

Why We Like the Card Overall

• 8% cash-back on Capital One Entertainment
• 5% cash-back on hotels and rental cars booked through Capital One Travel
• 3% cash-back on dining, entertainment, popular streaming services, and grocery stores
• 1% cash-back on all other purchases
• No foreign transaction fees (rates & fees)

Additional Credit Card Options for Food Delivery

You don’t have to use a food delivery service to earn rewards on restaurant food purchases.

Several rewards cards offer elevated earnings on dining purchases that would, in turn, apply to food delivery services and carry-out or delivery orders purchased directly from the restaurant.

In addition to the cards we mentioned earlier, you can receive bonus earnings at restaurants with these cards:

• Apple Card — earn 3% cash-back on Uber Eats and 2% cash-back on Apple Pay purchases
• Amex Green card — earn 3x points at restaurants, including takeout and delivery in the U.S.

For more ways to earn rewards on dining, you’ll want to review our list of the best credit cards for restaurants and dining.

Hot Tip: Bank of America cardholders are eligible for a free year of Grubhub+.

Additional Chase Cards With DoorDash DashPass Benefits

Several additional Chase cards also come with DoorDash benefits.

Complimentary 3-Month DoorDash DashPass

The following Chase cards offer a free 3-month DashPass subscription, plus an additional 9 months at 50% off:

After the 3-month period, you’ll be auto-enrolled at a 50% discount ($4.99 per month) in DashPass for another 9 months. After that, the membership will be auto-enrolled at full price.

Hot Tip: Both the Freedom Flex card and Freedom Unlimited card also earn 3% cash-back on dining.

The free DashPass subscription, which must be activated by January 31, 2025, is not reason alone to select one of these Chase cards, but is a nice benefit considering that none of these cards charges an annual fee.

Complimentary DoorDash DashPass

The following co-branded cards come with free DashPass benefits after activation:

You must activate the membership by January 31, 2025.

Final Thoughts

Food delivery services are convenient, but they can also be expensive. By using a card that offers a subscription for free delivery, statement credits for purchases, special discounts, credit card welcome bonus offer, or elevated rewards earning, you can reduce the overall cost of using these services.

Another way to save is to check with your favorite restaurant first to see if they deliver, as many do. If you can make your purchase directly with the eating establishment, you may save on delivery charges and extra fees. In addition, you’ll be supporting local businesses — especially small businesses — with direct revenue. We’ve included the associated earnings on dining for our featured cards. Plus, many credit cards offer restaurant purchases as a bonus category, so you’ll still be earning elevated rewards on your purchase.

Food delivery service benefits alone are not a reason to select a specific credit card, but knowing which cards offer the benefits, and using those cards for your purchase, could put dollars back in your wallet.

For the car rental loss and damage insurance benefit of the The Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

For the trip cancellation and interruption insurance benefit of the The Platinum Card^® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.