The 12 Best Credit Cards for Complimentary Global Entry and TSA PreCheck [2025]

Having Global Entry or TSA PreCheck is a must if you’re a frequent traveler. There’s no better way to save time and discomfort than being expedited through airport security, immigration, or customs during your trip.

There is, however, a cost for signing up for these government-sponsored programs. Global Entry requires a $120 initial application fee, and each 5-year renewal requires another $120. TSA PreCheck charges an initial $78 application fee and again at 5-year renewals.

Fortunately, several credit cards reimburse you for one of those fees every 4 or 5 years. While the benefit of this reimbursement is not a reason alone to select a rewards-earning credit card, it may help tip the scales if you’re trying to decide among a few different cards.

Here are the top cards that reimburse the Global Entry or TSA PreCheck fees, so you can ensure you’ll never have to incur the costs of an application or renewal fee for either of these programs.

What Are Global Entry and TSA PreCheck?

Global Entry and TSA PreCheck are programs established by the U.S. Customs and Border Protection agency. They offer prescreened travelers expedited security, immigration, and customs processing when entering or departing from the U.S.

Global Entry allows international travelers to undergo expedited immigration and customs security screening when entering the U.S. A special kiosk is provided where the traveler can scan their passport or utilize facial recognition software, answer a few security questions, and receive a printed receipt to hand to a designated customs agent.

This expedited screening process helps travelers avoid lines at immigration and customs facilities.

TSA PreCheck provides expedited security screening when departing on flights from the U.S. Prescreened members do not need to remove shoes, light outerwear, liquids, or electronics when passing through security checkpoints.

Travelers can apply for Global Entry or TSA PreCheck through the Trusted Travelers Program website. There is a $120 application fee for Global Entry and an $78 fee for TSA PreCheck. If you are approved for Global Entry, you also receive TSA PreCheck at no additional fee.

Bottom Line: If there is any chance you will be traveling internationally in the next 5 years, apply for Global Entry, which includes TSA PreCheck, rather than just TSA PreCheck. 

Who Qualifies for Global Entry or TSA PreCheck?

First, you must be a U.S. citizen, U.S. national, or a permanent resident to be eligible to apply for Global Entry or TSA PreCheck. Additionally, if you have a passport from any of these countries, you can apply for Global Entry.

Canadians are eligible for Global Entry benefits as part of a NEXUS membership.

If you qualify (check your eligibility here), you can start the process by visiting the Trusted Traveler Programs website and selecting the program to which you’d like to register.

Access our Global Entry guide as we walk you through everything you need to know about the Global Entry process and provide step-by-step instructions on how to apply, as well as frequently asked Global Entry questions with answers!

Hot Tip: You can sign up for TSA PreCheck even if you do not currently have a passport. 

Best Personal Cards

Several credit cards reimburse for Global Entry or TSA PreCheck fees, but the best cards are those that offer additional travel benefits you can use.

Premium travel rewards cards come with higher annual fees but also luxury travel benefits, higher earnings potential, and travel and shopping statement credits.

Card Summary

Platinum Card^® from American Express

+ NEW BENEFITS

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $895 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
• More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
• More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
• New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
• More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
• New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for the TSA PreCheck application fee every 4 1/2 years or up to $120 statement credit for the Global Entry application fee every 4 years
• Additional Platinum cardholders qualify for Global Entry or TSA PreCheck fee reimbursement

The Amex Platinum card is truly one of our favorite cards. From the perspective of luxury travel and lifestyle benefits, it just can’t be beaten.

To start, the welcome bonus offer is absolutely enormous — you also earn a whopping 5 Membership Rewards points per $1 spent on flights purchased directly with the airline or through AmexTravel.com (up to $500,000 per calendar year in purchases, then 1x). For lodging, earn 5x points per $1 spent on prepaid hotels booked through AmexTravel.com.

In addition, this card boasts worldwide airport lounge access to more than 1,550 properties, including Centurion Lounges, 10 visits to Delta Sky Clubs (when flying Delta) with the ability to unlock unlimited visits through spending, and much more.

The travel benefits extend beyond airport lounges, including Marriott Bonvoy Gold Elite, Hilton Honors Gold status, and Leaders Club Sterling status upon enrollment, as well as rental car program benefits and elite status. Additionally, you have access to Fine Hotels + Resorts and The Hotel Collection, travel insurance, and more.

Every year, this card offers significant value in statement credits, including up to $200 airline incidentals credits, up to $200 in Saks Fifth Avenue credit, up to $600 in prepaid hotel credit (up to $300 semiannually) on eligible stays, up to $400 in Resy credit, up to $300 in digital entertainment credit, up to $300 in lululemon credit, up to $155 in Walmart+ credit, $200 in Uber Cash, up to $300 in Equinox credit, and a $209 CLEAR^® Plus credit. Enrollment is required for some of these benefits.

Why We Like Earning American Express Membership Rewards Points

American Express Membership Rewards points are, flat out, the most valuable points, in our opinion. We value these points at 2.2 cents per point. If you earn 5x points, it would be worth an impressive 11% return on spending.

To get the best value, though, remember to use the Amex transfer partners to book luxury business and first class travel.

If you want to use points in other ways, you can still redeem them for gift cards, statement credits, cash-back, charitable donations, travel booked through AmexTravel.com, and merchandise.

Chase Sapphire Reserve^®

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

125,000 points

UP's Offer Valuation*:

$2,500

Annual Fee

$795

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Global Entry, TSA PreCheck, or NEXUS Benefit

• Up to $120 application fee credit for Global Entry, NEXUS, or TSA PreCheck

The Chase Sapphire Reserve card is Chase’s exceptional, ultrapremium credit card. It offers the ability to use your application fee reimbursement toward NEXUS, as well.

This benefit is unique to Chase, but it shouldn’t be the sole reason why you get the Chase Sapphire Reserve card. Consider the $300 annual travel credit, complimentary Priority Pass Select membership, and the ability to earn up to 10x points on purchases:

• 5x Ultimate Rewards points on eligible Lyft rides, plus up to a $10 monthly in-app credit through September 30, 2027
• 10x points on Peloton equipment and accessory purchases over $150 through December 31, 2027
• 8x points on all Chase Travel purchases
• 4x Ultimate Rewards points on flights and hotels booked direct
• 3x Ultimate Rewards points on all dining purchases worldwide
• 1x Ultimate Rewards points on all other purchases

Beyond rewards, another layer of this credit card is the benefits afforded to you. The Chase Sapphire Reserve card boasts the best travel insurance of any credit card, the ability to redeem points through Chase Travel for up to 2x on select flights and hotels via Points Boost, purchase protection, and extended warranty. There are also no foreign transaction fees on this credit card.

Why We Like Earning Chase Ultimate Rewards Points

Chase Ultimate Rewards Points are among the most valuable transferable points available. They are worth 2 cents apiece and can be transferred to numerous airline and hotel partners for maximum value.

Hot Tip: If you want a deep dive into the benefits, explore our guide to the benefits of the Chase Sapphire Reserve card.

Sapphire Reserve for Business℠

NEW OFFER

Terms Apply / Rates & Fees

Sapphire Reserve for Business℠

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Apply Now

Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.

200,000 points

UP's Offer Valuation*:

$4,000

Annual Fee

$795

APR

18.24% - 26.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines (uncapped)

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC

Financial Snapshot

• APR: 18.24% - 26.24% Variable
• Foreign Transaction Fees: None

Global Entry, TSA PreCheck, or NEXUS Benefit

• $120 Global Entry, TSA PreCheck, or NEXUS credit every 4 years

The Chase Sapphire Reserve Business card is one of the best cards for business owners, thanks to its numerous statement credits for travel, business, and more. You get an application fee credit for Global Entry, NEXUS, or TSA PreCheck every 4 years. You also get perks such as the $300 annual travel credit, plus the $500 annual credit for The Edit by Chase Travel.

Here are some other benefits:

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines (uncapped)
• Access to Chase Sapphire Lounges and Priority Pass lounges

Capital One Venture X Rewards Credit Card

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Apply Now(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

Purchases: 19.99% - 28.99% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: Purchases: 19.99% - 28.99% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Global Entry and TSA PreCheck Benefit

• Up to a $120 credit for Global Entry or TSA PreCheck

With Capital One’s ultrapremium credit card, you can receive exceptional travel benefits including a Global Entry or TSA PreCheck benefit.

But the other reasons to get this card are compelling. Watch those rewards multiply with up to 10x Capital One miles earned on purchases:

• 10x miles on hotels and rental cars booked through Capital One Travel
• 5x miles on flights and car rentals booked through Capital One Travel
• 2x miles on all other purchases

This card earns bonus points even on miscellaneous purchases, which is a huge benefit.

As if that weren’t enough, this card offers awesome worldwide airport lounge access, including a Priority Pass Select membership and Capital One Lounge access, in addition to the $300 Capital One Travel credit every year.

You even get a bonus of 10,000 miles every cardmember anniversary, cell phone insurance, and quintessential travel protections like primary auto rental collision damage waiver, lost luggage reimbursement, and trip cancellation and interruption coverage.

This card comes with extended warranty, purchase security, return protection, and no foreign transaction fees (rates & fees).

Why We Like Earning Capital One Miles

Capital One miles are worth around 1.8 cents each, making it possible to earn up to 18% back on your purchases with this card.

The best way to get stellar value from this card is to use Capital One’s transfer partners to book premium cabin airfare. You can still use your rewards for gift cards, statement credits, experiences, Capital One Travel bookings, and more, though you shouldn’t expect to receive the same redemption value.

Capital One Venture Rewards Credit Card

Terms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Apply Now(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome Offer

Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$95

APR

Purchases: 19.99% - 28.99% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent Credit (670-850)

Why We Like This Card

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros & Cons

Pros

• 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
• 2x miles per $1 on all other purchases
• Up to a $120 Global Entry or TSA PreCheck application fee credit

Cons

• $95 annual fee
• Limited elite benefits

Read Full Review

Card Highlights

• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
• Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

• APR: Purchases: 19.99% - 28.99% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Global Entry and TSA PreCheck Benefit

• Up to $120 credit Global Entry or TSA PreCheck

The Capital One Venture card is one of the top choices if you want terrific rewards without a huge annual fee.

It earns up to 5x Capital One miles:

• 5x earnings on hotels and rental cars booked through Capital One Travel
• 2x earnings on every purchase you make with the card

Although you don’t get the top-shelf benefits from the Capital One Venture X card, you still get toned-down perks like the ability to transfer miles to airline and hotel partners

The Capital One Venture card contains purchase protection, extended warranty, travel insurance, and no foreign transaction fees (rates & fees).

The New United^SM Explorer Card

The New United℠ Explorer Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

The New United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome Offer

Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

60,000 miles

UP's Offer Valuation*:

$720

Annual Fee

$150

APR

20.24% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider The New United℠ Explorer Card, because this card does all that and more!

Pros & Cons

Pros

• 5x total miles per $1 on hotel stays through United Hotels
• 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
• 1x mile per $1 on all other purchases

Cons

• $0 intro annual fee for the first year, then $150
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 60,000 bonus miles
• $0 introductory annual fee for the first year, then $150
• 2x miles on United^® purchases, dining, and hotel stays when booked with the hotel
• Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
• Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
• Up to $120 Global Entry, TSA PreCheck^® or NEXUS fee credit
• Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
• Over $500 in partner credits each year
• Member FDIC

Financial Snapshot

• APR: 20.24% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

United MileagePlus Frequent Flyer Program

Global Entry and TSA PreCheck Benefit

• Up to $120 credit for Global Entry, TSA PreCheck or NEXUS

Another great midtier credit card that has a Global Entry or TSA PreCheck reimbursement is the United Explorer card, which is issued by Chase.

Currently, this card has a welcome bonus offer and the ability to earn up to 2 United MileagePlus miles per $1 spent. This is broken down as follows:

• 2x miles on dining, hotel stays, and United purchases
• 1x miles on all other purchases

Uniquely, the United Explorer card has great United-specific benefits that will benefit United’s frequent flyers.

For example, you get your first bag for free when you use your card to purchase your ticket, priority boarding, a 25% discount on in-flight purchases aboard United flights, and 2 complimentary United Club passes per year.

Furthermore, this card has no foreign transaction fees, decent travel insurance, and no additional fees for authorized users.

Hot Tip: Learn more about all the benefits of the United Explorer card in our thorough review.

Why We Like Earning United MileagePlus Miles

United miles are worth around 1.3 cents each, which translates to a maximum return on spending of approximately 2.6%.

Although that’s not a stellar rate of return, savvy travelers know that the best way to extract even more value is to book aspirational flight experiences in premium cabins on United or its partners.

Delta SkyMiles^® Platinum American Express Card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles^® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Welcome Offer

Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/2025.

90,000 miles

UP's Offer Valuation*:

Up to $1,080

Annual Fee

$350

APR

19.99%-28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Delta SkyMiles^® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros & Cons

Pros

• 3x SkyMiles per $1 spent on Delta purchases
• 3x SkyMiles per $1 spent on purchases made directly with hotels
• 2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets

Cons

• $350 annual fee (rates & fees)
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/2025.
• Receive a Companion Certificate on a Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
• Receive $2,500 Medallion^® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles^® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
• Delta SkyMiles^® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.
• $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles^® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
• $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles^® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
• Enjoy your first checked bag free on Delta flights and save up to $70 per person on a round-trip Delta flight.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles^® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Delta SkyMiles^® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• No Foreign Transaction Fees.
• $350 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.99%-28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Delta Air Lines SkyMiles

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for the TSA PreCheck application fee or up to $120 statement credit for the Global Entry application fee

The Delta Platinum card is one of the co-branded products issued by American Express in partnership with Delta Air Lines.

This premium credit card has all the makings of a solid airline credit card for frequent Delta travelers. Currently, it has a sizable welcome bonus offer and the ability to earn up to 3x Delta SkyMiles:

• Earn 3x Delta SkyMiles on Delta purchases made directly with Delta and on purchases made directly with hotels
• Earn 2x Delta SkyMiles at restaurants, including takeout and delivery in the U.S., and U.S. supermarkets
• Earn 1x Delta SkyMiles everywhere else

Remember, most of the card’s benefits are Delta-specific, including the annual companion certificate, your first checked bag free on Delta flights booked with your card for yourself and up to 8 others on the same reservation, Zone 5 priority boarding on Delta flights, and more.

Lastly, the Delta Platinum card has a 20% statement credit on Delta inflight purchases, no foreign transaction fees, and no annual fees for authorized users (rates & fees).

Why We Like Earning Delta SkyMiles

Although Delta SkyMiles has been devalued over the past few years, leading to a valuation of 1 cent per point, it’s still possible to get good value from your SkyMiles.

To accomplish this, earmark your Delta SkyMiles for international premium cabin flights on Delta or its partners. You can upgrade your travel experience and get some solid value!

Bottom Line: You shouldn’t select a travel rewards card based solely on whether it provides Global Entry or TSA PreCheck fee reimbursement. However, selecting a premium travel rewards card with a complete package of value-added benefits that includes Global Entry or TSA PreCheck fee reimbursement makes a lot of sense for the frequent traveler.

Best Business Cards

If you own a business and travel frequently, having a business travel rewards credit card is a smart decision. Having your Global Entry or TSA PreCheck fees reimbursed by your business card is a bonus.

Card Summary

The Business Platinum Card^® from American Express

ELEVATED WELCOME OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 200,000 points

UP's Offer Valuation*:

Up to $4,400

Annual Fee

$895

APR

18.24% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,550 lounges, along with tons of annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

Pros & Cons

Pros

• Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
• Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
• Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)

Cons

• High annual fee of $895 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Elevated Welcome Offer: Earn 200,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Business Platinum Card^® within the first 3 months of Card Membership.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
• See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
• New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
• Make the Business Platinum Card^® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal).
• Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
• New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
• Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
• Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 5X points on flights and prepaid hotels on AmexTravel.com
• 1X points on other eligible purchases
• $895 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.24% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 250,000 points with the Amex Business Platinum card. The current public offer is 150,000 200,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for the TSA PreCheck application fee every 4 1/2 years or up to $120 statement credit for the Global Entry application fee every 4 years

The Amex Business Platinum card is one of the most special business card products out there. In addition to a huge welcome bonus offer, this card possesses immense luxury travel and lifestyle benefits.

Currently, this card earns:

• 5 Membership Rewards points per $1 spent on flights, prepaid hotels, and short-term rentals booked at AmexTravel.com
• 2 Membership Rewards points per $1 spent on eligible purchases in key U.S. business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases every calendar year)

With no preset spending limit*, the Amex Business Platinum card helps high-spending business owners achieve their spending needs seamlessly.

Remember, this card confers access to the American Express Global Lounge Collection, which is a selection of over 1,550 worldwide lounges, including Centurion Lounges, some Virgin Clubhouses, and Escape Lounges – The Centurion Studio Partner.

Furthermore, you have access to Fine Hotels + Resorts and The Hotel Collection, complimentary Marriott Bonvoy Gold Elite, Hilton Honors Gold, and Leaders Club Sterling status, and generous statement credits as shown below:

• Up to $1,150 Dell credits
  • Up to $150 annually, then an additional $1,000 after spending $5,000 on U.S. Dell purchases
• Up to $600 in hotel credits for prepaid bookings at Fine Hotels + Resorts or The Hotel Collection through Amex Travel, up to $300 between January and June and $300 between July and December. The Hotel Collection requires a 2-night minimum stay.
• Up to $200 in airline incidental fee credits
• Up to $209 in CLEAR Plus credits
• Up to $360 in Indeed credits, up to $90 per quarter
• $250 in Adobe credits after spending $600 or more on U.S. purchases directly with Adobe per calendar year 
• Up to $120 in wireless phone service credits

Remember that terms may apply, and some offers may require enrollment, so explore your American Express account to ensure you’re getting the most out of your Amex Business Platinum card benefits.

Southwest^® Rapid Rewards^® Performance Business Credit Card

Southwest^® Rapid Rewards^® Performance Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits through 2025, and bonus points on each cardmember anniversary.

Southwest^® Rapid Rewards^® Performance Business Credit Card

Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits through 2025, and bonus points on each cardmember anniversary.

Welcome Offer

Earn 120,000 points after you spend $10,000 on purchases in the first 3 months from account opening.

120,000 points

UP's Offer Valuation*:

$1,560

Annual Fee

$299

APR

19.74% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent (670-850)

Why We Like This Card

The Southwest^® Rapid Rewards^® Performance Business Credit Card is a phenomenal option for business owners who are Southwest frequent flyers. It helps you earn more points on all of your business expenses, offers upgraded boarding certificates and Wi-Fi credits through December 31, 2025, and helps you reach higher levels of Southwest elite status.

Pros & Cons

Pros

• 4x points per $1 spent on Southwest purchases
• 2x points per $1 spent at gas stations and restaurants, with no annual cap
• 2x points per $1 spent on all hotel purchases

Cons

• $299 annual fee
• Doesn’t earn transferable rewards

Read Full Review

Card Highlights

• Earn 120,000 points after you spend $10,000 on purchases in the first 3 months from account opening.
• 9,000 bonus points after your Cardmember anniversary.
• Earn 4X pts on Southwest^® purchases.
• Earn 2 points for every $1 you spend at gas stations and restaurants
• Earn 2X points on hotel accommodations booked directly with the hotel
• Earn 2X points on local transit and commuting, including rideshare.
• First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
• Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
• Member FDIC

Financial Snapshot

• APR: 19.74% - 28.24% Variable
• Foreign Transaction Fees: None

Global Entry, TSA PreCheck, or NEXUS Benefit

• Global Entry, TSA PreCheck, or NEXUS reimbursement every 4 years

An awesome credit card for frequent Southwest flyers is the Southwest Performance Business card, which happens to be the most premium flavor of the Southwest credit cards.

Currently, it offers the ability to earn up to 4x Rapid Rewards points on your spending:

• 4 points per $1 spent on Southwest purchases
• 2 points per $1 spent at gas stations and restaurants, with no annual cap
• 2 points per $1 spent on all hotel purchases
• 2 points per $1 spent on local transit and commuting, including ride-sharing services
• 2 points per $1 spent on Rapid Rewards hotel and car rental partner purchases (through December 31, 2025)
• 2 points per $1 spent on social media and search engine advertising, internet, cable, and phone services (through December 31, 2025)
• 1 point per $1 spent on all other purchases

In addition, you get an anniversary bonus of 9,000 points after every cardmember anniversary, 4 Upgraded Boardings for 2025 flights, a $500 fee credit for points transfers per year, in-flight Wi-Fi credits (both perks ending in 2025), and the ability to earn 2,500 TQPs toward A-list status for every $5,000 spent annually.

Of course, this credit card has no foreign transaction fees, no additional fee employee cards, purchase protection, extended warranty, travel insurance, and more.

Hot Tip: Starting in 2026, the Southwest Performance Business card will deliver even greater benefits to frequent fliers. They include selecting a Preferred seat at booking for free (when available), unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure at no charge (when available), and Group 5 boarding, so you get earlier access to overhead bin space. Find out more about the changes Southwest is making to its air travel experience here.

Why We Like Earning Southwest Rapid Rewards Points

Southwest Rapid Rewards points are worth around 1.3 cents per point, according to our valuations. These points are known as fixed-value points, meaning their value generally doesn’t fluctuate regardless of how you use them.

For example, Southwest flights booked using points generally hover at a redemption value of 1.3 to 1.5 cents per point, making it a safe yet consistent way to get value from your points.

Hot Tip: Check out some of the unique nonflying ways to use your Southwest Rapid Rewards points!

IHG One Rewards Premier Business Card

IHG One Rewards Premier Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Welcome Offer

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

140,000 points

UP's Offer Valuation*:

$700

Annual Fee

$99

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros & Cons

Pros

• Up to 26x total points per $1 spent on IHG Hotels and Resorts
• 5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
• 3x points per $1 spent on all other purchases

Cons

• $99 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier Business cardmember
• Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at hotels such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

Global Entry, TSA PreCheck, or NEXUS Benefit

• Global Entry, TSA PreCheck, or NEXUS reimbursement every 4 years

Another neat credit card that offers a Global Entry, TSA PreCheck, or NEXUS benefit is the IHG Premier Business card, which is issued by Chase.

It has a fantastic welcome bonus offer, a complimentary night after each account anniversary year, the ability to get your fourth night free when you redeem points, as well as up to 26x total points earned:

• Up to 26x total points at IHG Hotels and Resorts (10x points from the card, 10x points from being an IHG One Rewards member, and 6x points from having Platinum Elite status from this card)
• 5x points on travel, dining, select business categories, and gas stations
• 3x points on all other purchases

This card even comes with a 20% discount when you purchase IHG One Rewards points with your IHG Premier Business card, travel insurance, purchase protection, no foreign transaction fees, and employee cards for no additional fee.

Why We Like Earning IHG One Rewards Points

Our valuations peg IHG One Rewards points as being worth 0.5 cents each, which translates to a return on spending of up to 13% if you earn 26x total points.

Luckily, there are fantastic properties where you can earn better redemption value than that!

Delta SkyMiles^® Platinum Business American Express Card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum Business American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Apply Now(at Amex's secure site)

Delta SkyMiles^® Platinum Business American Express Card

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Welcome Offer

• Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/25.

100,000 miles

UP's Offer Valuation*:

Up to $1,200

Annual Fee

$350

APR

19.99% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

Small business owners and frequent Delta flyers can make the Delta SkyMiles^® Platinum Business American Express Card your go-to credit card.

Cardholders earn 3x SkyMiles per dollar for purchases with Delta and access benefits, including no foreign transaction fees, priority boarding, and a free checked bag for each flight (rates & fees).

Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!

Pros & Cons

Pros

• Save 15% on award travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees
• 3x SkyMiles per $1 spent on Delta and hotel purchases
• 1.5x SkyMiles per $1 spent on purchases of $5,000 or more, up to $100,000 per year

Cons

• $350 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/25.
• Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
• Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
• Get closer to elevated Status next Medallion^® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles^® Platinum Business American Express Card.
• Delta SkyMiles^® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles^® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles^® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Terms and limitations apply.

Financial Snapshot

• APR: 19.99% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Delta Air Lines SkyMiles Frequent Flyer Program

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for the TSA PreCheck application fee every 4 1/2 years or up to $120 statement credit for the Global Entry application fee every 4 years

The Delta Platinum Business card, which is issued by American Express, is a premium card product that Delta loyalists love. Beyond the welcome bonus, there are a lot of reasons to get this card, starting with the earning structure:

• 3x SkyMiles on purchases made directly with Delta and directly with hotels
• 1.5x SkyMiles on up to $100,000 of combined eligible purchases per year on transit including ride-sharing, taxicabs, and more, at U.S. shipping providers, and on single eligible purchases of $5,000 or more.
• 1x SkyMiles on all other purchases

This card offers Delta perks galore, including Zone 5 priority boarding’ your first checked bag for free; a Companion Certificate on First Class, Delta Comfort+, or Main Cabin domestic, Caribbean, or Central American round-trip flights each year after renewal of your card; and 20% inflight savings on eligible Delta purchases.

Lastly, you have no foreign transaction fees and employee cards for no additional fee (rates & fees).

Delta SkyMiles^® Reserve Business American Express Card

LIMITED TIME OFFER

Terms Apply / Rates & Fees

Delta SkyMiles^® Reserve Business American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Apply Now(at Amex's secure site)

Delta SkyMiles^® Reserve Business American Express Card

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Welcome Offer

Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/25.

125,000 miles

UP's Offer Valuation*:

Up to $1,500

Annual Fee

$650

APR

19.99% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Delta SkyMiles^® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

Pros & Cons

Pros

• 3x miles per dollar on Delta purchases
• 1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
• Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.

Cons

• High annual fee
• Does not earn many miles for purchases outside of Delta spend

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Card Highlights

• Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/25.
• Delta SkyMiles^® Reserve Business Members receive 15 Visits each Medallion^® Year to the Delta Sky Club^® and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
• Earn 3 miles per dollar on eligible Delta purchases.
• Get closer to elevated Status next Medallion^® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion^® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles^® Reserve Business American Express Card.
• Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
• With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles^® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
• Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a group of four that’s a potential savings of up to $280 per round-trip flight.
• When you purchase a Delta flight with your Delta SkyMiles^® Reserve Business Card, you will receive complimentary access to The Centurion^® Lounge or Escape Lounge.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles^® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles^® Reserve Business American Express Card.
• Terms and limitations apply.

Financial Snapshot

• APR: 19.99% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Delta SkyMiles Frequent Flyer Program

Global Entry and TSA PreCheck Benefit

• Up to $85 in statement credit for TSA PreCheck application fee every 4 1/2 years or up to $120 statement credit for the Global Entry application fee every 4 years

The Delta Reserve Business card is the ultrapremium business credit card for Delta loyalists.

This card also earns up to 3 Delta SkyMiles per $1 spent:

• 3x Delta SkyMiles on purchases made directly with Delta
• 1.5x Delta SkyMiles on transit purchases including ride-sharing, taxicabs, and more
• 1.5x Delta SkyMiles on U.S. shipping providers and at U.S. office supply stores 
• 1.5x Delta SkyMiles on all eligible purchases after you spend $150,000 on your card in a calendar year
• 1x Delta SkyMiles on other purchases

What we love about this card, though, isn’t the rewards but the benefits:

• Companion Certificate on First Class, Delta Comfort+, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year
• Zone 5 Priority Boarding
• First checked bag free
• Access to complimentary upgrades

This credit card comes with no foreign transaction fees and no additional fees for employee cards (rates & fees).

Capital One Spark Miles for Business

Capital One Spark Miles for Business

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every dollar you spend. The information regarding this card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Capital One Spark Miles for Business

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every dollar you spend. The information regarding this card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Welcome Offer

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

50,000 miles

UP's Offer Valuation*:

$900

Annual Fee

$0 intro for the first year, $95 after that

APR

24.99% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent (670-850)

Why We Like This Card

The Capital One Spark Miles for Business is a great option for business owners looking for an uncomplicated rewards card that earns double miles on every purchase they make and offers access to transfer partners, all for a low annual fee.

 

Pros & Cons

Pros

• Unlimited 2x miles per dollar spent on all purchases
• 5x miles per dollar spent on hotels, vacation rentals, and rental cars purchased through Capital One’s travel booking site
• Up to a $120 Global Entry or TSA PreCheck credit

Cons

• Annual fee: $0 intro for the first year, $95 after that

Read Full Review

Card Highlights

• Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
• Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
• Unlimited 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One’s travel booking site
• Transfer your miles to 15+ travel loyalty programs
• Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• $0 intro annual fee for the first year; $95 after that
• Free employee cards which also earn unlimited 2X miles per dollar from their purchases

Financial Snapshot

• APR: 24.99% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Global Entry and TSA PreCheck Benefit

• Up to a $120 credit for Global Entry or TSA PreCheck

The last credit card we’ll discuss is the Capital One Spark Miles card, one of Capital One’s absolute best rewards business credit cards.

This credit card accrues an unlimited 2x Capital One miles on every purchase you make and 5x Capital One miles on hotels and rental cars booked through Capital One’s travel booking site.

It comes with a welcome bonus offer, purchase protection, extended warranty, roadside assistance, zero-liability fraud protection for unauthorized charges, employee cards for no additional annual fee, and no foreign transaction fees.

Everything Else You Need To Know

Additional Trusted Traveler Programs, such as SENTRI (Mexico), NEXUS (Canada), and Mobile Passport (U.S.), expedite the security and customs screening process. Credit card companies do not reimburse SENTRI fees, though Chase now reimburses for NEXUS on some cards. Mobile Passport is a free service.

Since the Global Entry and TSA PreCheck fee reimbursements are not limited to your personal use, you can normally use the credit for another person. You must charge the application or renewal fee to your eligible card. This option can be especially useful if you have the reimbursement benefit on more than 1 card.

The list of additional benefits provided for each featured card in this article has been abbreviated, and not all benefits are included. Please utilize the additional links provided or access the specific card’s guide to benefits for complete benefits and terms and conditions.

Also note that this is not an exhaustive list of every credit card that reimburses for Global Entry or TSA PreCheck, just our pick of some of the best cards.

Hot Tip: TSA PreCheck can be especially helpful if you consistently fly out of an airport with a pretty awful average TSA wait time.

Final Thoughts

Getting reimbursed for your Global Entry, TSA PreCheck, or NEXUS application fee is a nice benefit, but it’s hardly a reason to secure a specific credit card.

When selecting a travel rewards card, it’s best to look at the overall benefits package to determine if a card is a match and delivers good value for you.

Select a card that rewards your spending habits, offers benefits you can use, and has redemptions that align with your travel objectives.

*No Preset Spending Limit on an American Express card means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

For Capital One products listed on this page, some of the benefits may be provided by Visa^® or Mastercard^® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.