The 12 Best Credit Cards for Complimentary Global Entry and TSA PreCheck [2024]

Having Global Entry or TSA PreCheck is a must if you’re a frequent traveler. There’s no better way to save time and discomfort than being expedited through airport security, immigration, or customs during your trip.

There is, however, a cost for signing up for these government-sponsored programs. Global Entry requires a $120 (as of October 1, 2024) initial application fee and each 5-year renewal requires the payment of another $120. TSA PreCheck charges an initial $78 application fee and again at subsequent 5-year renewals.

Fortunately, several credit cards will reimburse you for one of those fees at a frequency of every 4 or 5 years. While the benefit of this reimbursement is not a reason alone to select a rewards-earning credit card, it may help tip the scales if you’re trying to decide between 2 or 3 different cards.

Here are the top cards that reimburse the Global Entry or TSA PreCheck fees so you can ensure you’ll never have to incur the costs of an application or renewal fee for either of these programs.

What Is Global Entry and TSA PreCheck?

Global Entry and TSA PreCheck are programs established by the U.S. Customs and Border Protection agency. They offer prescreened travelers expedited security, immigration, and customs processing when entering or departing from the U.S.

Global Entry allows international travelers expedited immigration and customs security screening when entering the U.S. A special kiosk is provided where the traveler can scan their passport or utilize facial recognition software, answer a few security questions, and receive a printed receipt to hand to a special designated customs agent.

This expedited screening process helps avoid lines at immigration and customs facilities.

TSA PreCheck provides expedited security screening when departing on flights from the U.S. Prescreened members do not need to remove shoes, light outerwear, liquids, or electronics when passing through security checkpoints.

Travelers can apply for Global Entry or TSA PreCheck through the Trusted Travelers Program website. There is a $120 (as of October 1, 2024) application fee for Global Entry and an $78 fee for TSA PreCheck. If you are approved for Global Entry, you also receive TSA PreCheck for no extra fee.

Bottom Line: If there is any chance you will be traveling internationally in the next 5 years, apply for Global Entry, which includes TSA PreCheck versus just TSA PreCheck. 

Who Qualifies for Global Entry and TSA PreCheck

First, you must be a U.S. citizen, U.S. national, or a permanent resident to apply for Global Entry or TSA PreCheck. Additionally, if you have a passport from any of these countries, you can apply for Global Entry.

Canadians are eligible for Global Entry benefits as part of a NEXUS membership.

If you qualify (check your eligibility here), you can start the process by visiting the Trusted Traveler Programs website and selecting the program to which you’d like to register.

You’ll also want to access our Global Entry guide as we walk you through everything you need to know about the Global Entry process and provide step-by-step instructions on how to apply, as well as frequently asked Global Entry questions with answers!

Hot Tip: You can sign up for TSA PreCheck even if you do not currently have a passport. 

Best Personal Cards

Several credit cards will reimburse for Global Entry or TSA PreCheck fees, but the best cards are those that offer additional travel benefits you can use.

Premium travel rewards cards come with higher annual fees but also luxury travel benefits, higher earnings potential, and travel/shopping statement credits.

Card Summary

The Platinum Card^® from American Express

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Bonus Valuation*:

$1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card^® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card^®.
• $200 Uber Cash: Platinum Card^® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card^® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card^® to your Resy profile.
• $695 annual fee.¤
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for TSA PreCheck application fee or up to $120 (as of October 1, 2024) statement credit Global Entry application fee
• Authorized users qualify for Global Entry or TSA PreCheck fee reimbursement

The Amex Platinum card is truly one of our favorite cards. From the perspective of luxury travel and lifestyle benefits, it just can’t be beaten.

To start, the welcome bonus is absolutely enormous — you’ll also earn a whopping 5x Membership Rewards points per dollar spent on flights purchased directly with the airline or through AmexTravel.com (up to $500,000 per calendar year in purchases). For lodging, earn 5x points per dollar spent on prepaid hotels booked through AmexTravel.com.

In addition, this card boasts worldwide airport lounge access to more than 1,400 properties, including Centurion Lounges, Delta Sky Clubs (when flying on a same-day Delta ticket), and so much more.

The travel benefits extend beyond airport lounges, including Marriott Bonvoy Gold Elite and Hilton Honors Gold status upon enrollment, rental car program benefits and elite status, access to Fine Hotels & Resorts and The Hotel Collection, travel insurance, and so much more.

Every year, this card offers over $1,400 in statement credits, including up to $200 airline incidentals credit, up to $200 Saks Fifth Avenue credit, up to $200 prepaid hotel credit on eligible stays, up to $240 digital entertainment credit, up to $155 Walmart+ credit, $200 Uber Cash, up to $300 Equinox credit, and a $199 CLEAR Plus credit.

Why We Like Earning American Express Membership Rewards Points

American Express Membership Rewards points are, flat out, the most valuable points in our opinion.

We value these points at 2.2 cents per point, if you earn 5x points, it would be worth an amazing 11% return on spending.

To get the best value, though, remember to use the Amex transfer partners to book luxury business and first class travel.

If you want to use points in other ways, you can still redeem them for gift cards, statement credits, cash-back, charitable donations, travel booked through AmexTravel.com, and merchandise.

Chase Sapphire Reserve^®

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Learn More(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Bonus Valuation*:

$1,200

Annual Fee

$550

APR

21.99% - 28.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-850)

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

• 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
• 10x points on Lyft purchases through March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025

Cons

• $550 annual fee
• Does not offer any sort of hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Member FDIC

Financial Snapshot

• APR: 21.99% - 28.99% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Global Entry, TSA PreCheck, or NEXUS Benefit

• Receive $120 (as of October 1, 2024) reimbursement for Global Entry, $78 for TSA PreCheck, or $50 for NEXUS once every 4 years

The Chase Sapphire Reserve card is Chase’s exceptional, ultra-premium credit card. It offers the ability to use your application fee reimbursement towards NEXUS, as well.

This benefit is unique to Chase, but it shouldn’t be the sole reason why you get the Chase Sapphire Reserve card. You’ll love the $300 annual travel credit, complimentary Priority Pass Select membership, and the ability to earn up to 10x points on purchases:

• 10x Ultimate Rewards points on dining, hotels, and car rentals purchased through Chase Travel
• 10x Ultimate Rewards points at Lyft through March 31, 2025
• 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
• 5x Ultimate Rewards points on airfare booked through Chase Travel
• 3x Ultimate Rewards points on all other restaurants and travel
• 1x Ultimate Rewards points on all other purchases

Beyond rewards, another layer of this credit card is the benefits afforded to you; the Chase Sapphire Reserve card boasts the best travel insurance of any credit card, the ability to redeem points through Chase Travel for a 50% bonus, purchase protection, and extended warranty. There are also no foreign transaction fees on this credit card.

Hot Tip: If you’re wanting a deep dive into the benefits, explore our guide to the benefits of the Chase Sapphire Reserve card.

Capital One Venture X Rewards Credit Card

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Learn More(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Bonus Valuation*:

$1,350

Annual Fee

$395

APR

19.99% - 29.74% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee (rates & fees)
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: 19.99% - 29.74% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Global Entry and TSA PreCheck Benefit

• Up to $78 statement credit for TSA PreCheck application fee or up to $120 statement credit Global Entry application fee

With Capital One’s ultra-premium credit card, you can enjoy exceptional travel benefits, which include a Global Entry or TSA PreCheck benefit.

But the other reasons to get this card are compelling. Watch those rewards multiply with up to 10x Capital One miles earned on purchases:

• 10x miles on hotels and rental cars booked through Capital One Travel
• 5x miles on flights and car rentals booked through Capital One Travel
• 2x miles on all other purchases

This card earns bonus points even on miscellaneous purchases, which is huge.

As if that weren’t enough, this card offers awesome worldwide airport lounge access including a Priority Pass Select membership and Capital One Lounge and Plaza Premium Lounge access, in addition to the $300 Capital One Travel credit every year.

You’ll even get a bonus of 10,000 miles every cardmember anniversary, cell phone insurance, and quintessential travel protections like primary rental car insurance, lost luggage reimbursement, and trip cancellation and interruption coverage.

This card comes with extended warranty, purchase security, return protection, no foreign transaction fees, and up to 4 authorized users for no additional fee (rates & fees).

Why We Like Earning Capital One Miles

Capital One miles are worth around 1.8 cents each in our books, making it possible to earn up to 18% back on your purchases with this card.

The best way to get stellar value from this card is to use Capital One’s transfer partners to book premium cabin airfare.

You can still use your rewards for gift cards, statement credits, experiences, Capital One Travel bookings, and more, though you shouldn’t expect to receive the same redemption value.

Capital One Venture Rewards Credit Card

Terms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome Offer

Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Bonus Valuation*:

$1,350

Annual Fee

$95

APR

19.99% - 29.74% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent Credit (670-850)

Why We Like This Card

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros & Cons

Pros

• 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
• 2x miles per $1 on all other purchases
• Up to a $120 Global Entry or TSA PreCheck application fee credit

Cons

• $95 annual fee (rates & fees)
• Limited elite benefits

Read Full Review

Card Highlights

• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
• Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

• APR: 19.99% - 29.74% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Global Entry and TSA PreCheck Benefit

• Receive 1 Global Entry or TSA PreCheck reimbursement every 4 years

The Capital One Venture card is one of the top choices if you want terrific rewards without a huge annual fee.

It earns up to 5x Capital One miles:

• 5x earnings on hotels and rental cars booked through Capital One Travel
• 2x earnings on every purchase you make with the card

Although you won’t get the top-shelf benefits from the Capital One Venture X card, you’ll still get some toned-down perks like the ability to transfer miles to airline and hotel partners

The Capital One Venture card contains purchase protection, extended warranty, travel insurance, no foreign transaction fees, and no additional fee for authorized users (rates & fees).

United℠ Explorer Card

United℠ Explorer Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Learn More(at Chase's secure site)

United℠ Explorer Card

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Welcome Offer

Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

50,000 miles

UP's Bonus Valuation*:

$600

Annual Fee

$95

APR

21.49% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider the United℠ Explorer Card, because this card does all that and more!

Pros & Cons

Pros

• 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
• 1x mile per $1 on all other purchases
• First checked bag free for you and up to 1 traveling companion

Cons

• $0 intro annual fee for the first year, then $95 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
• $0 introductory annual fee for the first year, then $95.
• Earn 2 miles per $1 spent on dining, hotel stays, and United^® purchases
• Up to $100 Global Entry, TSA PreCheck^® or NEXUS fee credit
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
• Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
• Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
• Member FDIC

Financial Snapshot

• APR: 21.49% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

United MileagePlus Frequent Flyer Program

Global Entry and TSA PreCheck Benefit

• Cardholders qualify for up to a $120 (as of October 1, 2024) fee reimbursement every 4 years

Another great mid-tier credit card that has a Global Entry or TSA PreCheck reimbursement is the United Explorer card, which is issued by Chase.

Currently, this card has a welcome bonus and the ability to earn up to 2x United MileagePlus miles per dollar spent. This is broken down as follows:

• 2x miles on dining, hotel stays, and United purchases
• 1x miles on all other purchases

Uniquely, the United Explorer card has some great United-specific benefits that will benefit United’s frequent flyers.

For example, you’ll get your first bag for free when you use your card to purchase your ticket, priority boarding, a 25% discount on inflight purchases aboard United flights, and 2 complimentary United Club passes per year.

Furthermore, this card has no foreign transaction fees, decent travel insurance, and no additional fees for authorized users.

Hot Tip: Learn more about all the benefits of the United Explorer card in our thorough review.

Why We Like Earning United MileagePlus Miles

United miles are worth around 1.3 cents each, which translates to a maximum return on spending of approximately 2.6%.

Although that’s not a stellar rate of return, savvy travelers know that the best way to extract even more value is to book aspirational flight experiences in premium cabins on United or its partners.

Delta SkyMiles^® Platinum American Express Card

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Delta SkyMiles^® Platinum American Express Card

Frequent Delta travelers will enjoy this card's bonus categories, benefits, and ability to reach higher levels of elite status.

Welcome Offer

Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

60,000 miles

UP's Bonus Valuation*:

$720

Annual Fee

$350

APR

20.49%-29.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Delta SkyMiles^® Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status — or to maintain their current status — with the airline.

A key feature of this card is the ability to earn bonus Medallion Qualification Dollars (MQDs) that are essential for earning Delta status. This could help you get closer to earning a handful of valuable benefits with the airline.

Pros & Cons

Pros

• 3x SkyMiles per $1 spent on Delta purchases
• 3x SkyMiles per $1 spent on purchases made directly with hotels
• 2x SkyMiles per $1 spent at restaurants (including takeout and delivery) and U.S. supermarkets

Cons

• $350 annual fee (rates & fees)
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• Receive $2,500 Medallion^® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
• Delta SkyMiles^® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn $1 Medallion^® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles^® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.
• $120 Resy Credit: When you use your enrolled Delta SkyMiles^® Platinum American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $10 back each month in statement credits.
• $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles^® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
• You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles^® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Delta SkyMiles^® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• No Foreign Transaction Fees.
• $350 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 20.49%-29.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Delta Air Lines SkyMiles

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for TSA PreCheck application fee or up to $120 (as of October 1, 2024) statement credit Global Entry application fee

The Delta Platinum card is one of the co-branded products issued by American Express in partnership with Delta Air Lines.

This premium credit card has all the makings of a solid airline credit card for frequent Delta travelers. Currently, it has a sizable welcome bonus and the ability to earn up to 3x Delta SkyMiles:

• Earn 3x Delta SkyMiles on Delta purchases made directly with Delta and on purchases made directly with hotels
• Earn 2x Delta SkyMiles at restaurants, including takeout and delivery in the U.S., and U.S. supermarkets
• Earn 1x Delta SkyMiles everywhere else

Remember, most of the card’s benefits are Delta-specific, including the annual companion certificate, your first checked bag free on Delta flights booked with your card for yourself and up to 8 others on the same reservation, Zone 5 priority boarding on Delta flights, and so much more.

Lastly, the Delta Platinum card has a 20% statement credit on Delta inflight purchases, no foreign transaction fees, and no annual fees for authorized users (rates & fees).

Why We Like Earning Delta SkyMiles

Although Delta SkyMiles has been devalued over the past few years, leading to a valuation of 1.0 cents per point, it’s still possible to get good value from your SkyMiles.

To accomplish this, earmark your Delta SkyMiles for international premium cabin flights on Delta or its partners. You can upgrade your travel experience and get some solid value!

Bottom Line: You won’t be selecting a travel rewards card based solely on whether it provides Global Entry or TSA PreCheck fee reimbursement. However, selecting a premium travel rewards card with a complete package of value-added benefits that includes Global Entry or TSA PreCheck fee reimbursement makes a lot of sense for the frequent traveler.

Best Business Cards

If you own a business and travel frequently, having a business travel rewards credit card is a smart decision. Having your Global Entry or TSA PreCheck fees reimbursed by your business card is a bonus.

Card Summary

The Business Platinum Card^® from American Express

ELEVATED OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Learn More(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

150,000 points

UP's Bonus Valuation*:

$3,300

Annual Fee

$695

APR

18.99% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Business Platinum Card^® from American Express is a premium travel rewards card tailored toward business owners who are frequent travelers with a high number of annual expenses.

When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual credits, it’s easy to see why this card can is a top option for frequent traveling business owners.

Pros & Cons

Pros

• 5x Membership Rewards points per $1 on flights and prepaid hotels at Amex Travel
• Access to over 1,400 worldwide airport lounges as part of the American Express Global Lounge Collection
• Get 50% more Membership Rewards points (1.5 points per $1) on eligible purchases in key business categories, as well as on purchases of $5,000 or more (cap applies)

Cons

• High annual fee of $695 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

Read Full Review

Card Highlights

• Welcome Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
• 5X Membership Rewards^® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
• Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card^®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card^®, here.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
• $199 CLEAR^® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR^® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card^®.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
• $695 Annual Fee.
• Terms Apply.

Financial Snapshot

• APR: 18.99% - 27.99% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a huge welcome bonus offer of up to 170,000 points with the Amex Business Platinum. The current public offer is 150,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

Global Entry and TSA PreCheck Benefit

• Up to $85  statement credit for TSA PreCheck application fee or up to $120 (as of October 1, 2024) statement credit Global Entry application fee
• Authorized users also qualify for Global Entry or TSA PreCheck fee reimbursement.

The Amex Business Platinum card is one of the most special business card products out there. In addition to a huge welcome bonus, this card possesses immense luxury travel and lifestyle benefits.

Currently, this card earns:

• 5x Membership Rewards points per dollar spent on prepaid hotels and airfare booked through AmexTravel.com
• 1.5x Membership Rewards points per dollar spent on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else (up to $2 million in purchases every calendar year)

With no preset spending limit*, the Amex Business Platinum card helps high-spending business owners achieve their spending needs seamlessly.

Remember, this card confers access to the American Express Global Lounge Collection, which is a selection of over 1,400 worldwide lounge locations, including Centurion Lounges, select Virgin Clubhouses, and Escape Lounges – The Centurion Studio Partner.

Furthermore, you’ll have access to Fine Hotels & Resorts and The Hotel Collection, complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status, and over $1,400 in statement credits as shown below:

Remember that terms may apply, and some offers may require enrollment, so explore your American Express account to ensure you’re getting the most out of your Amex Business Platinum card benefits.

Southwest^® Rapid Rewards^® Performance Business Credit Card

Southwest^® Rapid Rewards^® Performance Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits, and bonus points on each cardmember anniversary.

Learn More(at Chase's secure site)

Southwest^® Rapid Rewards^® Performance Business Credit Card

Southwest frequent flyers will love the upgraded boarding positions, inflight Wi-Fi credits, and bonus points on each cardmember anniversary.

Welcome Offer

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

80,000 points

UP's Bonus Valuation*:

$1,040

Annual Fee

$199

APR

20.99% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Southwest^® Rapid Rewards^® Performance Business Credit Card is a phenomenal option for business owners who are Southwest frequent flyers. It helps you earn more points on all of your business expenses, offers upgraded boarding certificates and Wi-Fi credits, and helps you reach higher levels of Southwest elite status. 

Pros & Cons

Pros

• 4x points per $1 spent on Southwest purchases
• 3x points per $1 spent on Rapid Rewards hotel and car rental partner purchases
• 2x points per $1 spent on social media and search engine advertising, internet, cable, and phone services

Cons

• $199 annual fee
• Doesn’t earn transferable rewards

Read Full Review

Card Highlights

• Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
• 9,000 bonus points after your Cardmember anniversary.
• Earn 4X pts on Southwest^® purchases.
• Earn 3X points on Rapid Rewards^® hotel and car rental partners.
• Earn 2X points on rideshare.
• Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
• 4 Upgraded Boardings per year when available.
• Member FDIC

Financial Snapshot

• APR: 20.99% - 27.99% Variable
• Foreign Transaction Fees: None

Global Entry, TSA PreCheck, or NEXUS Benefit

• Receive 1 Global Entry, TSA PreCheck, or NEXUS reimbursement every 4 years

An awesome credit card for frequent Southwest flyers is the Southwest Performance Business card, which happens to be the most “premium” flavor of the Southwest credit cards.

Currently, it offers the ability to earn up to 4x Rapid Rewards points on your spending:

• 4 points per $1 spent on Southwest purchases
• 3 points per $1 spent on Rapid Rewards hotel and car partners
• 2 points per $1 spent on rideshare, social media/search engine ads, and internet, cable, and phone service, as well as local transit and commuting services
• 1 point per $1 spent on all other purchases

In addition, you’ll get an anniversary bonus of 9,000 points after every cardmember anniversary, 4 Upgraded Boardings each year when available, a $500 fee credit for points transfers per year, inflight Wi-Fi credits, and the ability to earn 1,500 TQPs toward A-list status for every $5,000 spent annually.

Of course, this credit card has no foreign transaction fees, no additional fee employee cards, purchase protection, extended warranty, travel insurance, and more.

Why We Like Earning Southwest Rapid Rewards Points

Southwest Rapid Rewards points are worth around 1.3 cents per point, according to our valuations. These points are known as fixed value points, meaning their value generally doesn’t fluctuate regardless of how you use them.

For example, Southwest flights booked using points will generally hover at a redemption value of 1.3 to 1.5 cents per point, making it a safe, yet consistent way to get value from your points.

Hot Tip: Check out some of the unique non-flying ways to use your Southwest Rapid Rewards points!

IHG One Rewards Premier Business Card

IHG One Rewards Premier Business Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Learn More(at Chase's secure site)

IHG One Rewards Premier Business Credit Card

The IHG Premier Business card is the perfect option for business travelers who regularly stay at IHG hotels.

Welcome Offer

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening

140,000 points

UP's Bonus Valuation*:

$700

Annual Fee

$99

APR

20.99% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent Credit Recommended (670-850)

Why We Like This Card

IHG Rewards and Chase have teamed up to offer the IHG One Rewards Premier Business Card, a compelling option for those who travel often for their business and stay at IHG hotels.

In this review, we will cover all of the benefits of the card, including earning rates, perks, fees, and more to help you determine whether the card is a good fit for your travel goals.

Pros & Cons

Pros

• Up to 26x total points per $1 spent on IHG Hotels and Resorts
• 5x points per $1 spent on travel, at gas stations, select advertising, and restaurants
• 3x points per $1 spent on all other purchases

Cons

• $99 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
• Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG^® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier Business cardmember
• Global Entry, TSA PreCheck^® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at hotels such as InterContinental^®, Crowne Plaza^®, Kimpton^®, EVEN^® Hotels, Indigo^® Hotels & Holiday Inn^®
• Member FDIC

Financial Snapshot

• APR: 20.99% - 27.99% Variable
• Foreign Transaction Fees: None

Global Entry, TSA PreCheck, or NEXUS Benefit

• Receive 1 Global Entry, TSA PreCheck, or NEXUS reimbursement every 4 years

Another neat credit card that offers a Global Entry, TSA PreCheck, or NEXUS benefit is the IHG Premier Business card, which is issued by Chase.

It has a fantastic welcome bonus, a complimentary night after each account anniversary year, the ability to get your fourth night free when you redeem points, as well as up to 26x total points earned:

• Up to 26x total points at IHG Hotels and Resorts (10x points from the card, 10x points from being an IHG One Rewards member, and 6x points from having Platinum Elite status from this card)
• 5x points on travel, dining, select business categories, and gas stations
• 3x points on all other purchases

This card even comes with a 20% discount when you purchase IHG One Rewards points with your IHG Premier Business card, travel insurance, purchase protection, no foreign transaction fees, and employee cards for no additional fee.

Why We Like Earning IHG One Rewards Points

Our valuations peg IHG One Rewards points as being worth 0.5 cents each, which translates to a return on spending of up to 13% if you earn 26x total points.

Luckily, there are some fantastic properties where you can earn better redemption value than that!

Delta SkyMiles^® Platinum Business Card

Terms Apply / Rates & Fees

Delta SkyMiles^® Platinum Business American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Learn More(at Amex's secure site)

Delta SkyMiles^® Platinum Business American Express Card

Between great perks and the potential to earn plenty of SkyMiles, this card is a must-have for frequent Delta travelers.

Welcome Offer

Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.

70,000 miles

UP's Bonus Valuation*:

$840

Annual Fee

$350

APR

20.49% - 29.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Small business owners and frequent Delta flyers can make the Delta SkyMiles^® Platinum Business American Express Card your go-to credit card.

Cardholders earn 3x SkyMiles per dollar for purchases with Delta and access benefits, including no foreign transaction fees, priority boarding, and a free checked bag for each flight (rates & fees).

Plus, you can redeem your SkyMiles for travel on Delta and its partner airlines, saving you money. It’s a no-brainer!

Pros & Cons

Pros

• Save 15% on award travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees
• 3x SkyMiles per $1 spent on Delta and hotel purchases
• 1.5x SkyMiles per $1 spent on purchases of $5,000 or more, up to $100,000 per year

Cons

• $350 annual fee
• Does not earn transferable rewards

Read Full Review

Card Highlights

• Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles^® Platinum Business American Express Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
• Get closer to elevated Status next Medallion^® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles^® Platinum Business American Express Card.
• Delta SkyMiles^® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles^® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles^® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Terms and limitations apply.

Financial Snapshot

• APR: 20.49% - 29.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Delta Air Lines SkyMiles Frequent Flyer Program

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for TSA PreCheck application fee or up to $120 (as of October 1, 2024) statement credit Global Entry application fee

The Delta Platinum Business card, which is issued by American Express, is a premium card product that Delta loyalists will love. Beyond the welcome bonus, there are a lot of reasons to get this card, starting with the earning structure:

• 3x SkyMiles on purchases made directly with Delta and directly with hotels
• 1.5x SkyMiles on large purchases of $5,000 or more (up to 50,000 additional miles every calendar year)
• 1x SkyMiles on all other purchases

This card offers Delta perks galore, including Zone 5 priority boarding, your first checked bag for free, a Companion Certificate on First Class, Delta Comfort+^®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card, and 20% inflight savings on eligible Delta purchases.

Lastly, you’ll have no foreign transaction fees and employee cards for no additional fee (rates & fees).

Delta SkyMiles^® Reserve Business Card

Terms Apply / Rates & Fees

Delta SkyMiles^® Reserve Business American Express Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Learn More(at Amex's secure site)

Delta SkyMiles^® Reserve Business American Express Card

Receive priority boarding, complimentary access to Delta Sky Club and Centurion Lounges, concierge support, and an annual companion certificate.

Welcome Offer

Welcome Offer: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.

80,000 miles

UP's Bonus Valuation*:

$960

Annual Fee

$650

APR

20.49% - 29.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Delta SkyMiles^® Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.

While the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let’s take a look at what makes the card unique, and why it may be a great fit for your wallet.

Pros & Cons

Pros

• 3x miles per dollar on Delta purchases
• 1.5x miles per dollar on eligible transit, U.S. shipping and office supply stores, plus all eligible purchases after you spend $150,000 in a year
• Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.

Cons

• High annual fee
• Does not earn many miles for purchases outside of Delta spend

Read Full Review

Card Highlights

• Welcome Offer: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
• Enter Delta Sky Club^® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
• Earn 3 miles per dollar on eligible Delta purchases.
• Get closer to elevated Status next Medallion^® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles^® Reserve Business American Express Card.
• Receive a Companion Certificate on First Class, Delta Comfort+^®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
• With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles^® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
• Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
• When you purchase a Delta flight with your Delta SkyMiles^® Reserve Business Card, you will receive complimentary access to The Centurion^® Lounge or Escape Lounge – The Centurion^® Studio Partner.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles^® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles^® Reserve Business American Express Card.
• Terms and limitations apply.

Financial Snapshot

• APR: 20.49% - 29.49% Variable
• Foreign Transaction Fees: None

Rewards Center

Delta SkyMiles Frequent Flyer Program

Global Entry and TSA PreCheck Benefit

• Up to $85 statement credit for TSA PreCheck application fee or up to $120 (as of October 1, 2024) statement credit Global Entry application fee

The Delta Reserve Business card is the ultra-premium business credit card for Delta loyalists.

This card also earns up to 3x Delta SkyMiles per dollar spent:

• 3x Delta SkyMiles on purchases made directly with Delta
• 1.5x Delta SkyMiles on purchases after you spend $150,000 on your card in a calendar year
• 1x Delta SkyMiles on other purchases

What we love about this card, though, isn’t the rewards, but rather, the benefits:

• Receive a Companion Certificate on First Class, Delta Comfort+, or Main Cabin domestic, Caribbean, or Central American roundtrip flights to select destinations each year
• Zone 5 Priority Boarding
• First checked bag free
• Access to complimentary upgrades

This credit card comes with no foreign transaction fees, and no additional fees for employee cards (rates & fees).

Capital One Spark Miles for Business

Capital One Spark Miles for Business

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every dollar you spend. (Information collected independently. Not reviewed by Capital One.)

Capital One Spark Miles for Business

The Capital One Spark Miles card is a low-annual-fee business card that earns 2x transferable miles on every dollar you spend. (Information collected independently. Not reviewed by Capital One.)

Welcome Offer

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

50,000 miles

UP's Bonus Valuation*:

$900

Annual Fee

$0 intro for the first year, $95 after that

APR

25.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The Capital One Spark Miles for Business is a great option for business owners looking for an uncomplicated rewards card that earns double miles on every purchase they make and offers access to transfer partners, all for a low annual fee.

 

Pros & Cons

Pros

• Unlimited 2x miles per dollar spent on all purchases
• 5x miles per dollar spent on hotels, vacation rentals, and rental cars purchased through Capital One Travel
• 2 complimentary visits to a Capital One Lounge per year

Cons

• Annual fee: $0 intro for the first year, $95 after that

Read Full Review

Card Highlights

• Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
• Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
• Unlimited 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
• Transfer your miles to 15+ travel loyalty programs
• Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• $0 intro annual fee for the first year; $95 after that
• Free employee cards which also earn unlimited 2X miles per dollar from their purchases

Financial Snapshot

• APR: 25.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Global Entry and TSA PreCheck Benefit

• Up to $78 statement credit for TSA PreCheck application fee or up to $120 statement credit Global Entry application fee

The last credit card we’ll discuss is the Capital One Spark Miles card, one of Capital One’s absolute best rewards business credit cards.

This credit card accrues an unlimited 2x Capital One miles on every purchase you make and 5x Capital One miles on hotels and rental cars booked through Capital One Travel.

It comes with a welcome bonus, purchase protection, extended warranty, roadside assistance, zero liability fraud protection, employee cards for no additional annual fee, and no foreign transaction fees.

Everything Else You Need To Know

Additional Trusted Traveler Programs, such as SENTRI (Mexico), NEXUS (Canada), and Mobile Passport (U.S.), expedite the security and customs screening process. Credit card companies do not reimburse SENTRI fees, though Chase now reimburses for NEXUS on select cards. Mobile Passport is a free service.

Since the Global Entry and TSA PreCheck fee reimbursements are not limited to your personal use, you can normally use the credit for another person. You must charge the application or renewal fee to your eligible card. This option can be especially useful if you have the reimbursement benefit on more than 1 card.

The list of additional benefits provided for each featured card in this article has been abbreviated, and not all benefits are included. Please utilize the additional links provided or access the specific card’s Guide to Benefits for complete benefits and terms/conditions.

Also note that this is not an exhaustive list of every credit card that reimburses for Global Entry or TSA PreCheck, just our pick of some of the best cards.

Hot Tip: TSA PreCheck can be especially helpful if you consistently fly out of an airport with a pretty awful average TSA wait time.

Final Thoughts

Getting reimbursed for your Global Entry, TSA PreCheck, or NEXUS application fee is a nice benefit, it’s hardly a reason to secure a specific credit card.

When selecting a travel rewards card, it’s best to look at the overall benefits package to determine if a card is a match and delivers good value for you.

Select a card that rewards your spending habits, offers benefits you can use, and has redemption options that align with your travel objectives.

*No Preset Spending Limit on an American Express card means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

For Capital One products listed on this page, some of the benefits may be provided by Visa^® or Mastercard^® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.